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Side-by-side financial comparison of APPFOLIO INC (APPF) and TOMPKINS FINANCIAL CORP (TMP). Click either name above to swap in a different company.
APPFOLIO INC is the larger business by last-quarter revenue ($262.2M vs $194.8M, roughly 1.3× TOMPKINS FINANCIAL CORP). TOMPKINS FINANCIAL CORP runs the higher net margin — 49.4% vs 16.2%, a 33.2% gap on every dollar of revenue. On growth, TOMPKINS FINANCIAL CORP posted the faster year-over-year revenue change (152.7% vs 20.4%). Over the past eight quarters, TOMPKINS FINANCIAL CORP's revenue compounded faster (63.6% CAGR vs 15.3%).
AppFolio, Inc. is an American company founded in 2006 that offers software-as-a-service (SaaS) applications and services to the real estate industry.
Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.
APPF vs TMP — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $262.2M | $194.8M |
| Net Profit | $42.4M | $96.2M |
| Gross Margin | — | — |
| Operating Margin | 19.4% | 71.7% |
| Net Margin | 16.2% | 49.4% |
| Revenue YoY | 20.4% | 152.7% |
| Net Profit YoY | 35.2% | 388.9% |
| EPS (diluted) | $1.18 | $6.72 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $262.2M | — | ||
| Q4 25 | $248.2M | $194.8M | ||
| Q3 25 | $249.4M | $87.4M | ||
| Q2 25 | $235.6M | $82.6M | ||
| Q1 25 | $217.7M | $81.7M | ||
| Q4 24 | $203.7M | $77.1M | ||
| Q3 24 | $205.7M | $76.6M | ||
| Q2 24 | $197.4M | $72.7M |
| Q1 26 | $42.4M | — | ||
| Q4 25 | $39.9M | $96.2M | ||
| Q3 25 | $33.6M | $23.7M | ||
| Q2 25 | $36.0M | $21.5M | ||
| Q1 25 | $31.4M | $19.7M | ||
| Q4 24 | $102.7M | $19.7M | ||
| Q3 24 | $33.0M | $18.6M | ||
| Q2 24 | $29.7M | $15.7M |
| Q1 26 | 19.4% | — | ||
| Q4 25 | 17.6% | 71.7% | ||
| Q3 25 | 14.1% | 35.6% | ||
| Q2 25 | 17.2% | 34.2% | ||
| Q1 25 | 15.5% | 31.6% | ||
| Q4 24 | 11.3% | 33.4% | ||
| Q3 24 | 20.7% | 32.0% | ||
| Q2 24 | 18.3% | 28.3% |
| Q1 26 | 16.2% | — | ||
| Q4 25 | 16.1% | 49.4% | ||
| Q3 25 | 13.5% | 27.1% | ||
| Q2 25 | 15.3% | 26.0% | ||
| Q1 25 | 14.4% | 24.1% | ||
| Q4 24 | 50.4% | 25.5% | ||
| Q3 24 | 16.0% | 24.3% | ||
| Q2 24 | 15.0% | 21.6% |
| Q1 26 | $1.18 | — | ||
| Q4 25 | $1.10 | $6.72 | ||
| Q3 25 | $0.93 | $1.65 | ||
| Q2 25 | $0.99 | $1.50 | ||
| Q1 25 | $0.86 | $1.37 | ||
| Q4 24 | $2.79 | $1.39 | ||
| Q3 24 | $0.90 | $1.30 | ||
| Q2 24 | $0.81 | $1.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $147.4M | $132.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $470.2M | $938.4M |
| Total Assets | $580.6M | $8.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $147.4M | — | ||
| Q4 25 | $107.0M | $132.8M | ||
| Q3 25 | $76.1M | $193.5M | ||
| Q2 25 | $73.5M | $212.6M | ||
| Q1 25 | $56.9M | $193.1M | ||
| Q4 24 | $42.5M | $134.4M | ||
| Q3 24 | $62.4M | $132.3M | ||
| Q2 24 | $59.6M | $70.9M |
| Q1 26 | $470.2M | — | ||
| Q4 25 | $542.6M | $938.4M | ||
| Q3 25 | $498.9M | $788.8M | ||
| Q2 25 | $455.6M | $761.8M | ||
| Q1 25 | $462.1M | $741.4M | ||
| Q4 24 | $519.3M | $713.4M | ||
| Q3 24 | $412.8M | $719.9M | ||
| Q2 24 | $371.4M | $674.6M |
| Q1 26 | $580.6M | — | ||
| Q4 25 | $689.0M | $8.7B | ||
| Q3 25 | $640.5M | $8.5B | ||
| Q2 25 | $567.4M | $8.4B | ||
| Q1 25 | $564.7M | $8.2B | ||
| Q4 24 | $626.7M | $8.1B | ||
| Q3 24 | $523.3M | $8.0B | ||
| Q2 24 | $479.3M | $7.9B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $34.3M | $38.9M |
| Free Cash FlowOCF − Capex | — | $31.9M |
| FCF MarginFCF / Revenue | — | 16.4% |
| Capex IntensityCapex / Revenue | — | 3.6% |
| Cash ConversionOCF / Net Profit | 0.81× | 0.40× |
| TTM Free Cash FlowTrailing 4 quarters | — | $105.0M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $34.3M | — | ||
| Q4 25 | $65.0M | $38.9M | ||
| Q3 25 | $86.0M | $34.9M | ||
| Q2 25 | $52.6M | $18.9M | ||
| Q1 25 | $38.5M | $22.2M | ||
| Q4 24 | $36.6M | $95.0M | ||
| Q3 24 | $57.8M | $21.2M | ||
| Q2 24 | $50.9M | $27.3M |
| Q1 26 | — | — | ||
| Q4 25 | $63.7M | $31.9M | ||
| Q3 25 | $84.7M | $33.9M | ||
| Q2 25 | $52.4M | $18.3M | ||
| Q1 25 | $38.2M | $20.9M | ||
| Q4 24 | $36.4M | $88.8M | ||
| Q3 24 | $57.4M | $18.9M | ||
| Q2 24 | $50.8M | $26.3M |
| Q1 26 | — | — | ||
| Q4 25 | 25.7% | 16.4% | ||
| Q3 25 | 34.0% | 38.8% | ||
| Q2 25 | 22.2% | 22.1% | ||
| Q1 25 | 17.6% | 25.5% | ||
| Q4 24 | 17.9% | 115.1% | ||
| Q3 24 | 27.9% | 24.7% | ||
| Q2 24 | 25.8% | 36.2% |
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | 3.6% | ||
| Q3 25 | 0.5% | 1.1% | ||
| Q2 25 | 0.1% | 0.8% | ||
| Q1 25 | 0.1% | 1.7% | ||
| Q4 24 | 0.1% | 8.1% | ||
| Q3 24 | 0.2% | 2.9% | ||
| Q2 24 | 0.0% | 1.3% |
| Q1 26 | 0.81× | — | ||
| Q4 25 | 1.63× | 0.40× | ||
| Q3 25 | 2.56× | 1.47× | ||
| Q2 25 | 1.46× | 0.88× | ||
| Q1 25 | 1.23× | 1.13× | ||
| Q4 24 | 0.36× | 4.82× | ||
| Q3 24 | 1.75× | 1.14× | ||
| Q2 24 | 1.71× | 1.74× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
APPF
| Value Added Services | $164.7M | 63% |
| Subscription Services | $58.2M | 22% |
| Other | $39.3M | 15% |
TMP
Segment breakdown not available.
