ISABELLA BANK CORPISBAEarnings & Financial Report
The Bank of the Philippine Islands is a universal bank in the Philippines. It is the oldest bank in both the Philippines and Southeast Asia. It is the fourth largest bank in terms of assets, the second largest bank in terms of market capitalization, and one of the most profitable banks in the Philippines.
ISBA Q4 FY2025 Key Financial Metrics
Revenue
$21.2M
Gross Profit
N/A
Operating Profit
$6.8M
Net Profit
$4.7M
Gross Margin
N/A
Operating Margin
32.2%
Net Margin
22.2%
YoY Growth
14.3%
EPS
$0.64
ISABELLA BANK CORP Q4 FY2025 Financial Summary
ISABELLA BANK CORP reported revenue of $21.2M (up 14.3% YoY) for Q4 FY2025, with a net profit of $4.7M (up 17.4% YoY) (22.2% margin).
Key Financial Metrics
| Total Revenue | $21.2M |
|---|---|
| Net Profit | $4.7M |
| Gross Margin | N/A |
| Operating Margin | 32.2% |
| Report Period | Q4 FY2025 |
ISABELLA BANK CORP Annual Revenue by Year
ISABELLA BANK CORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $78.5M).
ISABELLA BANK CORP Quarterly Revenue & Net Profit History
ISABELLA BANK CORP results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $21.2M | +14.3% | $4.7M | 22.2% |
| Q3 FY2025 | $20.5M | +13.6% | $5.2M | 25.6% |
| Q2 FY2025 | $18.8M | +9.7% | $5.0M | 26.7% |
| Q1 FY2025 | $18.1M | +8.0% | $3.9M | 21.9% |
| Q4 FY2024 | $18.5M | +8.2% | $4.0M | 21.6% |
| Q3 FY2024 | $18.0M | +1.7% | $3.3M | 18.2% |
| Q2 FY2024 | $17.2M | -6.2% | $3.5M | 20.3% |
| Q1 FY2024 | $16.7M | -10.4% | $3.1M | 18.7% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $16.7M | $17.2M | $18.0M | $18.5M | $18.1M | $18.8M | $20.5M | $21.2M |
| YoY Growth | -10.4% | -6.2% | 1.7% | 8.2% | 8.0% | 9.7% | 13.6% | 14.3% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $2.06B | $2.06B | $2.11B | $2.09B | $2.10B | $2.16B | $2.26B | $2.21B |
| Liabilities | $1.86B | $1.86B | $1.89B | $1.88B | $1.89B | $1.94B | $2.03B | $1.98B |
| Equity | $200.7M | $202.2M | $213.0M | $210.3M | $215.6M | $220.5M | $227.4M | $231.4M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $3.4M | $5.5M | $3.6M | $19.6M | $4.7M | $7.8M | $2.7M | $26.8M |