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Side-by-side financial comparison of APPFOLIO INC (APPF) and Essent Group Ltd. (ESNT). Click either name above to swap in a different company.
Essent Group Ltd. is the larger business by last-quarter revenue ($312.4M vs $262.2M, roughly 1.2× APPFOLIO INC). Essent Group Ltd. runs the higher net margin — 49.6% vs 16.2%, a 33.4% gap on every dollar of revenue. On growth, APPFOLIO INC posted the faster year-over-year revenue change (20.4% vs -0.8%). Over the past eight quarters, APPFOLIO INC's revenue compounded faster (15.3% CAGR vs 2.3%).
AppFolio, Inc. is an American company founded in 2006 that offers software-as-a-service (SaaS) applications and services to the real estate industry.
Essentra PLC is a supplier of plastic and fibre products. The company operates internationally from headquarters in Kidlington, Oxfordshire. It is listed on the London Stock Exchange.
APPF vs ESNT — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $262.2M | $312.4M |
| Net Profit | $42.4M | $155.0M |
| Gross Margin | — | — |
| Operating Margin | 19.4% | 59.1% |
| Net Margin | 16.2% | 49.6% |
| Revenue YoY | 20.4% | -0.8% |
| Net Profit YoY | 35.2% | -7.7% |
| EPS (diluted) | $1.18 | $1.61 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $262.2M | — | ||
| Q4 25 | $248.2M | $312.4M | ||
| Q3 25 | $249.4M | $311.8M | ||
| Q2 25 | $235.6M | $319.1M | ||
| Q1 25 | $217.7M | $317.6M | ||
| Q4 24 | $203.7M | $315.0M | ||
| Q3 24 | $205.7M | $316.6M | ||
| Q2 24 | $197.4M | $312.9M |
| Q1 26 | $42.4M | — | ||
| Q4 25 | $39.9M | $155.0M | ||
| Q3 25 | $33.6M | $164.2M | ||
| Q2 25 | $36.0M | $195.3M | ||
| Q1 25 | $31.4M | $175.4M | ||
| Q4 24 | $102.7M | $167.9M | ||
| Q3 24 | $33.0M | $176.2M | ||
| Q2 24 | $29.7M | $203.6M |
| Q1 26 | 19.4% | — | ||
| Q4 25 | 17.6% | 59.1% | ||
| Q3 25 | 14.1% | 63.9% | ||
| Q2 25 | 17.2% | 72.4% | ||
| Q1 25 | 15.5% | 65.2% | ||
| Q4 24 | 11.3% | 61.9% | ||
| Q3 24 | 20.7% | 65.6% | ||
| Q2 24 | 18.3% | 76.4% |
| Q1 26 | 16.2% | — | ||
| Q4 25 | 16.1% | 49.6% | ||
| Q3 25 | 13.5% | 52.7% | ||
| Q2 25 | 15.3% | 61.2% | ||
| Q1 25 | 14.4% | 55.2% | ||
| Q4 24 | 50.4% | 53.3% | ||
| Q3 24 | 16.0% | 55.6% | ||
| Q2 24 | 15.0% | 65.1% |
| Q1 26 | $1.18 | — | ||
| Q4 25 | $1.10 | $1.61 | ||
| Q3 25 | $0.93 | $1.67 | ||
| Q2 25 | $0.99 | $1.93 | ||
| Q1 25 | $0.86 | $1.69 | ||
| Q4 24 | $2.79 | $1.59 | ||
| Q3 24 | $0.90 | $1.65 | ||
| Q2 24 | $0.81 | $1.91 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $147.4M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $470.2M | $5.8B |
| Total Assets | $580.6M | $7.4B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $147.4M | — | ||
| Q4 25 | $107.0M | — | ||
| Q3 25 | $76.1M | — | ||
| Q2 25 | $73.5M | — | ||
| Q1 25 | $56.9M | — | ||
| Q4 24 | $42.5M | — | ||
| Q3 24 | $62.4M | — | ||
| Q2 24 | $59.6M | — |
| Q1 26 | $470.2M | — | ||
| Q4 25 | $542.6M | $5.8B | ||
| Q3 25 | $498.9M | $5.7B | ||
| Q2 25 | $455.6M | $5.7B | ||
| Q1 25 | $462.1M | $5.7B | ||
| Q4 24 | $519.3M | $5.6B | ||
| Q3 24 | $412.8M | $5.6B | ||
| Q2 24 | $371.4M | $5.4B |
| Q1 26 | $580.6M | — | ||
| Q4 25 | $689.0M | $7.4B | ||
| Q3 25 | $640.5M | $7.4B | ||
| Q2 25 | $567.4M | $7.2B | ||
| Q1 25 | $564.7M | $7.2B | ||
| Q4 24 | $626.7M | $7.1B | ||
| Q3 24 | $523.3M | $7.1B | ||
| Q2 24 | $479.3M | $6.7B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $34.3M | $856.1M |
| Free Cash FlowOCF − Capex | — | $848.7M |
| FCF MarginFCF / Revenue | — | 271.7% |
| Capex IntensityCapex / Revenue | — | 2.4% |
| Cash ConversionOCF / Net Profit | 0.81× | 5.52× |
| TTM Free Cash FlowTrailing 4 quarters | — | $1.5B |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $34.3M | — | ||
| Q4 25 | $65.0M | $856.1M | ||
| Q3 25 | $86.0M | $215.9M | ||
| Q2 25 | $52.6M | $189.5M | ||
| Q1 25 | $38.5M | $221.6M | ||
| Q4 24 | $36.6M | $861.5M | ||
| Q3 24 | $57.8M | $229.2M | ||
| Q2 24 | $50.9M | $188.7M |
| Q1 26 | — | — | ||
| Q4 25 | $63.7M | $848.7M | ||
| Q3 25 | $84.7M | $210.6M | ||
| Q2 25 | $52.4M | $188.8M | ||
| Q1 25 | $38.2M | $221.3M | ||
| Q4 24 | $36.4M | $854.8M | ||
| Q3 24 | $57.4M | $228.7M | ||
| Q2 24 | $50.8M | $187.6M |
| Q1 26 | — | — | ||
| Q4 25 | 25.7% | 271.7% | ||
| Q3 25 | 34.0% | 67.5% | ||
| Q2 25 | 22.2% | 59.2% | ||
| Q1 25 | 17.6% | 69.7% | ||
| Q4 24 | 17.9% | 271.3% | ||
| Q3 24 | 27.9% | 72.2% | ||
| Q2 24 | 25.8% | 60.0% |
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | 2.4% | ||
| Q3 25 | 0.5% | 1.7% | ||
| Q2 25 | 0.1% | 0.2% | ||
| Q1 25 | 0.1% | 0.1% | ||
| Q4 24 | 0.1% | 2.1% | ||
| Q3 24 | 0.2% | 0.2% | ||
| Q2 24 | 0.0% | 0.3% |
| Q1 26 | 0.81× | — | ||
| Q4 25 | 1.63× | 5.52× | ||
| Q3 25 | 2.56× | 1.31× | ||
| Q2 25 | 1.46× | 0.97× | ||
| Q1 25 | 1.23× | 1.26× | ||
| Q4 24 | 0.36× | 5.13× | ||
| Q3 24 | 1.75× | 1.30× | ||
| Q2 24 | 1.71× | 0.93× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
APPF
| Value Added Services | $201.4M | 77% |
| Subscription Services | $58.2M | 22% |
ESNT
| Mortgage Insurance Segment | $192.4M | 62% |
| Other | $120.0M | 38% |
