vs
Side-by-side financial comparison of ALPHA PRO TECH LTD (APT) and PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK). Click either name above to swap in a different company.
PEOPLES BANCORP OF NORTH CAROLINA INC is the larger business by last-quarter revenue ($21.5M vs $13.9M, roughly 1.6× ALPHA PRO TECH LTD). PEOPLES BANCORP OF NORTH CAROLINA INC runs the higher net margin — 30.8% vs 5.0%, a 25.8% gap on every dollar of revenue. On growth, PEOPLES BANCORP OF NORTH CAROLINA INC posted the faster year-over-year revenue change (5.6% vs 0.3%). PEOPLES BANCORP OF NORTH CAROLINA INC produced more free cash flow last quarter ($20.0M vs $51.0K). Over the past eight quarters, PEOPLES BANCORP OF NORTH CAROLINA INC's revenue compounded faster (4.2% CAGR vs 1.4%).
Alpha Pro Tech Ltd is a leading developer, manufacturer and marketer of disposable protective apparel, face masks, and building supply products including weather-resistant barriers. It primarily serves the healthcare, industrial, and construction sectors, with core operating markets concentrated in North America.
PEOPLES BANCORP OF NORTH CAROLINA INC is a regional bank holding company headquartered in North Carolina, U.S. It offers a full suite of personal and commercial banking services including deposit accounts, consumer and business loans, mortgage services, and wealth management solutions, primarily serving local residents, small and medium-sized enterprises, and community organizations across its operating areas in North Carolina.
APT vs PEBK — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $13.9M | $21.5M |
| Net Profit | $698.0K | $6.6M |
| Gross Margin | 37.1% | — |
| Operating Margin | 6.9% | 40.7% |
| Net Margin | 5.0% | 30.8% |
| Revenue YoY | 0.3% | 5.6% |
| Net Profit YoY | -17.6% | 86.4% |
| EPS (diluted) | $0.06 | $1.21 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $13.9M | $21.5M | ||
| Q3 25 | $14.8M | $21.4M | ||
| Q2 25 | $16.7M | $20.7M | ||
| Q1 25 | $13.8M | $20.0M | ||
| Q4 24 | $13.8M | $20.4M | ||
| Q3 24 | $14.3M | $20.5M | ||
| Q2 24 | $16.3M | $20.1M | ||
| Q1 24 | $13.5M | $19.8M |
| Q4 25 | $698.0K | $6.6M | ||
| Q3 25 | $976.0K | $3.7M | ||
| Q2 25 | $1.2M | $5.2M | ||
| Q1 25 | $613.0K | $4.3M | ||
| Q4 24 | $847.0K | $3.6M | ||
| Q3 24 | $862.0K | $4.0M | ||
| Q2 24 | $1.6M | $4.9M | ||
| Q1 24 | $576.0K | $3.9M |
| Q4 25 | 37.1% | — | ||
| Q3 25 | 39.7% | — | ||
| Q2 25 | 36.8% | — | ||
| Q1 25 | 39.0% | — | ||
| Q4 24 | 37.6% | — | ||
| Q3 24 | 38.5% | — | ||
| Q2 24 | 42.0% | — | ||
| Q1 24 | 40.2% | — |
| Q4 25 | 6.9% | 40.7% | ||
| Q3 25 | 7.4% | 22.4% | ||
| Q2 25 | 8.0% | 32.2% | ||
| Q1 25 | 3.3% | 28.2% | ||
| Q4 24 | 4.9% | 22.5% | ||
| Q3 24 | 5.2% | 26.0% | ||
| Q2 24 | 10.5% | 31.3% | ||
| Q1 24 | 2.4% | 23.9% |
| Q4 25 | 5.0% | 30.8% | ||
| Q3 25 | 6.6% | 17.2% | ||
| Q2 25 | 7.5% | 24.9% | ||
| Q1 25 | 4.4% | 21.8% | ||
| Q4 24 | 6.1% | 17.5% | ||
