vs

Side-by-side financial comparison of AMPCO PITTSBURGH CORP (AP) and SMARTFINANCIAL INC. (SMBK). Click either name above to swap in a different company.

AMPCO PITTSBURGH CORP is the larger business by last-quarter revenue ($104.4M vs $53.8M, roughly 1.9× SMARTFINANCIAL INC.). SMARTFINANCIAL INC. runs the higher net margin — 25.4% vs -55.2%, a 80.7% gap on every dollar of revenue. Over the past eight quarters, SMARTFINANCIAL INC.'s revenue compounded faster (15.4% CAGR vs -2.6%).

Ampco-Pittsburgh Corporation is a specialty steel manufacturer headquartered in Downtown Pittsburgh, Pennsylvania. It is one of several companies to bear the Ampco name, and it should not be confused with the Milwaukee-based copper base alloy producer, Ampco Metal Inc.; the Miami-based cabinetry company; the Swiss aluminum corporation; or the Dallas-based tool company. Ampco was formed in 1929 and is a conglomerate made up of several previously established small steel makers. Five small compa...

SmartFinancial Inc. is a U.S.-based bank holding company that operates its wholly owned subsidiary SmartBank. It offers a full range of retail and commercial banking products including deposit accounts, personal and business loans, mortgage services, and wealth management solutions, primarily serving individual customers and small-to-medium enterprises across the Southeastern United States.

AP vs SMBK — Head-to-Head

Bigger by revenue
AP
AP
1.9× larger
AP
$104.4M
$53.8M
SMBK
Higher net margin
SMBK
SMBK
80.7% more per $
SMBK
25.4%
-55.2%
AP
Faster 2-yr revenue CAGR
SMBK
SMBK
Annualised
SMBK
15.4%
-2.6%
AP

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
AP
AP
SMBK
SMBK
Revenue
$104.4M
$53.8M
Net Profit
$-57.7M
$13.7M
Gross Margin
Operating Margin
-54.0%
Net Margin
-55.2%
25.4%
Revenue YoY
11.5%
Net Profit YoY
-1958.9%
21.6%
EPS (diluted)
$-2.87
$0.81

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AP
AP
SMBK
SMBK
Q1 26
$53.8M
Q4 25
$104.4M
$53.3M
Q3 25
$103.7M
$51.1M
Q2 25
$108.9M
$49.2M
Q1 25
$99.2M
$46.8M
Q4 24
$93.6M
$46.8M
Q3 24
$92.1M
$44.2M
Q2 24
$107.1M
$40.4M
Net Profit
AP
AP
SMBK
SMBK
Q1 26
$13.7M
Q4 25
$-57.7M
$13.7M
Q3 25
$-2.2M
$13.7M
Q2 25
$-7.3M
$11.7M
Q1 25
$1.1M
$11.3M
Q4 24
$3.1M
$9.6M
Q3 24
$-2.0M
$9.1M
Q2 24
$2.0M
$8.0M
Operating Margin
AP
AP
SMBK
SMBK
Q1 26
Q4 25
-54.0%
31.3%
Q3 25
1.1%
33.2%
Q2 25
-2.8%
29.0%
Q1 25
3.9%
29.0%
Q4 24
5.5%
26.5%
Q3 24
2.0%
24.3%
Q2 24
4.7%
25.6%
Net Margin
AP
AP
SMBK
SMBK
Q1 26
25.4%
Q4 25
-55.2%
25.7%
Q3 25
-2.1%
26.8%
Q2 25
-6.7%
23.8%
Q1 25
1.2%
24.0%
Q4 24
3.3%
20.6%
Q3 24
-2.1%
20.7%
Q2 24
1.9%
19.8%
EPS (diluted)
AP
AP
SMBK
SMBK
Q1 26
$0.81
Q4 25
$-2.87
$0.81
Q3 25
$-0.11
$0.81
Q2 25
$-0.36
$0.69
Q1 25
$0.06
$0.67
Q4 24
$0.16
$0.57
Q3 24
$-0.10
$0.54
Q2 24
$0.10
$0.48

