PEOPLES BANCORP OF NORTH CAROLINA INCPEBKEarnings & Financial Report
Nasdaq
PEBK Q3 2025 Key Financial Metrics
Revenue
$21.4M
Gross Profit
N/A
Operating Profit
$4.8M
Net Profit
$3.7M
Gross Margin
N/A
Operating Margin
22.4%
Net Margin
17.2%
YoY Growth
4.6%
EPS
$0.67
Financial Flow
PEOPLES BANCORP OF NORTH CAROLINA INC Q3 2025 Financial Summary
PEOPLES BANCORP OF NORTH CAROLINA INC reported revenue of $21.4M for Q3 2025, with a net profit of $3.7M (17.2% margin). Cost of goods sold was N/A, operating expenses totaled N/A.
Key Financial Metrics
| Total Revenue | $21.4M |
|---|---|
| Net Profit | $3.7M |
| Gross Margin | N/A |
| Operating Margin | 22.4% |
| Report Period | Q3 2025 |
PEOPLES BANCORP OF NORTH CAROLINA INC Annual Revenue by Year
PEOPLES BANCORP OF NORTH CAROLINA INC annual revenue history includes year-by-year totals (for example, 2024 revenue was $80.7M).
| Year | Annual Revenue |
|---|---|
| 2024 | $80.7M |
| 2023 | $60.6M |
| 2022 | $52.3M |
Income Statement
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $19.2M | $19.8M | $20.1M | $20.5M | $20.4M | $20.0M | $20.7M | $21.4M |
| YoY Growth | 16.1% | 38.2% | 45.7% | 53.4% | 6.4% | 0.8% | 3.2% | 4.6% |
Balance Sheet
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $1.64B | $1.67B | $1.66B | $1.66B | $1.65B | $1.69B | $1.69B | $1.74B |
| Liabilities | $1.51B | $1.55B | $1.53B | $1.53B | $1.52B | $1.55B | $1.55B | $1.59B |
| Equity | $121.0M | $121.1M | $124.3M | $136.3M | $130.6M | $138.5M | $144.0M | $149.5M |
Cash Flow
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $5.7M | $3.7M | $6.7M | $4.9M | $5.3M | $5.9M | $5.5M | $4.7M |