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Side-by-side financial comparison of AMERICAN WOODMARK CORP (AMWD) and PRA GROUP INC (PRAA). Click either name above to swap in a different company.

AMERICAN WOODMARK CORP is the larger business by last-quarter revenue ($394.6M vs $333.4M, roughly 1.2× PRA GROUP INC). PRA GROUP INC runs the higher net margin — 17.0% vs 1.5%, a 15.4% gap on every dollar of revenue. On growth, PRA GROUP INC posted the faster year-over-year revenue change (13.7% vs -12.8%). AMERICAN WOODMARK CORP produced more free cash flow last quarter ($638.0K vs $-90.4M). Over the past eight quarters, PRA GROUP INC's revenue compounded faster (14.2% CAGR vs -3.3%).

American Woodmark Corporation is a kitchen and bath cabinet manufacturer headquartered in Winchester, Virginia. The company operates several manufacturing facilities and service centers. The manufacturing facilities are located in Arizona, Georgia, Indiana, Kentucky, Maryland, Tennessee, Virginia, and West Virginia with service centers being located throughout the country.

PRA Group, Inc. is a publicly traded debt buyer and debt collection company based in Norfolk, Virginia. The company buys delinquent consumer debt from credit card issuers and other financial institutions at a discount and pursues collection of the full debt owed. Founded in 1996, PRA Group employs more than 3200 people in 18 countries.

AMWD vs PRAA — Head-to-Head

Bigger by revenue
AMWD
AMWD
1.2× larger
AMWD
$394.6M
$333.4M
PRAA
Growing faster (revenue YoY)
PRAA
PRAA
+26.5% gap
PRAA
13.7%
-12.8%
AMWD
Higher net margin
PRAA
PRAA
15.4% more per $
PRAA
17.0%
1.5%
AMWD
More free cash flow
AMWD
AMWD
$91.0M more FCF
AMWD
$638.0K
$-90.4M
PRAA
Faster 2-yr revenue CAGR
PRAA
PRAA
Annualised
PRAA
14.2%
-3.3%
AMWD

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
AMWD
AMWD
PRAA
PRAA
Revenue
$394.6M
$333.4M
Net Profit
$6.1M
$56.5M
Gross Margin
15.2%
Operating Margin
3.1%
37.7%
Net Margin
1.5%
17.0%
Revenue YoY
-12.8%
13.7%
Net Profit YoY
-78.0%
206.3%
EPS (diluted)
$0.42
$1.47

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AMWD
AMWD
PRAA
PRAA
Q4 25
$394.6M
$333.4M
Q3 25
$403.0M
$311.1M
Q2 25
$400.4M
$287.7M
Q1 25
$397.6M
$269.6M
Q4 24
$452.5M
$293.2M
Q3 24
$459.1M
$281.5M
Q2 24
$453.3M
$284.2M
Q1 24
$422.1M
$255.6M
Net Profit
AMWD
AMWD
PRAA
PRAA
Q4 25
$6.1M
$56.5M
Q3 25
$14.6M
$-407.7M
Q2 25
$25.6M
$42.4M
Q1 25
$16.6M
$3.7M
Q4 24
$27.7M
$18.5M
Q3 24
$29.6M
$27.2M
Q2 24
$26.8M
$21.5M
Q1 24
$21.2M
$3.5M
Gross Margin
AMWD
AMWD
PRAA
PRAA
Q4 25
15.2%
Q3 25
16.7%
Q2 25
17.0%
Q1 25
15.0%
Q4 24
18.9%
Q3 24
20.2%
Q2 24
18.6%
Q1 24
19.2%
Operating Margin
AMWD
AMWD
PRAA
PRAA
Q4 25
3.1%
37.7%
Q3 25
5.0%
-101.4%
Q2 25
7.4%
29.6%
Q1 25
5.3%
27.7%
Q4 24
9.4%
32.1%
Q3 24
10.2%
32.0%
Q2 24
8.4%
31.4%
Q1 24
6.6%
26.0%
Net Margin
AMWD
AMWD
PRAA
PRAA
Q4 25
1.5%
17.0%
Q3 25
3.6%
-131.0%
Q2 25
6.4%
14.7%
Q1 25
4.2%
1.4%
Q4 24
6.1%
6.3%
Q3 24
6.5%
9.6%
Q2 24
5.9%
7.6%
Q1 24
5.0%
1.4%
EPS (diluted)
AMWD
AMWD
PRAA
PRAA
Q4 25
$0.42
$1.47
Q3 25
$1.00
$-10.43
Q2 25
$1.73
$1.08
Q1 25
$1.09
$0.09
Q4 24
$1.79
$0.47
Q3 24
$1.89
$0.69
Q2 24
$1.70
$0.54
Q1 24
$1.32
$0.09

