vs

Side-by-side financial comparison of Angel Oak Mortgage REIT, Inc. (AOMR) and RIVERVIEW BANCORP INC (RVSB). Click either name above to swap in a different company.

RIVERVIEW BANCORP INC is the larger business by last-quarter revenue ($14.0M vs $10.9M, roughly 1.3× Angel Oak Mortgage REIT, Inc.). Angel Oak Mortgage REIT, Inc. runs the higher net margin — 103.9% vs 9.8%, a 94.1% gap on every dollar of revenue. On growth, Angel Oak Mortgage REIT, Inc. posted the faster year-over-year revenue change (10.4% vs 10.4%). Over the past eight quarters, RIVERVIEW BANCORP INC's revenue compounded faster (24.6% CAGR vs 12.7%).

Angel Oak Mortgage REIT, Inc. is a U.S.-based real estate investment trust focused on investing in residential mortgage assets, including non-agency mortgage-backed securities, residential mortgage loans, and credit-linked real estate instruments. It serves U.S. institutional and retail investors, targeting competitive risk-adjusted returns through regular income and long-term capital growth.

Riverview Bancorp Inc. is a U.S.-based bank holding company operating Riverview Community Bank, primarily serving the Pacific Northwest region. It offers personal and commercial banking products including savings accounts, consumer loans, mortgages, commercial lending, and small business financial solutions for retail customers and local enterprises.

AOMR vs RVSB — Head-to-Head

Bigger by revenue
RVSB
RVSB
1.3× larger
RVSB
$14.0M
$10.9M
AOMR
Growing faster (revenue YoY)
AOMR
AOMR
+0.1% gap
AOMR
10.4%
10.4%
RVSB
Higher net margin
AOMR
AOMR
94.1% more per $
AOMR
103.9%
9.8%
RVSB
Faster 2-yr revenue CAGR
RVSB
RVSB
Annualised
RVSB
24.6%
12.7%
AOMR

Income Statement — Q4 FY2025 vs Q3 FY2026

Metric
AOMR
AOMR
RVSB
RVSB
Revenue
$10.9M
$14.0M
Net Profit
$11.3M
$1.4M
Gross Margin
Operating Margin
12.4%
Net Margin
103.9%
9.8%
Revenue YoY
10.4%
10.4%
Net Profit YoY
175.2%
11.8%
EPS (diluted)
$0.44
$0.07

