ISABELLA BANK CORPISBAEarnings & Financial Report
The Bank of the Philippine Islands is a universal bank in the Philippines. It is the oldest bank in both the Philippines and Southeast Asia. It is the fourth largest bank in terms of assets, the second largest bank in terms of market capitalization, and one of the most profitable banks in the Philippines.
ISBA Q3 2025 Key Financial Metrics
Revenue
$16.2M
Gross Profit
N/A
Operating Profit
$6.3M
Net Profit
$5.2M
Gross Margin
N/A
Operating Margin
38.8%
Net Margin
32.4%
YoY Growth
11.6%
EPS
$0.71
Financial Flow
ISABELLA BANK CORP Q3 2025 Financial Summary
ISABELLA BANK CORP reported revenue of $16.2M for Q3 2025, with a net profit of $5.2M (32.4% margin). Cost of goods sold was N/A, operating expenses totaled N/A.
Key Financial Metrics
| Total Revenue | $16.2M |
|---|---|
| Net Profit | $5.2M |
| Gross Margin | N/A |
| Operating Margin | 38.8% |
| Report Period | Q3 2025 |
ISABELLA BANK CORP Annual Revenue by Year
ISABELLA BANK CORP annual revenue history includes year-by-year totals (for example, 2024 revenue was $55.8M).
| Year | Annual Revenue |
|---|---|
| 2024 | $55.8M |
| 2023 | $57.9M |
| 2022 | $60.5M |
Income Statement
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $13.6M | $13.2M | $13.6M | $14.5M | $14.6M | $14.5M | $15.1M | $16.2M |
| YoY Growth | -16.3% | -13.7% | -7.7% | 1.3% | 6.9% | 9.7% | 11.7% | 11.6% |
Balance Sheet
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $2.06B | $2.06B | $2.06B | $2.11B | $2.09B | $2.10B | $2.16B | $2.26B |
| Liabilities | $1.86B | $1.86B | $1.86B | $1.89B | $1.88B | $1.89B | $1.94B | $2.03B |
| Equity | $202.4M | $200.7M | $202.2M | $213.0M | $210.3M | $215.6M | $220.5M | $227.4M |
Cash Flow
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $5.3M | $3.3M | $5.4M | $3.7M | $7.1M | $4.7M | $7.8M | $2.7M |
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