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Side-by-side financial comparison of APPFOLIO INC (APPF) and PROSPERITY BANCSHARES INC (PB). Click either name above to swap in a different company.
PROSPERITY BANCSHARES INC is the larger business by last-quarter revenue ($367.6M vs $262.2M, roughly 1.4× APPFOLIO INC). PROSPERITY BANCSHARES INC runs the higher net margin — 31.6% vs 16.2%, a 15.4% gap on every dollar of revenue. Over the past eight quarters, PROSPERITY BANCSHARES INC's revenue compounded faster (19.2% CAGR vs 15.3%).
AppFolio, Inc. is an American company founded in 2006 that offers software-as-a-service (SaaS) applications and services to the real estate industry.
Prosperity Bancshares, Inc. is a bank holding company headquartered in Houston, Texas with operations in Texas and central Oklahoma. As of December 31, 2019, the company operated 285 branches: 65 in the Houston area, including The Woodlands, Texas; 30 in South Texas, including Corpus Christi, Texas and Victoria, Texas; 75 in the Dallas–Fort Worth metroplex; 22 in East Texas; 29 in Central Texas, including Austin, Texas and San Antonio; 34 in West Texas, including Lubbock, Texas, Midland–Odess...
APPF vs PB — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $262.2M | $367.6M |
| Net Profit | $42.4M | $116.3M |
| Gross Margin | — | — |
| Operating Margin | 19.4% | — |
| Net Margin | 16.2% | 31.6% |
| Revenue YoY | 20.4% | — |
| Net Profit YoY | 35.2% | -10.7% |
| EPS (diluted) | $1.18 | $1.16 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $262.2M | $367.6M | ||
| Q4 25 | $248.2M | $275.0M | ||
| Q3 25 | $249.4M | $273.4M | ||
| Q2 25 | $235.6M | $267.7M | ||
| Q1 25 | $217.7M | $265.4M | ||
| Q4 24 | $203.7M | $267.8M | ||
| Q3 24 | $205.7M | $261.7M | ||
| Q2 24 | $197.4M | $258.8M |
| Q1 26 | $42.4M | $116.3M | ||
| Q4 25 | $39.9M | $139.9M | ||
| Q3 25 | $33.6M | $137.6M | ||
| Q2 25 | $36.0M | $135.2M | ||
| Q1 25 | $31.4M | $130.2M | ||
| Q4 24 | $102.7M | $130.1M | ||
| Q3 24 | $33.0M | $127.3M | ||
| Q2 24 | $29.7M | $111.6M |
| Q1 26 | 19.4% | — | ||
| Q4 25 | 17.6% | 65.1% | ||
| Q3 25 | 14.1% | 64.4% | ||
| Q2 25 | 17.2% | 64.3% | ||
| Q1 25 | 15.5% | 62.7% | ||
| Q4 24 | 11.3% | 62.0% | ||
| Q3 24 | 20.7% | 62.1% | ||
| Q2 24 | 18.3% | 55.2% |
| Q1 26 | 16.2% | 31.6% | ||
| Q4 25 | 16.1% | 50.9% | ||
| Q3 25 | 13.5% | 50.3% | ||
| Q2 25 | 15.3% | 50.5% | ||
| Q1 25 | 14.4% | 49.1% | ||
| Q4 24 | 50.4% | 48.6% | ||
| Q3 24 | 16.0% | 48.6% | ||
| Q2 24 | 15.0% | 43.1% |
| Q1 26 | $1.18 | $1.16 | ||
| Q4 25 | $1.10 | $1.48 | ||
| Q3 25 | $0.93 | $1.45 | ||
| Q2 25 | $0.99 | $1.42 | ||
| Q1 25 | $0.86 | $1.37 | ||
| Q4 24 | $2.79 | $1.36 | ||
| Q3 24 | $0.90 | $1.34 | ||
| Q2 24 | $0.81 | $1.17 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $147.4M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $470.2M | $8.2B |
| Total Assets | $580.6M | $43.6B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $147.4M | — | ||
| Q4 25 | $107.0M | — | ||
| Q3 25 | $76.1M | — | ||
| Q2 25 | $73.5M | — | ||
| Q1 25 | $56.9M | — | ||
| Q4 24 | $42.5M | — | ||
| Q3 24 | $62.4M | — | ||
| Q2 24 | $59.6M | — |
| Q1 26 | $470.2M | $8.2B | ||
| Q4 25 | $542.6M | $7.6B | ||
| Q3 25 | $498.9M | $7.7B | ||
| Q2 25 | $455.6M | $7.6B | ||
| Q1 25 | $462.1M | $7.5B | ||
| Q4 24 | $519.3M | $7.4B | ||
| Q3 24 | $412.8M | $7.4B | ||
| Q2 24 | $371.4M | $7.3B |
| Q1 26 | $580.6M | $43.6B | ||
| Q4 25 | $689.0M | $38.5B | ||
| Q3 25 | $640.5M | $38.3B | ||
| Q2 25 | $567.4M | $38.4B | ||
| Q1 25 | $564.7M | $38.8B | ||
| Q4 24 | $626.7M | $39.6B | ||
| Q3 24 | $523.3M | $40.1B | ||
| Q2 24 | $479.3M | $39.8B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $34.3M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | 0.81× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $34.3M | — | ||
| Q4 25 | $65.0M | $78.3M | ||
| Q3 25 | $86.0M | $194.8M | ||
| Q2 25 | $52.6M | $98.2M | ||
| Q1 25 | $38.5M | $178.2M | ||
| Q4 24 | $36.6M | $-205.8M | ||
| Q3 24 | $57.8M | $274.6M | ||
| Q2 24 | $50.9M | $216.5M |
| Q1 26 | — | — | ||
| Q4 25 | $63.7M | $68.5M | ||
| Q3 25 | $84.7M | $185.7M | ||
| Q2 25 | $52.4M | $91.8M | ||
| Q1 25 | $38.2M | $171.1M | ||
| Q4 24 | $36.4M | $-210.7M | ||
| Q3 24 | $57.4M | $270.2M | ||
| Q2 24 | $50.8M | $211.8M |
| Q1 26 | — | — | ||
| Q4 25 | 25.7% | 24.9% | ||
| Q3 25 | 34.0% | 67.9% | ||
| Q2 25 | 22.2% | 34.3% | ||
| Q1 25 | 17.6% | 64.5% | ||
| Q4 24 | 17.9% | -78.7% | ||
| Q3 24 | 27.9% | 103.3% | ||
| Q2 24 | 25.8% | 81.8% |
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | 3.6% | ||
| Q3 25 | 0.5% | 3.3% | ||
| Q2 25 | 0.1% | 2.4% | ||
| Q1 25 | 0.1% | 2.7% | ||
| Q4 24 | 0.1% | 1.8% | ||
| Q3 24 | 0.2% | 1.7% | ||
| Q2 24 | 0.0% | 1.8% |
| Q1 26 | 0.81× | — | ||
| Q4 25 | 1.63× | 0.56× | ||
| Q3 25 | 2.56× | 1.42× | ||
| Q2 25 | 1.46× | 0.73× | ||
| Q1 25 | 1.23× | 1.37× | ||
| Q4 24 | 0.36× | -1.58× | ||
| Q3 24 | 1.75× | 2.16× | ||
| Q2 24 | 1.71× | 1.94× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
APPF
| Value Added Services | $201.4M | 77% |
| Subscription Services | $58.2M | 22% |
PB
| Net Interest Income | $321.1M | 87% |
| Noninterest Income | $46.5M | 13% |