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AOMR
AOMR
RVSB
RVSB
Q4 25
$10.9M
$14.0M
Q3 25
$10.2M
$13.6M
Q2 25
$9.9M
$13.3M
Q1 25
$10.1M
$12.9M
Q4 24
$9.9M
$12.7M
Q3 24
$9.0M
$12.8M
Q2 24
$9.5M
$12.2M
Q1 24
$8.6M
$9.0M
Net Profit
AOMR
AOMR
RVSB
RVSB
Q4 25
$11.3M
$1.4M
Q3 25
$11.4M
$1.1M
Q2 25
$767.0K
$1.2M
Q1 25
$20.5M
$1.1M
Q4 24
$-15.1M
$1.2M
Q3 24
$31.2M
$1.6M
Q2 24
$-273.0K
$966.0K
Q1 24
$12.9M
$-3.0M
Operating Margin
AOMR
AOMR
RVSB
RVSB
Q4 25
12.4%
Q3 25
10.2%
Q2 25
7.7%
11.7%
Q1 25
11.3%
Q4 24
-152.6%
12.4%
Q3 24
15.5%
Q2 24
-1.4%
10.0%
Q1 24
-47.5%
Net Margin
AOMR
AOMR
RVSB
RVSB
Q4 25
103.9%
9.8%
Q3 25
112.1%
8.1%
Q2 25
7.7%
9.2%
Q1 25
203.5%
8.9%
Q4 24
-152.6%
9.7%
Q3 24
345.9%
12.2%
Q2 24
-2.9%
7.9%
Q1 24
150.1%
-34.7%
EPS (diluted)
AOMR
AOMR
RVSB
RVSB
Q4 25
$0.44
$0.07
Q3 25
$0.46
$0.05
Q2 25
$0.03
$0.06
Q1 25
$0.87
$0.05
Q4 24
$-0.62
$0.06
Q3 24
$1.29
$0.07
Q2 24
$-0.01
$0.05
Q1 24
$0.51
$-0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AOMR
AOMR
RVSB
RVSB
Cash + ST InvestmentsLiquidity on hand
$41.6M
$28.6M
Total DebtLower is stronger
$2.3B
Stockholders' EquityBook value
$267.5M
$164.2M
Total Assets
$2.7B
$1.5B
Debt / EquityLower = less leverage
8.51×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AOMR
AOMR
RVSB
RVSB
Q4 25
$41.6M
$28.6M
Q3 25
$51.6M
$32.8M
Q2 25
$40.5M
$34.2M
Q1 25
$38.7M
$29.4M
Q4 24
$40.8M
$25.3M
Q3 24
$42.1M
$31.0M
Q2 24
$44.0M
$27.8M
Q1 24
$39.4M
$23.6M
Total Debt
AOMR
AOMR
RVSB
RVSB
Q4 25
$2.3B
Q3 25
$2.2B
Q2 25
Q1 25
Q4 24
$1.8B
Q3 24
Q2 24
Q1 24
Stockholders' Equity
AOMR
AOMR
RVSB
RVSB
Q4 25
$267.5M
$164.2M
Q3 25
$264.2M
$163.5M
Q2 25
$246.4M
$162.0M
Q1 25
$251.5M
$160.0M
Q4 24
$239.0M
$158.3M
Q3 24
$265.1M
$160.8M
Q2 24
$255.8M
$155.9M
Q1 24
$263.3M
$155.6M
Total Assets
AOMR
AOMR
RVSB
RVSB
Q4 25
$2.7B
$1.5B
Q3 25
$2.6B
$1.5B
Q2 25
$2.6B
$1.5B
Q1 25
$2.7B
$1.5B
Q4 24
$2.3B
$1.5B
Q3 24
$2.3B
$1.5B
Q2 24
$2.1B
$1.5B
Q1 24
$2.3B
$1.5B
Debt / Equity
AOMR
AOMR
RVSB
RVSB
Q4 25
8.51×
Q3 25
8.37×
Q2 25
Q1 25
Q4 24
7.62×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AOMR
AOMR
RVSB
RVSB
Operating Cash FlowLast quarter
$-407.0M
$-506.0K
Free Cash FlowOCF − Capex
$-736.0K
FCF MarginFCF / Revenue
-5.2%
Capex IntensityCapex / Revenue
1.6%
Cash ConversionOCF / Net Profit
-35.96×
-0.37×
TTM Free Cash FlowTrailing 4 quarters
$20.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AOMR
AOMR
RVSB
RVSB
Q4 25
$-407.0M
$-506.0K
Q3 25
$-173.4M
$16.8M
Q2 25
$20.6M
$-697.0K
Q1 25
$-201.7M
$8.3M
Q4 24
$-221.5M
$2.2M
Q3 24
$-212.4M
$764.0K
Q2 24
$-24.2M
$5.4M
Q1 24
$40.2M
$12.8M
Free Cash Flow
AOMR
AOMR
RVSB
RVSB
Q4 25
$-736.0K
Q3 25
$16.4M
Q2 25
$-773.0K
Q1 25
$5.6M
Q4 24
$1.9M
Q3 24
$-1.4M
Q2 24
$5.3M
Q1 24
$7.1M
FCF Margin
AOMR
AOMR
RVSB
RVSB
Q4 25
-5.2%
Q3 25
120.1%
Q2 25
-5.8%
Q1 25
43.1%
Q4 24
15.0%
Q3 24
-11.3%
Q2 24
43.7%
Q1 24
79.0%
Capex Intensity
AOMR
AOMR
RVSB
RVSB
Q4 25
1.6%
Q3 25
2.9%
Q2 25
0.6%
Q1 25
21.0%
Q4 24
2.4%
Q3 24
17.3%
Q2 24
0.9%
Q1 24
62.0%
Cash Conversion
AOMR
AOMR
RVSB
RVSB
Q4 25
-35.96×
-0.37×
Q3 25
-15.19×
15.25×
Q2 25
26.92×
-0.57×
Q1 25
-9.83×
7.20×
Q4 24
1.79×
Q3 24
-6.81×
0.49×
Q2 24
5.63×
Q1 24
3.12×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AOMR
AOMR

Nonrelated Party$6.4M59%
Other$4.5M41%

RVSB
RVSB

Segment breakdown not available.

Related Comparisons