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Side-by-side financial comparison of Arhaus, Inc. (ARHS) and International General Insurance Holdings Ltd. (IGIC). Click either name above to swap in a different company.

International General Insurance Holdings Ltd. is the larger business by last-quarter revenue ($403.8M vs $364.8M, roughly 1.1× Arhaus, Inc.). International General Insurance Holdings Ltd. runs the higher net margin — 26.0% vs 4.1%, a 21.9% gap on every dollar of revenue.

Arhaus, Inc. is an upscale American home furnishings company headquartered in Boston Heights, Ohio. Founded in 1986 with a focus on sustainability and artisanship in product quality, Arhaus provides a diversified assortment of specialty goods and services addressing omnichannel direct-to-consumer and business-to-business residential and commercial operations.

China Taiping Insurance Holdings Company Limited (CTIH) formerly China Insurance International Holdings Company Limited (CIIH), is a Chinese insurance conglomerate. The company has strong Chinese Central Government background despite being incorporated in Hong Kong. It is considered as a red chip company.

ARHS vs IGIC — Head-to-Head

Bigger by revenue
IGIC
IGIC
1.1× larger
IGIC
$403.8M
$364.8M
ARHS
Higher net margin
IGIC
IGIC
21.9% more per $
IGIC
26.0%
4.1%
ARHS

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
ARHS
ARHS
IGIC
IGIC
Revenue
$364.8M
$403.8M
Net Profit
$15.1M
$105.1M
Gross Margin
38.1%
Operating Margin
5.6%
Net Margin
4.1%
26.0%
Revenue YoY
5.1%
Net Profit YoY
-29.1%
EPS (diluted)
$0.11
$2.31

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ARHS
ARHS
IGIC
IGIC
Q4 25
$364.8M
Q3 25
$344.6M
$403.8M
Q2 25
$358.4M
$261.9M
Q1 25
$311.4M
Q4 24
$347.0M
Q3 24
$319.1M
$369.6M
Q2 24
$309.8M
$265.8M
Q1 24
$295.2M
Net Profit
ARHS
ARHS
IGIC
IGIC
Q4 25
$15.1M
Q3 25
$12.2M
$105.1M
Q2 25
$35.1M
$61.4M
Q1 25
$4.9M
Q4 24
$21.3M
Q3 24
$9.9M
$-134.4M
Q2 24
$22.2M
$70.7M
Q1 24
$15.1M
Gross Margin
ARHS
ARHS
IGIC
IGIC
Q4 25
38.1%
Q3 25
38.7%
Q2 25
41.4%
Q1 25
37.1%
Q4 24
40.0%
Q3 24
38.6%
Q2 24
40.1%
Q1 24
39.0%
Operating Margin
ARHS
ARHS
IGIC
IGIC
Q4 25
5.6%
Q3 25
4.8%
Q2 25
13.0%
24.2%
Q1 25
1.7%
Q4 24
8.2%
Q3 24
3.3%
Q2 24
9.5%
-73.3%
Q1 24
6.2%
Net Margin
ARHS
ARHS
IGIC
IGIC
Q4 25
4.1%
Q3 25
3.5%
26.0%
Q2 25
9.8%
23.5%
Q1 25
1.6%
Q4 24
6.1%
Q3 24
3.1%
-36.4%
Q2 24
7.2%
26.6%
Q1 24
5.1%
EPS (diluted)
ARHS
ARHS
IGIC
IGIC
Q4 25
$0.11
Q3 25
$0.09
$2.31
Q2 25
$0.25
$1.36
Q1 25
$0.03
Q4 24
$0.15
Q3 24
$0.07
$1.82
Q2 24
$0.16
$1.55
Q1 24
$0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ARHS
ARHS
IGIC
IGIC
Cash + ST InvestmentsLiquidity on hand
$253.4M
$244.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$418.2M
$654.8M
Total Assets
$1.4B
$2.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ARHS
ARHS
IGIC
IGIC
Q4 25
$253.4M
Q3 25
$262.2M
$244.7M
Q2 25
$234.8M
$164.8M
Q1 25
$214.4M
Q4 24
$197.5M
Q3 24
$177.7M
$219.2M
Q2 24
$174.2M
$237.3M
Q1 24
$233.2M
Stockholders' Equity
ARHS
ARHS
IGIC
IGIC
Q4 25
$418.2M
Q3 25
$400.4M
$654.8M
Q2 25
$385.6M
$662.3M
Q1 25
$348.8M
Q4 24
$343.7M
Q3 24
$320.6M
$540.5M
Q2 24
$309.3M
$588.2M
Q1 24
$285.6M
Total Assets
ARHS
ARHS
IGIC
IGIC
Q4 25
$1.4B
Q3 25
$1.4B
$2.0B
Q2 25
$1.3B
$2.1B
Q1 25
$1.3B
Q4 24
$1.2B
Q3 24
$1.2B
$1.8B
Q2 24
$1.2B
$2.0B
Q1 24
$1.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ARHS
ARHS
IGIC
IGIC
Operating Cash FlowLast quarter
$9.3M
Free Cash FlowOCF − Capex
$-8.8M
FCF MarginFCF / Revenue
-2.4%
Capex IntensityCapex / Revenue
5.0%
Cash ConversionOCF / Net Profit
0.62×
TTM Free Cash FlowTrailing 4 quarters
$59.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ARHS
ARHS
IGIC
IGIC
Q4 25
$9.3M
Q3 25
$46.1M
Q2 25
$34.9M
$27.2M
Q1 25
$46.5M
Q4 24
$31.7M
Q3 24
$31.1M
Q2 24
$47.5M
$120.7M
Q1 24
$36.8M
Free Cash Flow
ARHS
ARHS
IGIC
IGIC
Q4 25
$-8.8M
Q3 25
$28.0M
Q2 25
$20.9M
$26.8M
Q1 25
$18.9M
Q4 24
$13.0M
Q3 24
$4.6M
Q2 24
$11.3M
$119.8M
Q1 24
$10.9M
FCF Margin
ARHS
ARHS
IGIC
IGIC
Q4 25
-2.4%
Q3 25
8.1%
Q2 25
5.8%
10.2%
Q1 25
6.1%
Q4 24
3.7%
Q3 24
1.4%
Q2 24
3.6%
45.1%
Q1 24
3.7%
Capex Intensity
ARHS
ARHS
IGIC
IGIC
Q4 25
5.0%
Q3 25
5.3%
Q2 25
3.9%
0.2%
Q1 25
8.9%
Q4 24
5.4%
Q3 24
8.3%
Q2 24
11.7%
0.3%
Q1 24
8.8%
Cash Conversion
ARHS
ARHS
IGIC
IGIC
Q4 25
0.62×
Q3 25
3.77×
Q2 25
1.00×
0.44×
Q1 25
9.53×
Q4 24
1.49×
Q3 24
3.14×
Q2 24
2.14×
1.71×
Q1 24
2.44×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ARHS
ARHS

Sales Channel Retail$305.7M84%
Sales Channel E Commerce$59.2M16%

IGIC
IGIC

Segment breakdown not available.

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