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Side-by-side financial comparison of Caledonia Mining Corp Plc (CMCL) and SMARTFINANCIAL INC. (SMBK). Click either name above to swap in a different company.

SMARTFINANCIAL INC. is the larger business by last-quarter revenue ($53.8M vs $46.9M, roughly 1.1× Caledonia Mining Corp Plc). SMARTFINANCIAL INC. runs the higher net margin — 25.4% vs 7.0%, a 18.4% gap on every dollar of revenue. Over the past eight quarters, Caledonia Mining Corp Plc's revenue compounded faster (17.1% CAGR vs 15.4%).

Hochschild Mining plc is a leading British-based silver and gold mining business operating in North, Central, and South America. It is headquartered in Lima, Peru, with a corporate office in London, is listed on the London Stock Exchange and is a constituent of the FTSE 250 Index. The main shareholder is the Peruvian businessman Eduardo Hochschild.

SmartFinancial Inc. is a U.S.-based bank holding company that operates its wholly owned subsidiary SmartBank. It offers a full range of retail and commercial banking products including deposit accounts, personal and business loans, mortgage services, and wealth management solutions, primarily serving individual customers and small-to-medium enterprises across the Southeastern United States.

CMCL vs SMBK — Head-to-Head

Bigger by revenue
SMBK
SMBK
1.1× larger
SMBK
$53.8M
$46.9M
CMCL
Higher net margin
SMBK
SMBK
18.4% more per $
SMBK
25.4%
7.0%
CMCL
Faster 2-yr revenue CAGR
CMCL
CMCL
Annualised
CMCL
17.1%
15.4%
SMBK

Income Statement — Q3 FY2024 vs Q1 FY2026

Metric
CMCL
CMCL
SMBK
SMBK
Revenue
$46.9M
$53.8M
Net Profit
$3.3M
$13.7M
Gross Margin
41.2%
Operating Margin
18.6%
Net Margin
7.0%
25.4%
Revenue YoY
13.8%
Net Profit YoY
-33.3%
21.6%
EPS (diluted)
$0.13
$0.81

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CMCL
CMCL
SMBK
SMBK
Q1 26
$53.8M
Q4 25
$53.3M
Q3 25
$51.1M
Q2 25
$49.2M
Q1 25
$46.8M
Q4 24
$46.8M
Q3 24
$46.9M
$44.2M
Q2 24
$50.1M
$40.4M
Net Profit
CMCL
CMCL
SMBK
SMBK
Q1 26
$13.7M
Q4 25
$13.7M
Q3 25
$13.7M
Q2 25
$11.7M
Q1 25
$11.3M
Q4 24
$9.6M
Q3 24
$3.3M
$9.1M
Q2 24
$10.2M
$8.0M
Gross Margin
CMCL
CMCL
SMBK
SMBK
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
41.2%
Q2 24
45.8%
Operating Margin
CMCL
CMCL
SMBK
SMBK
Q1 26
Q4 25
31.3%
Q3 25
33.2%
Q2 25
29.0%
Q1 25
29.0%
Q4 24
26.5%
Q3 24
18.6%
24.3%
Q2 24
32.2%
25.6%
Net Margin
CMCL
CMCL
SMBK
SMBK
Q1 26
25.4%
Q4 25
25.7%
Q3 25
26.8%
Q2 25
23.8%
Q1 25
24.0%
Q4 24
20.6%
Q3 24
7.0%
20.7%
Q2 24
20.3%
19.8%
EPS (diluted)
CMCL
CMCL
SMBK
SMBK
Q1 26
$0.81
Q4 25
$0.81
Q3 25
$0.81
Q2 25
$0.69
Q1 25
$0.67
Q4 24
$0.57
Q3 24
$0.13
$0.54
Q2 24
$0.42
$0.48

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CMCL
CMCL
SMBK
SMBK
Cash + ST InvestmentsLiquidity on hand
$7.2M
$346.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$231.0M
$562.2M
Total Assets
$339.7M
$5.9B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CMCL
CMCL
SMBK
SMBK
Q1 26
$346.1M
Q4 25
$464.4M
Q3 25
$557.1M
Q2 25
$365.1M
Q1 25
$423.0M
Q4 24
$387.6M
Q3 24
$7.2M
$192.9M
Q2 24
$15.4M
$342.8M
Total Debt
CMCL
CMCL
SMBK
SMBK
Q1 26
Q4 25
Q3 25
$1.3M
Q2 25
$7.0M
Q1 25
$7.6M
Q4 24
$8.1M
Q3 24
$9.0M
Q2 24
$12.7M
Stockholders' Equity
CMCL
CMCL
SMBK
SMBK
Q1 26
$562.2M
Q4 25
$552.4M
Q3 25
$538.4M
Q2 25
$519.0M
Q1 25
$505.8M
Q4 24
$491.3M
Q3 24
$231.0M
$489.0M
Q2 24
$231.1M
$472.5M
Total Assets
CMCL
CMCL
SMBK
SMBK
Q1 26
$5.9B
Q4 25
$5.9B
Q3 25
$5.8B
Q2 25
$5.5B
Q1 25
$5.4B
Q4 24
$5.3B
Q3 24
$339.7M
$4.9B
Q2 24
$338.5M
$4.9B
Debt / Equity
CMCL
CMCL
SMBK
SMBK
Q1 26
Q4 25
Q3 25
0.00×
Q2 25
0.01×
Q1 25
0.02×
Q4 24
0.02×
Q3 24
0.02×
Q2 24
0.03×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CMCL
CMCL
SMBK
SMBK
Operating Cash FlowLast quarter
$4.6M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
1.40×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CMCL
CMCL
SMBK
SMBK
Q1 26
Q4 25
$61.7M
Q3 25
$16.9M
Q2 25
$14.0M
Q1 25
$14.3M
Q4 24
$52.7M
Q3 24
$4.6M
$12.4M
Q2 24
$19.1M
$16.5M
Free Cash Flow
CMCL
CMCL
SMBK
SMBK
Q1 26
Q4 25
$59.3M
Q3 25
$16.6M
Q2 25
$13.2M
Q1 25
$13.4M
Q4 24
$46.3M
Q3 24
$11.3M
Q2 24
$15.4M
FCF Margin
CMCL
CMCL
SMBK
SMBK
Q1 26
Q4 25
111.3%
Q3 25
32.4%
Q2 25
26.9%
Q1 25
28.5%
Q4 24
98.9%
Q3 24
25.7%
Q2 24
38.2%
Capex Intensity
CMCL
CMCL
SMBK
SMBK
Q1 26
Q4 25
4.5%
Q3 25
0.6%
Q2 25
1.6%
Q1 25
2.0%
Q4 24
13.7%
Q3 24
2.4%
Q2 24
2.7%
Cash Conversion
CMCL
CMCL
SMBK
SMBK
Q1 26
Q4 25
4.50×
Q3 25
1.23×
Q2 25
1.20×
Q1 25
1.27×
Q4 24
5.47×
Q3 24
1.40×
1.36×
Q2 24
1.87×
2.07×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CMCL
CMCL

Segment breakdown not available.

SMBK
SMBK

Net Interest Income$45.9M85%
Noninterest Income$7.9M15%

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