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Side-by-side financial comparison of Arhaus, Inc. (ARHS) and BOK FINANCIAL CORP (BOKF). Click either name above to swap in a different company.

BOK FINANCIAL CORP is the larger business by last-quarter revenue ($589.6M vs $364.8M, roughly 1.6× Arhaus, Inc.). BOK FINANCIAL CORP runs the higher net margin — 30.1% vs 4.1%, a 25.9% gap on every dollar of revenue. On growth, BOK FINANCIAL CORP posted the faster year-over-year revenue change (12.7% vs 5.1%). BOK FINANCIAL CORP produced more free cash flow last quarter ($575.2M vs $-8.8M). Over the past eight quarters, BOK FINANCIAL CORP's revenue compounded faster (13.8% CAGR vs 11.2%).

Arhaus, Inc. is an upscale American home furnishings company headquartered in Boston Heights, Ohio. Founded in 1986 with a focus on sustainability and artisanship in product quality, Arhaus provides a diversified assortment of specialty goods and services addressing omnichannel direct-to-consumer and business-to-business residential and commercial operations.

BOK Financial Corporation — pronounced as letters, "B-O-K" — is a financial services holding company headquartered in Tulsa, Oklahoma. Offering a full complement of retail and commercial banking products and services across the American Midwest and Southwest, the company is one of the 50 largest financial services firms in the U.S., and the largest in Oklahoma.

ARHS vs BOKF — Head-to-Head

Bigger by revenue
BOKF
BOKF
1.6× larger
BOKF
$589.6M
$364.8M
ARHS
Growing faster (revenue YoY)
BOKF
BOKF
+7.6% gap
BOKF
12.7%
5.1%
ARHS
Higher net margin
BOKF
BOKF
25.9% more per $
BOKF
30.1%
4.1%
ARHS
More free cash flow
BOKF
BOKF
$584.0M more FCF
BOKF
$575.2M
$-8.8M
ARHS
Faster 2-yr revenue CAGR
BOKF
BOKF
Annualised
BOKF
13.8%
11.2%
ARHS

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ARHS
ARHS
BOKF
BOKF
Revenue
$364.8M
$589.6M
Net Profit
$15.1M
$177.3M
Gross Margin
38.1%
Operating Margin
5.6%
38.8%
Net Margin
4.1%
30.1%
Revenue YoY
5.1%
12.7%
Net Profit YoY
-29.1%
30.2%
EPS (diluted)
$0.11
$2.90

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ARHS
ARHS
BOKF
BOKF
Q4 25
$364.8M
$589.6M
Q3 25
$344.6M
$548.4M
Q2 25
$358.4M
$535.3M
Q1 25
$311.4M
$502.3M
Q4 24
$347.0M
$523.1M
Q3 24
$319.1M
$516.3M
Q2 24
$309.8M
$555.7M
Q1 24
$295.2M
$455.3M
Net Profit
ARHS
ARHS
BOKF
BOKF
Q4 25
$15.1M
$177.3M
Q3 25
$12.2M
$140.9M
Q2 25
$35.1M
$140.0M
Q1 25
$4.9M
$119.8M
Q4 24
$21.3M
$136.2M
Q3 24
$9.9M
$140.0M
Q2 24
$22.2M
$163.7M
Q1 24
$15.1M
$83.7M
Gross Margin
ARHS
ARHS
BOKF
BOKF
Q4 25
38.1%
Q3 25
38.7%
Q2 25
41.4%
Q1 25
37.1%
Q4 24
40.0%
Q3 24
38.6%
Q2 24
40.1%
Q1 24
39.0%
Operating Margin
ARHS
ARHS
BOKF
BOKF
Q4 25
5.6%
38.8%
Q3 25
4.8%
32.2%
Q2 25
13.0%
33.8%
Q1 25
1.7%
30.8%
Q4 24
8.2%
33.5%
Q3 24
3.3%
33.6%
Q2 24
9.5%
38.0%
Q1 24
6.2%
23.5%
Net Margin
ARHS
ARHS
BOKF
BOKF
Q4 25
4.1%
30.1%
Q3 25
3.5%
25.7%
Q2 25
9.8%
26.2%
Q1 25
1.6%
23.8%
Q4 24
6.1%
26.0%
Q3 24
3.1%
27.1%
Q2 24
7.2%
29.5%
Q1 24
5.1%
18.4%
EPS (diluted)
ARHS
ARHS
BOKF
BOKF
Q4 25
$0.11
$2.90
Q3 25
$0.09
$2.22
Q2 25
$0.25
$2.19
Q1 25
$0.03
$1.86
Q4 24
$0.15
$2.13
Q3 24
$0.07
$2.18
Q2 24
$0.16
$2.54
Q1 24
$0.11
$1.29

