vs

Side-by-side financial comparison of APi Group Corp (APG) and OneMain Holdings, Inc. (OMF). Click either name above to swap in a different company.

APi Group Corp is the larger business by last-quarter revenue ($2.0B vs $1.1B, roughly 1.8× OneMain Holdings, Inc.). OneMain Holdings, Inc. runs the higher net margin — 18.7% vs 2.9%, a 15.8% gap on every dollar of revenue. On growth, APi Group Corp posted the faster year-over-year revenue change (11.7% vs 8.3%). Over the past eight quarters, OneMain Holdings, Inc.'s revenue compounded faster (10.4% CAGR vs 7.0%).

X.AI Corp., doing business as xAI, is an American company working in the area of artificial intelligence (AI), social media and technology that is a wholly owned subsidiary of American aerospace company SpaceX. Founded by Elon Musk in 2023, the company's flagship products are the generative AI chatbot named Grok and the social media platform X, the latter of which they acquired in March 2025.

OneMain Holdings, Inc. is an American financial services holding company headquartered in Evansville, Indiana, with central offices throughout the United States. The company wholly owns OneMain Finance Corporation and its subsidiaries, through which it operates in the consumer finance and insurance industries as OneMain Financial. Its business primarily focuses on providing personal loans and optional insurance products to customers with limited access to traditional lenders, such as banks an...

APG vs OMF — Head-to-Head

Bigger by revenue
APG
APG
1.8× larger
APG
$2.0B
$1.1B
OMF
Growing faster (revenue YoY)
APG
APG
+3.4% gap
APG
11.7%
8.3%
OMF
Higher net margin
OMF
OMF
15.8% more per $
OMF
18.7%
2.9%
APG
Faster 2-yr revenue CAGR
OMF
OMF
Annualised
OMF
10.4%
7.0%
APG

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
APG
APG
OMF
OMF
Revenue
$2.0B
$1.1B
Net Profit
$57.0M
$204.0M
Gross Margin
31.3%
Operating Margin
5.2%
22.8%
Net Margin
2.9%
18.7%
Revenue YoY
11.7%
8.3%
Net Profit YoY
61.9%
EPS (diluted)
$0.12
$1.71

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
APG
APG
OMF
OMF
Q1 26
$2.0B
Q4 25
$2.1B
$1.1B
Q3 25
$2.1B
$1.1B
Q2 25
$2.0B
$1.0B
Q1 25
$1.7B
$996.0M
Q4 24
$1.9B
$1.0B
Q3 24
$1.8B
$981.0M
Q2 24
$1.7B
$922.0M
Net Profit
APG
APG
OMF
OMF
Q1 26
$57.0M
Q4 25
$97.0M
$204.0M
Q3 25
$93.0M
$199.0M
Q2 25
$77.0M
$167.0M
Q1 25
$35.0M
$213.0M
Q4 24
$67.0M
$126.0M
Q3 24
$69.0M
$157.0M
Q2 24
$69.0M
$71.0M
Gross Margin
APG
APG
OMF
OMF
Q1 26
31.3%
Q4 25
32.0%
Q3 25
31.3%
Q2 25
30.9%
Q1 25
31.5%
Q4 24
30.9%
Q3 24
31.1%
Q2 24
31.4%
Operating Margin
APG
APG
OMF
OMF
Q1 26
5.2%
Q4 25
7.7%
22.8%
Q3 25
7.8%
24.5%
Q2 25
7.2%
20.9%
Q1 25
4.9%
27.6%
Q4 24
6.2%
16.3%
Q3 24
7.8%
21.1%
Q2 24
7.3%
10.0%
Net Margin
APG
APG
OMF
OMF
Q1 26
2.9%
Q4 25
4.6%
18.7%
Q3 25
4.5%
18.6%
Q2 25
3.9%
16.3%
Q1 25
2.0%
21.4%
Q4 24
3.6%
12.5%
Q3 24
3.8%
16.0%
Q2 24
4.0%
7.7%
EPS (diluted)
APG
APG
OMF
OMF
Q1 26
$0.12
Q4 25
$-1.16
$1.71
Q3 25
$0.20
$1.67
Q2 25
$0.16
$1.40
Q1 25
$0.11
$1.78
Q4 24
$0.05
$1.05
Q3 24
$0.23
$1.31
Q2 24
$0.22
$0.59

