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Side-by-side financial comparison of AMERICAN PUBLIC EDUCATION INC (APEI) and TOMPKINS FINANCIAL CORP (TMP). Click either name above to swap in a different company.
TOMPKINS FINANCIAL CORP is the larger business by last-quarter revenue ($194.8M vs $158.3M, roughly 1.2× AMERICAN PUBLIC EDUCATION INC). TOMPKINS FINANCIAL CORP runs the higher net margin — 49.4% vs 8.0%, a 41.4% gap on every dollar of revenue. On growth, TOMPKINS FINANCIAL CORP posted the faster year-over-year revenue change (152.7% vs -3.5%). TOMPKINS FINANCIAL CORP produced more free cash flow last quarter ($31.9M vs $-15.6M). Over the past eight quarters, TOMPKINS FINANCIAL CORP's revenue compounded faster (63.6% CAGR vs 1.3%).
Strategic Education, Inc. (SEI) is an education services holding company and is formerly known as Strayer Education, Inc. The company owns for-profit, online Capella University and Strayer University, as well as non-degree programs schools such as DevMountain, Hackbright Academy, and Sophia Learning.
Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.
APEI vs TMP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $158.3M | $194.8M |
| Net Profit | $12.6M | $96.2M |
| Gross Margin | 56.4% | — |
| Operating Margin | 12.0% | 71.7% |
| Net Margin | 8.0% | 49.4% |
| Revenue YoY | -3.5% | 152.7% |
| Net Profit YoY | -2.7% | 388.9% |
| EPS (diluted) | $0.67 | $6.72 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $158.3M | $194.8M | ||
| Q3 25 | $163.2M | $87.4M | ||
| Q2 25 | $162.8M | $82.6M | ||
| Q1 25 | $164.6M | $81.7M | ||
| Q4 24 | $164.1M | $77.1M | ||
| Q3 24 | $153.1M | $76.6M | ||
| Q2 24 | $152.9M | $72.7M | ||
| Q1 24 | $154.4M | $72.8M |
| Q4 25 | $12.6M | $96.2M | ||
| Q3 25 | $5.6M | $23.7M | ||
| Q2 25 | $4.5M | $21.5M | ||
| Q1 25 | $8.9M | $19.7M | ||
| Q4 24 | $13.0M | $19.7M | ||
| Q3 24 | $2.3M | $18.6M | ||
| Q2 24 | $371.0K | $15.7M | ||
| Q1 24 | $516.0K | $16.9M |
| Q4 25 | 56.4% | — | ||
| Q3 25 | 54.2% | — | ||
| Q2 25 | 51.8% | — | ||
| Q1 25 | 54.5% | — | ||
| Q4 24 | 56.3% | — | ||
| Q3 24 | 50.8% | — | ||
| Q2 24 | 50.2% | — | ||
| Q1 24 | 53.1% | — |
| Q4 25 | 12.0% | 71.7% | ||
| Q3 25 | 5.9% | 35.6% | ||
| Q2 25 | 4.3% | 34.2% | ||
| Q1 25 | 7.4% | 31.6% | ||
| Q4 24 | 13.1% | 33.4% | ||
| Q3 24 | 2.7% | 32.0% | ||
| Q2 24 | 1.5% | 28.3% | ||
| Q1 24 | 3.4% | 30.4% |
| Q4 25 | 8.0% | 49.4% | ||
| Q3 25 | 3.4% | 27.1% | ||
| Q2 25 | 2.8% | 26.0% | ||
| Q1 25 | 5.4% | 24.1% | ||
| Q4 24 | 7.9% | 25.5% | ||
| Q3 24 | 1.5% | 24.3% | ||
| Q2 24 | 0.2% | 21.6% | ||
| Q1 24 | 0.3% | 23.2% |
| Q4 25 | $0.67 | $6.72 | ||
| Q3 25 | $0.30 | $1.65 | ||
| Q2 25 | $-0.02 | $1.50 | ||
| Q1 25 | $0.41 | $1.37 | ||
| Q4 24 | $0.63 | $1.39 | ||
| Q3 24 | $0.04 | $1.30 | ||
| Q2 24 | $-0.06 | $1.10 | ||
| Q1 24 | $-0.06 | $1.18 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $174.1M | $132.8M |
| Total DebtLower is stronger | $94.7M | — |
| Stockholders' EquityBook value | $294.8M | $938.4M |
| Total Assets | $521.4M | $8.7B |
| Debt / EquityLower = less leverage | 0.32× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $174.1M | $132.8M | ||
| Q3 25 | $191.3M | $193.5M | ||
| Q2 25 | $174.9M | $212.6M | ||
| Q1 25 | $161.6M | $193.1M | ||
| Q4 24 | $131.9M | $134.4M | ||
| Q3 24 | $135.4M | $132.3M | ||
| Q2 24 | $129.8M | $70.9M | ||
| Q1 24 | $125.3M | $57.1M |
| Q4 25 | $94.7M | — | ||
| Q3 25 | $94.4M | — | ||
| Q2 25 | $94.1M | — | ||
| Q1 25 | $93.7M | — | ||
| Q4 24 | $93.4M | — | ||
| Q3 24 | $93.1M | — | ||
| Q2 24 | $92.8M | — | ||
| Q1 24 | $95.0M | — |
| Q4 25 | $294.8M | $938.4M | ||
| Q3 25 | $279.3M | $788.8M | ||
| Q2 25 | $272.2M | $761.8M | ||
| Q1 25 | $310.0M | $741.4M | ||
| Q4 24 | $303.9M | $713.4M | ||
| Q3 24 | $290.4M | $719.9M | ||
| Q2 24 | $288.7M | $674.6M | ||
| Q1 24 | $288.5M | $667.9M |
| Q4 25 | $521.4M | $8.7B | ||
| Q3 25 | $525.3M | $8.5B | ||
| Q2 25 | $537.4M | $8.4B | ||
| Q1 25 | $578.7M | $8.2B | ||
| Q4 24 | $570.1M | $8.1B | ||
| Q3 24 | $569.6M | $8.0B | ||
| Q2 24 | $560.7M | $7.9B | ||
| Q1 24 | $559.0M | $7.8B |
| Q4 25 | 0.32× | — | ||
| Q3 25 | 0.34× | — | ||
| Q2 25 | 0.35× | — | ||
| Q1 25 | 0.30× | — | ||
| Q4 24 | 0.31× | — | ||
| Q3 24 | 0.32× | — | ||
| Q2 24 | 0.32× | — | ||
| Q1 24 | 0.33× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-11.6M | $38.9M |
| Free Cash FlowOCF − Capex | $-15.6M | $31.9M |
| FCF MarginFCF / Revenue | -9.9% | 16.4% |
| Capex IntensityCapex / Revenue | 2.6% | 3.6% |
| Cash ConversionOCF / Net Profit | -0.92× | 0.40× |
| TTM Free Cash FlowTrailing 4 quarters | $46.1M | $105.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-11.6M | $38.9M | ||
| Q3 25 | $21.7M | $34.9M | ||
| Q2 25 | $14.8M | $18.9M | ||
| Q1 25 | $37.0M | $22.2M | ||
| Q4 24 | $1.6M | $95.0M | ||
| Q3 24 | $14.1M | $21.2M | ||
| Q2 24 | $12.5M | $27.3M | ||
| Q1 24 | $20.7M | $23.2M |
| Q4 25 | $-15.6M | $31.9M | ||
| Q3 25 | $17.5M | $33.9M | ||
| Q2 25 | $11.1M | $18.3M | ||
| Q1 25 | $33.1M | $20.9M | ||
| Q4 24 | $-1.8M | $88.8M | ||
| Q3 24 | $7.8M | $18.9M | ||
| Q2 24 | $7.3M | $26.3M | ||
| Q1 24 | $14.5M | $21.9M |
| Q4 25 | -9.9% | 16.4% | ||
| Q3 25 | 10.7% | 38.8% | ||
| Q2 25 | 6.8% | 22.1% | ||
| Q1 25 | 20.1% | 25.5% | ||
| Q4 24 | -1.1% | 115.1% | ||
| Q3 24 | 5.1% | 24.7% | ||
| Q2 24 | 4.7% | 36.2% | ||
| Q1 24 | 9.4% | 30.0% |
| Q4 25 | 2.6% | 3.6% | ||
| Q3 25 | 2.6% | 1.1% | ||
| Q2 25 | 2.3% | 0.8% | ||
| Q1 25 | 2.4% | 1.7% | ||
| Q4 24 | 2.0% | 8.1% | ||
| Q3 24 | 4.1% | 2.9% | ||
| Q2 24 | 3.4% | 1.3% | ||
| Q1 24 | 4.0% | 1.9% |
| Q4 25 | -0.92× | 0.40× | ||
| Q3 25 | 3.90× | 1.47× | ||
| Q2 25 | 3.29× | 0.88× | ||
| Q1 25 | 4.16× | 1.13× | ||
| Q4 24 | 0.12× | 4.82× | ||
| Q3 24 | 6.22× | 1.14× | ||
| Q2 24 | 33.57× | 1.74× | ||
| Q1 24 | 40.20× | 1.38× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
APEI
| American Public Education Inc Segment | $71.0M | 45% |
| Rasmussen University Segment | $66.6M | 42% |
| Hondros College Of Nursing Segment | $20.7M | 13% |
TMP
Segment breakdown not available.
