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Side-by-side financial comparison of ABERCROMBIE & FITCH CO (ANF) and NEW JERSEY RESOURCES CORP (NJR). Click either name above to swap in a different company.

ABERCROMBIE & FITCH CO is the larger business by last-quarter revenue ($1.3B vs $939.4M, roughly 1.4× NEW JERSEY RESOURCES CORP). NEW JERSEY RESOURCES CORP runs the higher net margin — 23.3% vs 8.8%, a 14.5% gap on every dollar of revenue. On growth, ABERCROMBIE & FITCH CO posted the faster year-over-year revenue change (6.8% vs -33.0%). Over the past eight quarters, NEW JERSEY RESOURCES CORP's revenue compounded faster (111.6% CAGR vs -5.8%).

Abercrombie & Fitch Co. (A&F) is an American lifestyle retailer founded in 1892, which focuses on contemporary clothing targeting customers in their early 20s to mid 40s. Headquartered in New Albany, Ohio, the company operates four offshoot brands: Abercrombie Kids, Your Personal Best, Hollister Co., and Gilly Hicks with 780+ company operated stores across its brands, as of Q4 2024.

New Jersey Resources is an energy services holding company based in Wall Township, New Jersey. It is a Fortune 1000 company, and a member of the Forbes Platinum 400. New Jersey Natural Gas is its principal subsidiary.

ANF vs NJR — Head-to-Head

Bigger by revenue
ANF
ANF
1.4× larger
ANF
$1.3B
$939.4M
NJR
Growing faster (revenue YoY)
ANF
ANF
+39.7% gap
ANF
6.8%
-33.0%
NJR
Higher net margin
NJR
NJR
14.5% more per $
NJR
23.3%
8.8%
ANF
Faster 2-yr revenue CAGR
NJR
NJR
Annualised
NJR
111.6%
-5.8%
ANF

Income Statement — Q3 FY2026 vs Q2 FY2026

Metric
ANF
ANF
NJR
NJR
Revenue
$1.3B
$939.4M
Net Profit
$113.0M
$218.9M
Gross Margin
62.5%
Operating Margin
12.0%
32.0%
Net Margin
8.8%
23.3%
Revenue YoY
6.8%
-33.0%
Net Profit YoY
-14.4%
7.2%
EPS (diluted)
$2.36
$2.16

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ANF
ANF
NJR
NJR
Q1 26
$939.4M
Q4 25
$1.3B
$440.9M
Q3 25
$1.2B
$188.3M
Q2 25
$1.1B
$234.8M
Q1 25
$1.6B
$569.2M
Q4 24
$1.2B
$359.0M
Q3 24
$1.1B
$265.7M
Q2 24
$1.0B
$209.9M
Net Profit
ANF
ANF
NJR
NJR
Q1 26
$218.9M
Q4 25
$113.0M
$122.5M
Q3 25
$141.4M
$15.1M
Q2 25
$80.4M
$-15.1M
Q1 25
$187.2M
$204.3M
Q4 24
$132.0M
$131.3M
Q3 24
$133.2M
$91.1M
Q2 24
$113.8M
$-11.6M
Gross Margin
ANF
ANF
NJR
NJR
Q1 26
Q4 25
62.5%
Q3 25
62.6%
Q2 25
62.0%
Q1 25
Q4 24
65.1%
Q3 24
64.9%
Q2 24
66.4%
Operating Margin
ANF
ANF
NJR
NJR
Q1 26
32.0%
Q4 25
12.0%
40.6%
Q3 25
17.1%
21.5%
Q2 25
9.3%
-0.5%
Q1 25
16.2%
49.2%
Q4 24
14.8%
52.8%
Q3 24
15.5%
55.0%
Q2 24
12.7%
2.8%
Net Margin
ANF
ANF
NJR
NJR
Q1 26
23.3%
Q4 25
8.8%
27.8%
Q3 25
11.7%
8.0%
Q2 25
7.3%
-6.4%
Q1 25
11.8%
35.9%
Q4 24
10.9%
36.6%
Q3 24
11.7%
34.3%
Q2 24
11.2%
-5.5%
EPS (diluted)
ANF
ANF
NJR
NJR
Q1 26
$2.16
Q4 25
$2.36
$1.21
Q3 25
$2.91
$0.15
Q2 25
$1.59
$-0.15
Q1 25
$3.55
$2.02
Q4 24
$2.50
$1.31
Q3 24
$2.50
$0.91
Q2 24
$2.14
$-0.12