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
APG
APG
OMF
OMF
Cash + ST InvestmentsLiquidity on hand
$645.0M
$914.0M
Total DebtLower is stronger
$2.8B
$22.7B
Stockholders' EquityBook value
$3.5B
$3.4B
Total Assets
$9.0B
$27.4B
Debt / EquityLower = less leverage
0.79×
6.67×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
APG
APG
OMF
OMF
Q1 26
$645.0M
Q4 25
$912.0M
$914.0M
Q3 25
$555.0M
$658.0M
Q2 25
$432.0M
$769.0M
Q1 25
$460.0M
$627.0M
Q4 24
$499.0M
$458.0M
Q3 24
$487.0M
$577.0M
Q2 24
$324.0M
$667.0M
Total Debt
APG
APG
OMF
OMF
Q1 26
$2.8B
Q4 25
$2.8B
$22.7B
Q3 25
$2.8B
$22.3B
Q2 25
$2.8B
$22.1B
Q1 25
$2.8B
$21.5B
Q4 24
$2.8B
$21.4B
Q3 24
$2.9B
$21.1B
Q2 24
$2.8B
$20.7B
Stockholders' Equity
APG
APG
OMF
OMF
Q1 26
$3.5B
Q4 25
$3.4B
$3.4B
Q3 25
$3.3B
$3.4B
Q2 25
$3.2B
$3.3B
Q1 25
$3.0B
$3.3B
Q4 24
$3.0B
$3.2B
Q3 24
$3.0B
$3.2B
Q2 24
$2.8B
$3.2B
Total Assets
APG
APG
OMF
OMF
Q1 26
$9.0B
Q4 25
$8.9B
$27.4B
Q3 25
$8.7B
$27.0B
Q2 25
$8.5B
$26.6B
Q1 25
$8.1B
$26.0B
Q4 24
$8.2B
$25.9B
Q3 24
$8.2B
$25.6B
Q2 24
$8.0B
$25.1B
Debt / Equity
APG
APG
OMF
OMF
Q1 26
0.79×
Q4 25
0.81×
6.67×
Q3 25
0.84×
6.61×
Q2 25
0.87×
6.63×
Q1 25
0.92×
6.55×
Q4 24
0.93×
6.72×
Q3 24
0.96×
6.59×
Q2 24
1.00×
6.56×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
APG
APG
OMF
OMF
Operating Cash FlowLast quarter
$85.0M
$865.0M
Free Cash FlowOCF − Capex
$67.0M
FCF MarginFCF / Revenue
3.4%
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
1.49×
4.24×
TTM Free Cash FlowTrailing 4 quarters
$680.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
APG
APG
OMF
OMF
Q1 26
$85.0M
Q4 25
$382.0M
$865.0M
Q3 25
$232.0M
$828.0M
Q2 25
$83.0M
$774.0M
Q1 25
$62.0M
$665.0M
Q4 24
$283.0M
$752.0M
Q3 24
$220.0M
$677.0M
Q2 24
$110.0M
$712.0M
Free Cash Flow
APG
APG
OMF
OMF
Q1 26
$67.0M
Q4 25
$356.0M
Q3 25
$201.0M
Q2 25
$56.0M
Q1 25
$50.0M
Q4 24
$265.0M
Q3 24
$198.0M
Q2 24
$88.0M
FCF Margin
APG
APG
OMF
OMF
Q1 26
3.4%
Q4 25
16.8%
Q3 25
9.6%
Q2 25
2.8%
Q1 25
2.9%
Q4 24
14.2%
Q3 24
10.8%
Q2 24
5.1%
Capex Intensity
APG
APG
OMF
OMF
Q1 26
Q4 25
1.2%
Q3 25
1.5%
Q2 25
1.4%
Q1 25
0.7%
Q4 24
1.0%
Q3 24
1.2%
Q2 24
1.3%
Cash Conversion
APG
APG
OMF
OMF
Q1 26
1.49×
Q4 25
3.94×
4.24×
Q3 25
2.49×
4.16×
Q2 25
1.08×
4.63×
Q1 25
1.77×
3.12×
Q4 24
4.22×
5.97×
Q3 24
3.19×
4.31×
Q2 24
1.59×
10.03×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons