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Side-by-side financial comparison of Arhaus, Inc. (ARHS) and Fidelity National Financial, Inc. (FNF). Click either name above to swap in a different company.
Fidelity National Financial, Inc. is the larger business by last-quarter revenue ($544.0M vs $364.8M, roughly 1.5× Arhaus, Inc.). Arhaus, Inc. runs the higher net margin — 4.1% vs -21.5%, a 25.6% gap on every dollar of revenue. On growth, Fidelity National Financial, Inc. posted the faster year-over-year revenue change (10.3% vs 5.1%). Over the past eight quarters, Fidelity National Financial, Inc.'s revenue compounded faster (13.7% CAGR vs 11.2%).
Arhaus, Inc.ARHSEarnings & Financial Report
Arhaus, Inc. is an upscale American home furnishings company headquartered in Boston Heights, Ohio. Founded in 1986 with a focus on sustainability and artisanship in product quality, Arhaus provides a diversified assortment of specialty goods and services addressing omnichannel direct-to-consumer and business-to-business residential and commercial operations.
Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.
ARHS vs FNF — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $364.8M | $544.0M |
| Net Profit | $15.1M | $-117.0M |
| Gross Margin | 38.1% | — |
| Operating Margin | 5.6% | 82.9% |
| Net Margin | 4.1% | -21.5% |
| Revenue YoY | 5.1% | 10.3% |
| Net Profit YoY | -29.1% | -126.0% |
| EPS (diluted) | $0.11 | $-0.44 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $364.8M | $544.0M | ||
| Q3 25 | $344.6M | $553.0M | ||
| Q2 25 | $358.4M | $547.0M | ||
| Q1 25 | $311.4M | $455.0M | ||
| Q4 24 | $347.0M | $493.0M | ||
| Q3 24 | $319.1M | $506.0M | ||
| Q2 24 | $309.8M | $504.0M | ||
| Q1 24 | $295.2M | $421.0M |
| Q4 25 | $15.1M | $-117.0M | ||
| Q3 25 | $12.2M | $358.0M | ||
| Q2 25 | $35.1M | $278.0M | ||
| Q1 25 | $4.9M | $83.0M | ||
| Q4 24 | $21.3M | $450.0M | ||
| Q3 24 | $9.9M | $266.0M | ||
| Q2 24 | $22.2M | $306.0M | ||
| Q1 24 | $15.1M | $248.0M |
| Q4 25 | 38.1% | — | ||
| Q3 25 | 38.7% | — | ||
| Q2 25 | 41.4% | — | ||
| Q1 25 | 37.1% | — | ||
| Q4 24 | 40.0% | — | ||
| Q3 24 | 38.6% | — | ||
| Q2 24 | 40.1% | — | ||
| Q1 24 | 39.0% | — |
| Q4 25 | 5.6% | 82.9% | ||
| Q3 25 | 4.8% | 81.9% | ||
| Q2 25 | 13.0% | 69.8% | ||
| Q1 25 | 1.7% | 24.4% | ||
| Q4 24 | 8.2% | — | ||
| Q3 24 | 3.3% | 61.9% | ||
| Q2 24 | 9.5% | 90.9% | ||
| Q1 24 | 6.2% | 78.6% |
| Q4 25 | 4.1% | -21.5% | ||
| Q3 25 | 3.5% | 64.7% | ||
| Q2 25 | 9.8% | 50.8% | ||
| Q1 25 | 1.6% | 18.2% | ||
| Q4 24 | 6.1% | 91.3% | ||
| Q3 24 | 3.1% | 52.6% | ||
| Q2 24 | 7.2% | 60.7% | ||
| Q1 24 | 5.1% | 58.9% |
| Q4 25 | $0.11 | $-0.44 | ||
| Q3 25 | $0.09 | $1.33 | ||
| Q2 25 | $0.25 | $1.02 | ||
| Q1 25 | $0.03 | $0.30 | ||
| Q4 24 | $0.15 | $1.65 | ||
| Q3 24 | $0.07 | $0.97 | ||
| Q2 24 | $0.16 | $1.12 | ||
| Q1 24 | $0.11 | $0.91 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $253.4M | $2.6B |
| Total DebtLower is stronger | — | $4.4B |
| Stockholders' EquityBook value | $418.2M | $7.4B |