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AMWD
AMWD
PRAA
PRAA
Cash + ST InvestmentsLiquidity on hand
$52.1M
$104.4M
Total DebtLower is stronger
$363.3M
Stockholders' EquityBook value
$928.2M
$979.9M
Total Assets
$1.6B
$5.1B
Debt / EquityLower = less leverage
0.39×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AMWD
AMWD
PRAA
PRAA
Q4 25
$52.1M
$104.4M
Q3 25
$54.9M
$107.5M
Q2 25
$48.2M
$131.6M
Q1 25
$43.5M
$128.7M
Q4 24
$56.7M
$105.9M
Q3 24
$89.3M
$141.1M
Q2 24
$87.4M
$118.9M
Q1 24
$97.8M
$108.1M
Total Debt
AMWD
AMWD
PRAA
PRAA
Q4 25
$363.3M
Q3 25
$364.8M
Q2 25
$365.8M
Q1 25
$367.3M
Q4 24
$368.0M
Q3 24
$372.2M
Q2 24
$371.8M
Q1 24
$371.3M
Stockholders' Equity
AMWD
AMWD
PRAA
PRAA
Q4 25
$928.2M
$979.9M
Q3 25
$920.3M
$928.5M
Q2 25
$916.0M
$1.3B
Q1 25
$919.6M
$1.2B
Q4 24
$915.1M
$1.1B
Q3 24
$913.8M
$1.2B
Q2 24
$910.4M
$1.1B
Q1 24
$896.9M
$1.1B
Total Assets
AMWD
AMWD
PRAA
PRAA
Q4 25
$1.6B
$5.1B
Q3 25
$1.6B
$5.0B
Q2 25
$1.6B
$5.4B
Q1 25
$1.6B
$5.1B
Q4 24
$1.6B
$4.9B
Q3 24
$1.6B
$4.9B
Q2 24
$1.6B
$4.7B
Q1 24
$1.6B
$4.5B
Debt / Equity
AMWD
AMWD
PRAA
PRAA
Q4 25
0.39×
Q3 25
0.40×
Q2 25
0.40×
Q1 25
0.40×
Q4 24
0.40×
Q3 24
0.41×
Q2 24
0.41×
Q1 24
0.41×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AMWD
AMWD
PRAA
PRAA
Operating Cash FlowLast quarter
$11.2M
$-85.5M
Free Cash FlowOCF − Capex
$638.0K
$-90.4M
FCF MarginFCF / Revenue
0.2%
-27.1%
Capex IntensityCapex / Revenue
2.7%
1.4%
Cash ConversionOCF / Net Profit
1.83×
-1.51×
TTM Free Cash FlowTrailing 4 quarters
$64.0M
$-169.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AMWD
AMWD
PRAA
PRAA
Q4 25
$11.2M
$-85.5M
Q3 25
$33.1M
$-10.1M
Q2 25
$44.8M
$-12.9M
Q1 25
$11.0M
$-52.6M
Q4 24
$11.9M
$-94.6M
Q3 24
$40.8M
$-35.0M
Q2 24
$43.3M
$-29.5M
Q1 24
$43.7M
$-73.0M
Free Cash Flow
AMWD
AMWD
PRAA
PRAA
Q4 25
$638.0K
$-90.4M
Q3 25
$25.3M
$-11.3M
Q2 25
$35.8M
$-14.2M
Q1 25
$2.3M
$-53.5M
Q4 24
$1.1M
$-98.6M
Q3 24
$29.5M
$-36.1M
Q2 24
$7.2M
$-30.8M
Q1 24
$22.1M
$-73.5M
FCF Margin
AMWD
AMWD
PRAA
PRAA
Q4 25
0.2%
-27.1%
Q3 25
6.3%
-3.6%
Q2 25
8.9%
-4.9%
Q1 25
0.6%
-19.8%
Q4 24
0.2%
-33.6%
Q3 24
6.4%
-12.8%
Q2 24
1.6%
-10.8%
Q1 24
5.2%
-28.8%
Capex Intensity
AMWD
AMWD
PRAA
PRAA
Q4 25
2.7%
1.4%
Q3 25
1.9%
0.4%
Q2 25
2.2%
0.4%
Q1 25
2.2%
0.3%
Q4 24
2.4%
1.4%
Q3 24
2.5%
0.4%
Q2 24
8.0%
0.5%
Q1 24
5.1%
0.2%
Cash Conversion
AMWD
AMWD
PRAA
PRAA
Q4 25
1.83×
-1.51×
Q3 25
2.27×
Q2 25
1.75×
-0.30×
Q1 25
0.66×
-14.37×
Q4 24
0.43×
-5.13×
Q3 24
1.38×
-1.29×
Q2 24
1.62×
-1.37×
Q1 24
2.06×
-21.01×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AMWD
AMWD

Home Center Retailers$166.7M42%
Builders$164.7M42%
Independent Dealersand Distributors$63.2M16%

PRAA
PRAA

GB$170.1M51%
Other$163.3M49%

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