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ANF
ANF
NJR
NJR
Cash + ST InvestmentsLiquidity on hand
$631.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.3B
Total Assets
$3.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ANF
ANF
NJR
NJR
Q1 26
Q4 25
$631.0M
$2.4M
Q3 25
$603.5M
$591.0K
Q2 25
$607.6M
$931.0K
Q1 25
$888.9M
$83.7M
Q4 24
$738.9M
$1.9M
Q3 24
$738.4M
$1.0M
Q2 24
$864.2M
$22.4M
Total Debt
ANF
ANF
NJR
NJR
Q1 26
Q4 25
$3.3B
Q3 25
$3.3B
Q2 25
$3.0B
Q1 25
$3.0B
Q4 24
$3.0B
Q3 24
$2.9B
Q2 24
$2.8B
Stockholders' Equity
ANF
ANF
NJR
NJR
Q1 26
Q4 25
$1.3B
$2.5B
Q3 25
$1.3B
$2.4B
Q2 25
$1.2B
$2.4B
Q1 25
$1.3B
$2.5B
Q4 24
$1.2B
$2.3B
Q3 24
$1.2B
$2.2B
Q2 24
$1.1B
$2.1B
Total Assets
ANF
ANF
NJR
NJR
Q1 26
Q4 25
$3.5B
$7.9B
Q3 25
$3.3B
$7.6B
Q2 25
$3.1B
$7.3B
Q1 25
$3.3B
$7.3B
Q4 24
$3.3B
$7.2B
Q3 24
$3.0B
$7.0B
Q2 24
$3.0B
$6.8B
Debt / Equity
ANF
ANF
NJR
NJR
Q1 26
Q4 25
1.32×
Q3 25
1.36×
Q2 25
1.25×
Q1 25
1.20×
Q4 24
1.29×
Q3 24
1.31×
Q2 24
1.30×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ANF
ANF
NJR
NJR
Operating Cash FlowLast quarter
$200.1M
Free Cash FlowOCF − Capex
$131.8M
FCF MarginFCF / Revenue
10.2%
Capex IntensityCapex / Revenue
5.3%
Cash ConversionOCF / Net Profit
1.77×
TTM Free Cash FlowTrailing 4 quarters
$384.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ANF
ANF
NJR
NJR
Q1 26
Q4 25
$200.1M
$26.7M
Q3 25
$116.9M
$81.2M
Q2 25
$-4.0M
$-28.9M
Q1 25
$307.6M
$423.0M
Q4 24
$142.6M
$-9.0M
Q3 24
$165.1M
$64.5M
Q2 24
$95.0M
$24.3M
Free Cash Flow
ANF
ANF
NJR
NJR
Q1 26
Q4 25
$131.8M
Q3 25
$50.7M
Q2 25
$-54.8M
Q1 25
$256.8M
Q4 24
$92.2M
Q3 24
$122.3M
Q2 24
$56.1M
FCF Margin
ANF
ANF
NJR
NJR
Q1 26
Q4 25
10.2%
Q3 25
4.2%
Q2 25
-5.0%
Q1 25
16.2%
Q4 24
7.6%
Q3 24
10.8%
Q2 24
5.5%
Capex Intensity
ANF
ANF
NJR
NJR
Q1 26
Q4 25
5.3%
Q3 25
5.5%
Q2 25
4.6%
Q1 25
3.2%
Q4 24
4.2%
Q3 24
3.8%
Q2 24
3.8%
Cash Conversion
ANF
ANF
NJR
NJR
Q1 26
Q4 25
1.77×
0.22×
Q3 25
0.83×
5.39×
Q2 25
-0.05×
Q1 25
1.64×
2.07×
Q4 24
1.08×
-0.07×
Q3 24
1.24×
0.71×
Q2 24
0.83×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ANF
ANF

Hollister$673.3M52%
Abercrombie$617.3M48%
Gift Card$25.7M2%
Royalty$19.5M2%

NJR
NJR

Utility$640.9M68%
Nonutility$298.5M32%

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