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Side-by-side financial comparison of ALPHA PRO TECH LTD (APT) and ISABELLA BANK CORP (ISBA). Click either name above to swap in a different company.

ISABELLA BANK CORP is the larger business by last-quarter revenue ($21.2M vs $13.9M, roughly 1.5× ALPHA PRO TECH LTD). ISABELLA BANK CORP runs the higher net margin — 22.2% vs 5.0%, a 17.1% gap on every dollar of revenue. On growth, ISABELLA BANK CORP posted the faster year-over-year revenue change (14.3% vs 0.3%). ISABELLA BANK CORP produced more free cash flow last quarter ($23.3M vs $51.0K). Over the past eight quarters, ISABELLA BANK CORP's revenue compounded faster (12.6% CAGR vs 1.4%).

Alpha Pro Tech Ltd is a leading developer, manufacturer and marketer of disposable protective apparel, face masks, and building supply products including weather-resistant barriers. It primarily serves the healthcare, industrial, and construction sectors, with core operating markets concentrated in North America.

The Bank of the Philippine Islands is a universal bank in the Philippines. It is the oldest bank in both the Philippines and Southeast Asia. It is the fourth largest bank in terms of assets, the second largest bank in terms of market capitalization, and one of the most profitable banks in the Philippines.

APT vs ISBA — Head-to-Head

Bigger by revenue
ISBA
ISBA
1.5× larger
ISBA
$21.2M
$13.9M
APT
Growing faster (revenue YoY)
ISBA
ISBA
+14.0% gap
ISBA
14.3%
0.3%
APT
Higher net margin
ISBA
ISBA
17.1% more per $
ISBA
22.2%
5.0%
APT
More free cash flow
ISBA
ISBA
$23.3M more FCF
ISBA
$23.3M
$51.0K
APT
Faster 2-yr revenue CAGR
ISBA
ISBA
Annualised
ISBA
12.6%
1.4%
APT

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
APT
APT
ISBA
ISBA
Revenue
$13.9M
$21.2M
Net Profit
$698.0K
$4.7M
Gross Margin
37.1%
Operating Margin
6.9%
32.2%
Net Margin
5.0%
22.2%
Revenue YoY
0.3%
14.3%
Net Profit YoY
-17.6%
17.4%
EPS (diluted)
$0.06
$0.64

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
APT
APT
ISBA
ISBA
Q4 25
$13.9M
$21.2M
Q3 25
$14.8M
$20.5M
Q2 25
$16.7M
$18.8M
Q1 25
$13.8M
$18.1M
Q4 24
$13.8M
$18.5M
Q3 24
$14.3M
$18.0M
Q2 24
$16.3M
$17.2M
Q1 24
$13.5M
$16.7M
Net Profit
APT
APT
ISBA
ISBA
Q4 25
$698.0K
$4.7M
Q3 25
$976.0K
$5.2M
Q2 25
$1.2M
$5.0M
Q1 25
$613.0K
$3.9M
Q4 24
$847.0K
$4.0M
Q3 24
$862.0K
$3.3M
Q2 24
$1.6M
$3.5M
Q1 24
$576.0K
$3.1M
Gross Margin
APT
APT
ISBA
ISBA
Q4 25
37.1%
Q3 25
39.7%
Q2 25
36.8%
Q1 25
39.0%
Q4 24
37.6%
Q3 24
38.5%
Q2 24
42.0%
Q1 24
40.2%
Operating Margin
APT
APT
ISBA
ISBA
Q4 25
6.9%
32.2%
Q3 25
7.4%
30.7%
Q2 25
8.0%
32.8%
Q1 25
3.3%
26.9%
Q4 24
4.9%
26.0%
Q3 24
5.2%
21.3%
Q2 24
10.5%
23.9%
Q1 24
2.4%
21.8%
Net Margin
APT
APT
ISBA
ISBA
Q4 25
5.0%
22.2%
Q3 25
6.6%
25.6%
Q2 25
7.5%
26.7%
Q1 25
4.4%
21.9%
Q4 24
6.1%
21.6%
Q3 24
6.0%
18.2%
Q2 24
10.1%
20.3%
Q1 24
4.3%
18.7%
EPS (diluted)
APT
APT
ISBA
ISBA
Q4 25
$0.06
$0.64
Q3 25
$0.09
$0.71
Q2 25
$0.12
$0.68
Q1 25
$0.06
$0.53
Q4 24
$0.07
$0.54
Q3 24
$0.08
$0.44
Q2 24
$0.15
$0.46
Q1 24
$0.05
$0.42