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AP
AP
SMBK
SMBK
Cash + ST InvestmentsLiquidity on hand
$10.7M
$346.1M
Total DebtLower is stronger
$117.9M
Stockholders' EquityBook value
$32.6M
$562.2M
Total Assets
$495.4M
$5.9B
Debt / EquityLower = less leverage
3.61×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AP
AP
SMBK
SMBK
Q1 26
$346.1M
Q4 25
$10.7M
$464.4M
Q3 25
$15.0M
$557.1M
Q2 25
$9.9M
$365.1M
Q1 25
$7.1M
$423.0M
Q4 24
$15.4M
$387.6M
Q3 24
$11.8M
$192.9M
Q2 24
$7.9M
$342.8M
Total Debt
AP
AP
SMBK
SMBK
Q1 26
Q4 25
$117.9M
Q3 25
$119.0M
$1.3M
Q2 25
$115.9M
$7.0M
Q1 25
$115.0M
$7.6M
Q4 24
$116.4M
$8.1M
Q3 24
$116.0M
$9.0M
Q2 24
$119.4M
$12.7M
Stockholders' Equity
AP
AP
SMBK
SMBK
Q1 26
$562.2M
Q4 25
$32.6M
$552.4M
Q3 25
$60.1M
$538.4M
Q2 25
$62.7M
$519.0M
Q1 25
$64.6M
$505.8M
Q4 24
$58.9M
$491.3M
Q3 24
$61.3M
$489.0M
Q2 24
$58.0M
$472.5M
Total Assets
AP
AP
SMBK
SMBK
Q1 26
$5.9B
Q4 25
$495.4M
$5.9B
Q3 25
$524.4M
$5.8B
Q2 25
$537.2M
$5.5B
Q1 25
$536.2M
$5.4B
Q4 24
$530.9M
$5.3B
Q3 24
$547.4M
$4.9B
Q2 24
$560.8M
$4.9B
Debt / Equity
AP
AP
SMBK
SMBK
Q1 26
Q4 25
3.61×
Q3 25
1.98×
0.00×
Q2 25
1.85×
0.01×
Q1 25
1.78×
0.02×
Q4 24
1.98×
0.02×
Q3 24
1.89×
0.02×
Q2 24
2.06×
0.03×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AP
AP
SMBK
SMBK
Operating Cash FlowLast quarter
$2.7M
Free Cash FlowOCF − Capex
$-64.0K
FCF MarginFCF / Revenue
-0.1%
Capex IntensityCapex / Revenue
2.7%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-8.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AP
AP
SMBK
SMBK
Q1 26
Q4 25
$2.7M
$61.7M
Q3 25
$6.3M
$16.9M
Q2 25
$-2.3M
$14.0M
Q1 25
$-5.3M
$14.3M
Q4 24
$7.5M
$52.7M
Q3 24
$11.4M
$12.4M
Q2 24
$-5.3M
$16.5M
Free Cash Flow
AP
AP
SMBK
SMBK
Q1 26
Q4 25
$-64.0K
$59.3M
Q3 25
$3.3M
$16.6M
Q2 25
$-3.8M
$13.2M
Q1 25
$-7.5M
$13.4M
Q4 24
$3.7M
$46.3M
Q3 24
$8.4M
$11.3M
Q2 24
$-8.0M
$15.4M
FCF Margin
AP
AP
SMBK
SMBK
Q1 26
Q4 25
-0.1%
111.3%
Q3 25
3.2%
32.4%
Q2 25
-3.5%
26.9%
Q1 25
-7.5%
28.5%
Q4 24
4.0%
98.9%
Q3 24
9.1%
25.7%
Q2 24
-7.5%
38.2%
Capex Intensity
AP
AP
SMBK
SMBK
Q1 26
Q4 25
2.7%
4.5%
Q3 25
2.9%
0.6%
Q2 25
1.3%
1.6%
Q1 25
2.2%
2.0%
Q4 24
4.0%
13.7%
Q3 24
3.2%
2.4%
Q2 24
2.5%
2.7%
Cash Conversion
AP
AP
SMBK
SMBK
Q1 26
Q4 25
4.50×
Q3 25
1.23×
Q2 25
1.20×
Q1 25
-4.62×
1.27×
Q4 24
2.40×
5.47×
Q3 24
1.36×
Q2 24
-2.64×
2.07×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AP
AP

Forged And Cast Mill Rolls$67.0M64%
Air Handling Systems$14.3M14%
Heat Exchange Coils$13.1M13%
Centrifugal Pumps$10.3M10%
Forged Engineered Products$4.0M4%

SMBK
SMBK

Net Interest Income$45.9M85%
Noninterest Income$7.9M15%

Related Comparisons