| Total Assets | $1.4B | $109.0B |
| Debt / EquityLower = less leverage | — | 0.59× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $253.4M | $2.6B | ||
| Q3 25 | $262.2M | $3.5B | ||
| Q2 25 | $234.8M | $3.3B | ||
| Q1 25 | $214.4M | $4.5B | ||
| Q4 24 | $197.5M | $3.5B | ||
| Q3 24 | $177.7M | $5.0B | ||
| Q2 24 | $174.2M | $4.9B | ||
| Q1 24 | $233.2M | $3.5B |
| Q4 25 | — | $4.4B | ||
| Q3 25 | — | $4.4B | ||
| Q2 25 | — | $4.4B | ||
| Q1 25 | — | $4.4B | ||
| Q4 24 | — | $4.3B | ||
| Q3 24 | — | $4.2B | ||
| Q2 24 | — | $4.2B | ||
| Q1 24 | — | $3.9B |
| Q4 25 | $418.2M | $7.4B | ||
| Q3 25 | $400.4M | $8.4B | ||
| Q2 25 | $385.6M | $7.9B | ||
| Q1 25 | $348.8M | $7.9B | ||
| Q4 24 | $343.7M | $7.8B | ||
| Q3 24 | $320.6M | $8.1B | ||
| Q2 24 | $309.3M | $7.3B | ||
| Q1 24 | $285.6M | $7.1B |
| Q4 25 | $1.4B | $109.0B | ||
| Q3 25 | $1.4B | $106.6B | ||
| Q2 25 | $1.3B | $102.3B | ||
| Q1 25 | $1.3B | $98.2B | ||
| Q4 24 | $1.2B | $95.4B | ||
| Q3 24 | $1.2B | $94.7B | ||
| Q2 24 | $1.2B | $88.8B | ||
| Q1 24 | $1.2B | $84.5B |
| Q4 25 | — | 0.59× | ||
| Q3 25 | — | 0.53× | ||
| Q2 25 | — | 0.56× | ||
| Q1 25 | — | 0.56× | ||
| Q4 24 | — | 0.56× | ||
| Q3 24 | — | 0.52× | ||
| Q2 24 | — | 0.58× | ||
| Q1 24 | — | 0.55× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $9.3M | $1.5B |
| Free Cash FlowOCF − Capex | $-8.8M | — |
| FCF MarginFCF / Revenue | -2.4% | — |
| Capex IntensityCapex / Revenue | 5.0% | — |
| Cash ConversionOCF / Net Profit | 0.62× | — |
| TTM Free Cash FlowTrailing 4 quarters | $59.0M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $9.3M | $1.5B | ||
| Q3 25 | $46.1M | $1.3B | ||
| Q2 25 | $34.9M | $1.9B | ||
| Q1 25 | $46.5M | $1.1B | ||
| Q4 24 | $31.7M | $1.5B | ||
| Q3 24 | $31.1M | $2.4B | ||
| Q2 24 | $47.5M | $1.4B | ||
| Q1 24 | $36.8M | $1.6B |
| Q4 25 | $-8.8M | — | ||
| Q3 25 | $28.0M | — | ||
| Q2 25 | $20.9M | — | ||
| Q1 25 | $18.9M | — | ||
| Q4 24 | $13.0M | — | ||
| Q3 24 | $4.6M | — | ||
| Q2 24 | $11.3M | — | ||
| Q1 24 | $10.9M | — |
| Q4 25 | -2.4% | — | ||
| Q3 25 | 8.1% | — | ||
| Q2 25 | 5.8% | — | ||
| Q1 25 | 6.1% | — | ||
| Q4 24 | 3.7% | — | ||
| Q3 24 | 1.4% | — | ||
| Q2 24 | 3.6% | — | ||
| Q1 24 | 3.7% | — |
| Q4 25 | 5.0% | — | ||
| Q3 25 | 5.3% | — | ||
| Q2 25 | 3.9% | — | ||
| Q1 25 | 8.9% | — | ||
| Q4 24 | 5.4% | — | ||
| Q3 24 | 8.3% | — | ||
| Q2 24 | 11.7% | — | ||
| Q1 24 | 8.8% | — |
| Q4 25 | 0.62× | — | ||
| Q3 25 | 3.77× | 3.66× | ||
| Q2 25 | 1.00× | 6.82× | ||
| Q1 25 | 9.53× | 13.43× | ||
| Q4 24 | 1.49× | 3.32× | ||
| Q3 24 | 3.14× | 8.89× | ||
| Q2 24 | 2.14× | 4.45× | ||
| Q1 24 | 2.44× | 6.42× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ARHS
| Sales Channel Retail | $305.7M | 84% |
| Sales Channel E Commerce | $59.2M | 16% |
FNF
| Escrow Fees | $241.0M | 44% |
| Other Title Related Fees And Income | $182.0M | 33% |
| Service Link Excluding Title Premiums Escrow Fees And Subservicing Fees | $87.0M | 16% |
| Insurance Contracts Home Warranty | $31.0M | 6% |