| Q3 24 | 6.0% | 19.3% | ||
| Q2 24 | 10.1% | 24.4% | ||
| Q1 24 | 4.3% | 19.9% |
| Q4 25 | $0.06 | $1.21 | ||
| Q3 25 | $0.09 | $0.67 | ||
| Q2 25 | $0.12 | $0.95 | ||
| Q1 25 | $0.06 | $0.79 | ||
| Q4 24 | $0.07 | $0.65 | ||
| Q3 24 | $0.08 | $0.72 | ||
| Q2 24 | $0.15 | $0.89 | ||
| Q1 24 | $0.05 | $0.72 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $17.0M | $58.1M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $62.5M | $157.1M |
| Total Assets | $74.1M | $1.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $17.0M | $58.1M | ||
| Q3 25 | $17.7M | — | ||
| Q2 25 | $14.5M | — | ||
| Q1 25 | $13.4M | — | ||
| Q4 24 | $18.6M | $59.3M | ||
| Q3 24 | $18.4M | $73.2M | ||
| Q2 24 | $16.2M | — | ||
| Q1 24 | $18.5M | — |
| Q4 25 | $62.5M | $157.1M | ||
| Q3 25 | $62.5M | $149.5M | ||
| Q2 25 | $62.2M | $144.0M | ||
| Q1 25 | $61.7M | $138.5M | ||
| Q4 24 | $62.2M | $130.6M | ||
| Q3 24 | $62.1M | $136.3M | ||
| Q2 24 | $62.0M | $124.3M | ||
| Q1 24 | $61.6M | $121.1M |
| Q4 25 | $74.1M | $1.7B | ||
| Q3 25 | $73.9M | $1.7B | ||
| Q2 25 | $73.2M | $1.7B | ||
| Q1 25 | $72.2M | $1.7B | ||
| Q4 24 | $73.7M | $1.7B | ||
| Q3 24 | $73.3M | $1.7B | ||
| Q2 24 | $72.7M | $1.7B | ||
| Q1 24 | $72.7M | $1.7B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $318.0K | $21.4M |
| Free Cash FlowOCF − Capex | $51.0K | $20.0M |
| FCF MarginFCF / Revenue | 0.4% | 92.7% |
| Capex IntensityCapex / Revenue | 1.9% | 6.6% |
| Cash ConversionOCF / Net Profit | 0.46× | 3.22× |
| TTM Free Cash FlowTrailing 4 quarters | $1.7M | $34.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $318.0K | $21.4M | ||
| Q3 25 | $3.9M | $4.7M | ||
| Q2 25 | $2.1M | $5.5M | ||
| Q1 25 | $-4.0M | $5.9M | ||
| Q4 24 | $2.4M | $20.6M | ||
| Q3 24 | $5.3M | $4.9M | ||
| Q2 24 | $-873.0K | $6.7M | ||
| Q1 24 | $-1.2M | $3.7M |
| Q4 25 | $51.0K | $20.0M | ||
| Q3 25 | $3.8M | $4.4M | ||
| Q2 25 | $1.9M | $5.4M | ||
| Q1 25 | $-4.1M | $5.2M | ||
| Q4 24 | $970.0K | $20.0M | ||
| Q3 24 | $3.2M | $4.7M | ||
| Q2 24 | $-1.0M | $6.6M | ||
| Q1 24 | $-1.3M | $3.5M |
| Q4 25 | 0.4% | 92.7% | ||
| Q3 25 | 25.9% | 20.4% | ||
| Q2 25 | 11.7% | 25.9% | ||
| Q1 25 | -29.6% | 25.8% | ||
| Q4 24 | 7.0% | 98.0% | ||
| Q3 24 | 22.3% | 22.9% | ||
| Q2 24 | -6.2% | 32.7% | ||
| Q1 24 | -9.3% | 17.9% |
| Q4 25 | 1.9% | 6.6% | ||
| Q3 25 | 0.7% | 1.5% | ||
| Q2 25 | 0.8% | 0.5% | ||
| Q1 25 | 1.0% | 3.8% | ||
| Q4 24 | 10.4% | 2.9% | ||
| Q3 24 | 15.1% | 1.0% | ||
| Q2 24 | 0.8% | 0.4% | ||
| Q1 24 | 0.6% | 0.6% |
| Q4 25 | 0.46× | 3.22× | ||
| Q3 25 | 4.02× | 1.27× | ||
| Q2 25 | 1.68× | 1.06× | ||
| Q1 25 | -6.46× | 1.36× | ||
| Q4 24 | 2.85× | 5.78× | ||
| Q3 24 | 6.18× | 1.24× | ||
| Q2 24 | -0.53× | 1.36× | ||
| Q1 24 | -2.03× | 0.93× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
APT
| Other | $7.3M | 53% |
| Disposable Protective Apparel | $6.6M | 47% |
PEBK
Segment breakdown not available.
