vs
Side-by-side financial comparison of International General Insurance Holdings Ltd. (IGIC) and Root, Inc. (ROOT). Click either name above to swap in a different company.
International General Insurance Holdings Ltd. is the larger business by last-quarter revenue ($403.8M vs $397.0M, roughly 1.0× Root, Inc.).
China Taiping Insurance Holdings Company Limited (CTIH) formerly China Insurance International Holdings Company Limited (CIIH), is a Chinese insurance conglomerate. The company has strong Chinese Central Government background despite being incorporated in Hong Kong. It is considered as a red chip company.
Root Insurance Company is an online car insurance company operating in the United States.
IGIC vs ROOT — Head-to-Head
Income Statement — Q3 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $403.8M | $397.0M |
| Net Profit | $105.1M | — |
| Gross Margin | — | — |
| Operating Margin | — | 2.6% |
| Net Margin | 26.0% | — |
| Revenue YoY | — | 21.5% |
| Net Profit YoY | — | — |
| EPS (diluted) | $2.31 | $0.35 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $397.0M | ||
| Q3 25 | $403.8M | $387.8M | ||
| Q2 25 | $261.9M | $382.9M | ||
| Q1 25 | — | $349.4M | ||
| Q4 24 | — | $326.7M | ||
| Q3 24 | $369.6M | $305.7M | ||
| Q2 24 | $265.8M | $289.2M | ||
| Q1 24 | — | $254.9M |
| Q4 25 | — | — | ||
| Q3 25 | $105.1M | $-5.4M | ||
| Q2 25 | $61.4M | $22.0M | ||
| Q1 25 | — | $18.4M | ||
| Q4 24 | — | — | ||
| Q3 24 | $-134.4M | $22.8M | ||
| Q2 24 | $70.7M | $-7.8M | ||
| Q1 24 | — | $-6.2M |
| Q4 25 | — | 2.6% | ||
| Q3 25 | — | 0.1% | ||
| Q2 25 | 24.2% | 7.1% | ||
| Q1 25 | — | 6.8% | ||
| Q4 24 | — | 10.7% | ||
| Q3 24 | — | 11.3% | ||
| Q2 24 | -73.3% | 1.3% | ||
| Q1 24 | — | 2.1% |
| Q4 25 | — | — | ||
| Q3 25 | 26.0% | -1.4% | ||
| Q2 25 | 23.5% | 5.7% | ||
| Q1 25 | — | 5.3% | ||
| Q4 24 | — | — | ||
| Q3 24 | -36.4% | 7.5% | ||
| Q2 24 | 26.6% | -2.7% | ||
| Q1 24 | — | -2.4% |
| Q4 25 | — | $0.35 | ||
| Q3 25 | $2.31 | $-0.35 | ||
| Q2 25 | $1.36 | $1.29 | ||
| Q1 25 | — | $1.07 | ||
| Q4 24 | — | $1.42 | ||
| Q3 24 | $1.82 | $1.35 | ||
| Q2 24 | $1.55 | $-0.52 | ||
| Q1 24 | — | $-0.42 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $244.7M | $669.3M |
| Total DebtLower is stronger | — | $200.3M |
| Stockholders' EquityBook value | $654.8M | $284.3M |
| Total Assets | $2.0B | $1.7B |
| Debt / EquityLower = less leverage | — | 0.70× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $669.3M | ||
| Q3 25 | $244.7M | $653.3M | ||
| Q2 25 | $164.8M | $641.4M | ||
| Q1 25 | — | $609.4M | ||
| Q4 24 | — | $599.3M | ||
| Q3 24 | $219.2M | $674.8M | ||
| Q2 24 | $237.3M | $667.2M | ||
| Q1 24 | — | $640.5M |
| Q4 25 | — | $200.3M | ||
| Q3 25 | — | $200.4M | ||
| Q2 25 | — | $200.1M | ||
| Q1 25 | — | $200.0M | ||
| Q4 24 | — | $200.1M | ||
| Q3 24 | — | $300.9M | ||
| Q2 24 | — | $300.1M | ||
| Q1 24 | — | $299.3M |
| Q4 25 | — | $284.3M | ||
| Q3 25 | $654.8M | $265.0M | ||
| Q2 25 | $662.3M | $244.5M | ||
| Q1 25 | — | $228.7M | ||
| Q4 24 | — | $203.7M | ||
| Q3 24 | $540.5M | $181.9M | ||
| Q2 24 | $588.2M | $151.3M | ||
| Q1 24 | — | $165.7M |
| Q4 25 | — | $1.7B | ||
| Q3 25 | $2.0B | $1.6B | ||
| Q2 25 | $2.1B | $1.6B | ||
| Q1 25 | — | $1.6B | ||
| Q4 24 | — | $1.5B | ||
| Q3 24 | $1.8B | $1.6B | ||
| Q2 24 | $2.0B | $1.5B | ||
| Q1 24 | — | $1.4B |
| Q4 25 | — | 0.70× | ||
| Q3 25 | — | 0.76× | ||
| Q2 25 | — | 0.82× | ||
| Q1 25 | — | 0.87× | ||
| Q4 24 | — | 0.98× | ||
| Q3 24 | — | 1.65× | ||
| Q2 24 | — | 1.98× | ||
| Q1 24 | — | 1.81× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $206.5M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | 0.0% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $206.5M | ||
| Q3 25 | — | $57.6M | ||
| Q2 25 | $27.2M | $52.0M | ||
| Q1 25 | — | $26.8M | ||
| Q4 24 | — | $195.7M | ||
| Q3 24 | — | $49.4M | ||
| Q2 24 | $120.7M | $62.6M | ||
| Q1 24 | — | $14.5M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $26.8M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $195.3M | ||
| Q3 24 | — | — | ||
| Q2 24 | $119.8M | $62.4M | ||
| Q1 24 | — | $14.3M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 10.2% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 59.8% | ||
| Q3 24 | — | — | ||
| Q2 24 | 45.1% | 21.6% | ||
| Q1 24 | — | 5.6% |
| Q4 25 | — | 0.0% | ||
| Q3 25 | — | 0.0% | ||
| Q2 25 | 0.2% | 0.0% | ||
| Q1 25 | — | 0.0% | ||
| Q4 24 | — | 0.1% | ||
| Q3 24 | — | 0.0% | ||
| Q2 24 | 0.3% | 0.1% | ||
| Q1 24 | — | 0.1% |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.44× | 2.36× | ||
| Q1 25 | — | 1.46× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 2.17× | ||
| Q2 24 | 1.71× | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