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
APT
APT
ISBA
ISBA
Cash + ST InvestmentsLiquidity on hand
$17.0M
$26.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$62.5M
$231.4M
Total Assets
$74.1M
$2.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
APT
APT
ISBA
ISBA
Q4 25
$17.0M
$26.0M
Q3 25
$17.7M
$161.3M
Q2 25
$14.5M
$108.6M
Q1 25
$13.4M
$69.2M
Q4 24
$18.6M
$24.5M
Q3 24
$18.4M
$27.4M
Q2 24
$16.2M
$23.6M
Q1 24
$18.5M
$25.2M
Stockholders' Equity
APT
APT
ISBA
ISBA
Q4 25
$62.5M
$231.4M
Q3 25
$62.5M
$227.4M
Q2 25
$62.2M
$220.5M
Q1 25
$61.7M
$215.6M
Q4 24
$62.2M
$210.3M
Q3 24
$62.1M
$213.0M
Q2 24
$62.0M
$202.2M
Q1 24
$61.6M
$200.7M
Total Assets
APT
APT
ISBA
ISBA
Q4 25
$74.1M
$2.2B
Q3 25
$73.9M
$2.3B
Q2 25
$73.2M
$2.2B
Q1 25
$72.2M
$2.1B
Q4 24
$73.7M
$2.1B
Q3 24
$73.3M
$2.1B
Q2 24
$72.7M
$2.1B
Q1 24
$72.7M
$2.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
APT
APT
ISBA
ISBA
Operating Cash FlowLast quarter
$318.0K
$26.8M
Free Cash FlowOCF − Capex
$51.0K
$23.3M
FCF MarginFCF / Revenue
0.4%
110.2%
Capex IntensityCapex / Revenue
1.9%
16.4%
Cash ConversionOCF / Net Profit
0.46×
5.72×
TTM Free Cash FlowTrailing 4 quarters
$1.7M
$36.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
APT
APT
ISBA
ISBA
Q4 25
$318.0K
$26.8M
Q3 25
$3.9M
$2.7M
Q2 25
$2.1M
$7.8M
Q1 25
$-4.0M
$4.7M
Q4 24
$2.4M
$19.6M
Q3 24
$5.3M
$3.6M
Q2 24
$-873.0K
$5.5M
Q1 24
$-1.2M
$3.4M
Free Cash Flow
APT
APT
ISBA
ISBA
Q4 25
$51.0K
$23.3M
Q3 25
$3.8M
$1.7M
Q2 25
$1.9M
$7.2M
Q1 25
$-4.1M
$3.7M
Q4 24
$970.0K
$17.5M
Q3 24
$3.2M
$3.2M
Q2 24
$-1.0M
$5.1M
Q1 24
$-1.3M
$2.6M
FCF Margin
APT
APT
ISBA
ISBA
Q4 25
0.4%
110.2%
Q3 25
25.9%
8.5%
Q2 25
11.7%
38.5%
Q1 25
-29.6%
20.6%
Q4 24
7.0%
94.6%
Q3 24
22.3%
17.7%
Q2 24
-6.2%
29.8%
Q1 24
-9.3%
15.7%
Capex Intensity
APT
APT
ISBA
ISBA
Q4 25
1.9%
16.4%
Q3 25
0.7%
5.0%
Q2 25
0.8%
3.2%
Q1 25
1.0%
5.5%
Q4 24
10.4%
11.4%
Q3 24
15.1%
2.0%
Q2 24
0.8%
2.4%
Q1 24
0.6%
4.9%
Cash Conversion
APT
APT
ISBA
ISBA
Q4 25
0.46×
5.72×
Q3 25
4.02×
0.52×
Q2 25
1.68×
1.56×
Q1 25
-6.46×
1.19×
Q4 24
2.85×
4.91×
Q3 24
6.18×
1.08×
Q2 24
-0.53×
1.59×
Q1 24
-2.03×
1.10×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

APT
APT

Other$7.3M53%
Disposable Protective Apparel$6.6M47%

ISBA
ISBA

Segment breakdown not available.

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