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ARHS
ARHS
BOKF
BOKF
Cash + ST InvestmentsLiquidity on hand
$253.4M
Total DebtLower is stronger
$4.6B
Stockholders' EquityBook value
$418.2M
$5.9B
Total Assets
$1.4B
$52.2B
Debt / EquityLower = less leverage
0.78×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ARHS
ARHS
BOKF
BOKF
Q4 25
$253.4M
Q3 25
$262.2M
Q2 25
$234.8M
Q1 25
$214.4M
Q4 24
$197.5M
Q3 24
$177.7M
Q2 24
$174.2M
Q1 24
$233.2M
Total Debt
ARHS
ARHS
BOKF
BOKF
Q4 25
$4.6B
Q3 25
Q2 25
Q1 25
Q4 24
$4.5B
Q3 24
Q2 24
Q1 24
Stockholders' Equity
ARHS
ARHS
BOKF
BOKF
Q4 25
$418.2M
$5.9B
Q3 25
$400.4M
$6.0B
Q2 25
$385.6M
$5.9B
Q1 25
$348.8M
$5.8B
Q4 24
$343.7M
$5.5B
Q3 24
$320.6M
$5.6B
Q2 24
$309.3M
$5.2B
Q1 24
$285.6M
$5.1B
Total Assets
ARHS
ARHS
BOKF
BOKF
Q4 25
$1.4B
$52.2B
Q3 25
$1.4B
$50.2B
Q2 25
$1.3B
$51.0B
Q1 25
$1.3B
$50.5B
Q4 24
$1.2B
$49.7B
Q3 24
$1.2B
$50.1B
Q2 24
$1.2B
$50.4B
Q1 24
$1.2B
$50.2B
Debt / Equity
ARHS
ARHS
BOKF
BOKF
Q4 25
0.78×
Q3 25
Q2 25
Q1 25
Q4 24
0.80×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ARHS
ARHS
BOKF
BOKF
Operating Cash FlowLast quarter
$9.3M
$739.6M
Free Cash FlowOCF − Capex
$-8.8M
$575.2M
FCF MarginFCF / Revenue
-2.4%
97.6%
Capex IntensityCapex / Revenue
5.0%
27.9%
Cash ConversionOCF / Net Profit
0.62×
4.17×
TTM Free Cash FlowTrailing 4 quarters
$59.0M
$1.4B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ARHS
ARHS
BOKF
BOKF
Q4 25
$9.3M
$739.6M
Q3 25
$46.1M
$867.8M
Q2 25
$34.9M
$89.4M
Q1 25
$46.5M
$20.3M
Q4 24
$31.7M
$1.4B
Q3 24
$31.1M
$246.7M
Q2 24
$47.5M
$463.5M
Q1 24
$36.8M
$179.2M
Free Cash Flow
ARHS
ARHS
BOKF
BOKF
Q4 25
$-8.8M
$575.2M
Q3 25
$28.0M
$838.5M
Q2 25
$20.9M
$60.8M
Q1 25
$18.9M
$-28.0M
Q4 24
$13.0M
$1.3B
Q3 24
$4.6M
$209.5M
Q2 24
$11.3M
$417.2M
Q1 24
$10.9M
$138.3M
FCF Margin
ARHS
ARHS
BOKF
BOKF
Q4 25
-2.4%
97.6%
Q3 25
8.1%
152.9%
Q2 25
5.8%
11.4%
Q1 25
6.1%
-5.6%
Q4 24
3.7%
240.7%
Q3 24
1.4%
40.6%
Q2 24
3.6%
75.1%
Q1 24
3.7%
30.4%
Capex Intensity
ARHS
ARHS
BOKF
BOKF
Q4 25
5.0%
27.9%
Q3 25
5.3%
5.3%
Q2 25
3.9%
5.3%
Q1 25
8.9%
9.6%
Q4 24
5.4%
32.8%
Q3 24
8.3%
7.2%
Q2 24
11.7%
8.3%
Q1 24
8.8%
9.0%
Cash Conversion
ARHS
ARHS
BOKF
BOKF
Q4 25
0.62×
4.17×
Q3 25
3.77×
6.16×
Q2 25
1.00×
0.64×
Q1 25
9.53×
0.17×
Q4 24
1.49×
10.51×
Q3 24
3.14×
1.76×
Q2 24
2.14×
2.83×
Q1 24
2.44×
2.14×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ARHS
ARHS

Sales Channel Retail$305.7M84%
Sales Channel E Commerce$59.2M16%

BOKF
BOKF

Segment breakdown not available.

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