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Side-by-side financial comparison of PROSPERITY BANCSHARES INC (PB) and TEXAS CAPITAL BANCSHARES INC (TCBI). Click either name above to swap in a different company.
PROSPERITY BANCSHARES INC is the larger business by last-quarter revenue ($367.6M vs $324.0M, roughly 1.1× TEXAS CAPITAL BANCSHARES INC). PROSPERITY BANCSHARES INC runs the higher net margin — 31.6% vs 22.8%, a 8.9% gap on every dollar of revenue. Over the past eight quarters, PROSPERITY BANCSHARES INC's revenue compounded faster (19.2% CAGR vs 10.2%).
Prosperity Bancshares, Inc. is a bank holding company headquartered in Houston, Texas with operations in Texas and central Oklahoma. As of December 31, 2019, the company operated 285 branches: 65 in the Houston area, including The Woodlands, Texas; 30 in South Texas, including Corpus Christi, Texas and Victoria, Texas; 75 in the Dallas–Fort Worth metroplex; 22 in East Texas; 29 in Central Texas, including Austin, Texas and San Antonio; 34 in West Texas, including Lubbock, Texas, Midland–Odess...
Texas Capital Bank is a bank headquartered in Dallas, Texas. The bank has branches located in every major city in Texas. Its parent bank holding company is Texas Capital Bancshares. It also operates an online-only banking division, Bask Bank.
PB vs TCBI — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $367.6M | $324.0M |
| Net Profit | $116.3M | $73.8M |
| Gross Margin | — | — |
| Operating Margin | — | — |
| Net Margin | 31.6% | 22.8% |
| Revenue YoY | — | 15.5% |
| Net Profit YoY | -10.7% | 56.8% |
| EPS (diluted) | $1.16 | $1.56 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $367.6M | $324.0M | ||
| Q4 25 | $275.0M | $327.5M | ||
| Q3 25 | $273.4M | $340.4M | ||
| Q2 25 | $267.7M | $307.5M | ||
| Q1 25 | $265.4M | $280.5M | ||
| Q4 24 | $267.8M | $229.6M | ||
| Q3 24 | $261.7M | $125.3M | ||
| Q2 24 | $258.8M | $267.0M |
| Q1 26 | $116.3M | $73.8M | ||
| Q4 25 | $139.9M | $100.7M | ||
| Q3 25 | $137.6M | $105.2M | ||
| Q2 25 | $135.2M | $77.3M | ||
| Q1 25 | $130.2M | $47.0M | ||
| Q4 24 | $130.1M | $71.0M | ||
| Q3 24 | $127.3M | $-61.3M | ||
| Q2 24 | $111.6M | $41.7M |
| Q1 26 | — | — | ||
| Q4 25 | 65.1% | 40.4% | ||
| Q3 25 | 64.4% | 40.5% | ||
| Q2 25 | 64.3% | 33.2% | ||
| Q1 25 | 62.7% | 21.6% | ||
| Q4 24 | 62.0% | 40.7% | ||
| Q3 24 | 62.1% | -63.8% | ||
| Q2 24 | 55.2% | 21.9% |
| Q1 26 | 31.6% | 22.8% | ||
| Q4 25 | 50.9% | 30.7% | ||
| Q3 25 | 50.3% | 30.9% | ||
| Q2 25 | 50.5% | 25.2% | ||
| Q1 25 | 49.1% | 16.8% | ||
| Q4 24 | 48.6% | 30.9% | ||
| Q3 24 | 48.6% | -48.9% | ||
| Q2 24 | 43.1% | 15.6% |
| Q1 26 | $1.16 | $1.56 | ||
| Q4 25 | $1.48 | $2.11 | ||
| Q3 25 | $1.45 | $2.18 | ||
| Q2 25 | $1.42 | $1.58 | ||
| Q1 25 | $1.37 | $0.92 | ||
| Q4 24 | $1.36 | $1.43 | ||
| Q3 24 | $1.34 | $-1.41 | ||
| Q2 24 | $1.17 | $0.80 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | $878.3M |
| Stockholders' EquityBook value | $8.2B | $3.6B |
| Total Assets | $43.6B | $33.5B |
| Debt / EquityLower = less leverage | — | 0.24× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $878.3M | ||
| Q4 25 | — | $620.6M | ||
| Q3 25 | — | $620.4M | ||
| Q2 25 | — | $620.3M | ||
| Q1 25 | — | $660.5M | ||
| Q4 24 | — | $660.3M | ||
| Q3 24 | — | $660.2M | ||
| Q2 24 | — | $660.0M |
| Q1 26 | $8.2B | $3.6B | ||
| Q4 25 | $7.6B | $3.6B | ||
| Q3 25 | $7.7B | $3.6B | ||
| Q2 25 | $7.6B | $3.5B | ||
| Q1 25 | $7.5B | $3.4B | ||
| Q4 24 | $7.4B | $3.4B | ||
| Q3 24 | $7.4B | $3.4B | ||
| Q2 24 | $7.3B | $3.2B |
| Q1 26 | $43.6B | $33.5B | ||
| Q4 25 | $38.5B | $31.5B | ||
| Q3 25 | $38.3B | $32.5B | ||
| Q2 25 | $38.4B | $31.9B | ||
| Q1 25 | $38.8B | $31.4B | ||
| Q4 24 | $39.6B | $30.7B | ||
| Q3 24 | $40.1B | $31.6B | ||
| Q2 24 | $39.8B | $29.9B |
| Q1 26 | — | 0.24× | ||
| Q4 25 | — | 0.17× | ||
| Q3 25 | — | 0.17× | ||
| Q2 25 | — | 0.18× | ||
| Q1 25 | — | 0.19× | ||
| Q4 24 | — | 0.20× | ||
| Q3 24 | — | 0.20× | ||
| Q2 24 | — | 0.21× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PB
| Net Interest Income | $321.1M | 87% |
| Noninterest Income | $46.5M | 13% |
TCBI
Segment breakdown not available.
