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Side-by-side financial comparison of Arhaus, Inc. (ARHS) and LendingClub Corp (LC). Click either name above to swap in a different company.
Arhaus, Inc. is the larger business by last-quarter revenue ($364.8M vs $252.3M, roughly 1.4× LendingClub Corp). LendingClub Corp runs the higher net margin — 20.5% vs 4.1%, a 16.3% gap on every dollar of revenue. On growth, LendingClub Corp posted the faster year-over-year revenue change (15.9% vs 5.1%). Over the past eight quarters, LendingClub Corp's revenue compounded faster (16.1% CAGR vs 11.2%).
Arhaus, Inc.ARHSEarnings & Financial Report
Arhaus, Inc. is an upscale American home furnishings company headquartered in Boston Heights, Ohio. Founded in 1986 with a focus on sustainability and artisanship in product quality, Arhaus provides a diversified assortment of specialty goods and services addressing omnichannel direct-to-consumer and business-to-business residential and commercial operations.
LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.
ARHS vs LC — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $364.8M | $252.3M |
| Net Profit | $15.1M | $51.6M |
| Gross Margin | 38.1% | — |
| Operating Margin | 5.6% | — |
| Net Margin | 4.1% | 20.5% |
| Revenue YoY | 5.1% | 15.9% |
| Net Profit YoY | -29.1% | 341.0% |
| EPS (diluted) | $0.11 | $0.44 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $252.3M | ||
| Q4 25 | $364.8M | $266.5M | ||
| Q3 25 | $344.6M | $266.2M | ||
| Q2 25 | $358.4M | $248.4M | ||
| Q1 25 | $311.4M | $217.7M | ||
| Q4 24 | $347.0M | $217.2M | ||
| Q3 24 | $319.1M | $201.9M | ||
| Q2 24 | $309.8M | $187.2M |
| Q1 26 | — | $51.6M | ||
| Q4 25 | $15.1M | — | ||
| Q3 25 | $12.2M | $44.3M | ||
| Q2 25 | $35.1M | $38.2M | ||
| Q1 25 | $4.9M | $11.7M | ||
| Q4 24 | $21.3M | — | ||
| Q3 24 | $9.9M | $14.5M | ||
| Q2 24 | $22.2M | $14.9M |
| Q1 26 | — | — | ||
| Q4 25 | 38.1% | — | ||
| Q3 25 | 38.7% | — | ||
| Q2 25 | 41.4% | — | ||
| Q1 25 | 37.1% | — | ||
| Q4 24 | 40.0% | — | ||
| Q3 24 | 38.6% | — | ||
| Q2 24 | 40.1% | — |
| Q1 26 | — | — | ||
| Q4 25 | 5.6% | 18.8% | ||
| Q3 25 | 4.8% | 21.5% | ||
| Q2 25 | 13.0% | 21.7% | ||
| Q1 25 | 1.7% | 7.2% | ||
| Q4 24 | 8.2% | 5.1% | ||
| Q3 24 | 3.3% | 8.9% | ||
| Q2 24 | 9.5% | 10.4% |
| Q1 26 | — | 20.5% | ||
| Q4 25 | 4.1% | — | ||
| Q3 25 | 3.5% | 16.6% | ||
| Q2 25 | 9.8% | 15.4% | ||
| Q1 25 | 1.6% | 5.4% | ||
| Q4 24 | 6.1% | — | ||
| Q3 24 | 3.1% | 7.2% | ||
| Q2 24 | 7.2% | 8.0% |
| Q1 26 | — | $0.44 | ||
| Q4 25 | $0.11 | $0.36 | ||
| Q3 25 | $0.09 | $0.37 | ||
| Q2 25 | $0.25 | $0.33 | ||
| Q1 25 | $0.03 | $0.10 | ||
| Q4 24 | $0.15 | $0.08 | ||
| Q3 24 | $0.07 | $0.13 | ||
| Q2 24 | $0.16 | $0.13 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $253.4M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $418.2M | $1.5B |
| Total Assets | $1.4B | $11.9B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $253.4M | — | ||
| Q3 25 | $262.2M | — | ||
| Q2 25 | $234.8M | — | ||
| Q1 25 | $214.4M | — | ||
| Q4 24 | $197.5M | — | ||
| Q3 24 | $177.7M | — | ||
| Q2 24 | $174.2M | — |
| Q1 26 | — | — | ||
| Q4 25 | — | $0 | ||
| Q3 25 | — | $0 | ||
| Q2 25 | — | $0 | ||
| Q1 25 | — | $0 | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | $1.5B | ||
| Q4 25 | $418.2M | $1.5B | ||
| Q3 25 | $400.4M | $1.5B | ||
| Q2 25 | $385.6M | $1.4B | ||
| Q1 25 | $348.8M | $1.4B | ||
| Q4 24 | $343.7M | $1.3B | ||
| Q3 24 | $320.6M | $1.3B | ||
| Q2 24 | $309.3M | $1.3B |
| Q1 26 | — | $11.9B | ||
| Q4 25 | $1.4B | $11.6B | ||
| Q3 25 | $1.4B | $11.1B | ||
| Q2 25 | $1.3B | $10.8B | ||
| Q1 25 | $1.3B | $10.5B | ||
| Q4 24 | $1.2B | $10.6B | ||
| Q3 24 | $1.2B | $11.0B | ||
| Q2 24 | $1.2B | $9.6B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $9.3M | — |
| Free Cash FlowOCF − Capex | $-8.8M | — |
| FCF MarginFCF / Revenue | -2.4% | — |
| Capex IntensityCapex / Revenue | 5.0% | — |
| Cash ConversionOCF / Net Profit | 0.62× | — |
| TTM Free Cash FlowTrailing 4 quarters | $59.0M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $9.3M | $-2.7B | ||
| Q3 25 | $46.1M | $-770.8M | ||
| Q2 25 | $34.9M | $-713.1M | ||
| Q1 25 | $46.5M | $-339.3M | ||
| Q4 24 | $31.7M | $-2.6B | ||
| Q3 24 | $31.1M | $-669.8M | ||
| Q2 24 | $47.5M | $-932.5M |
| Q1 26 | — | — | ||
| Q4 25 | $-8.8M | $-2.9B | ||
| Q3 25 | $28.0M | $-791.8M | ||
| Q2 25 | $20.9M | $-803.8M | ||
| Q1 25 | $18.9M | $-352.3M | ||
| Q4 24 | $13.0M | $-2.7B | ||
| Q3 24 | $4.6M | $-682.3M | ||
| Q2 24 | $11.3M | $-945.3M |
| Q1 26 | — | — | ||
| Q4 25 | -2.4% | -1076.0% | ||
| Q3 25 | 8.1% | -297.4% | ||
| Q2 25 | 5.8% | -323.5% | ||
| Q1 25 | 6.1% | -161.8% | ||
| Q4 24 | 3.7% | -1237.8% | ||
| Q3 24 | 1.4% | -338.0% | ||
| Q2 24 | 3.6% | -504.9% |
| Q1 26 | — | — | ||
| Q4 25 | 5.0% | 52.7% | ||
| Q3 25 | 5.3% | 7.9% | ||
| Q2 25 | 3.9% | 36.5% | ||
| Q1 25 | 8.9% | 6.0% | ||
| Q4 24 | 5.4% | 25.0% | ||
| Q3 24 | 8.3% | 6.2% | ||
| Q2 24 | 11.7% | 6.9% |
| Q1 26 | — | — | ||
| Q4 25 | 0.62× | — | ||
| Q3 25 | 3.77× | -17.41× | ||
| Q2 25 | 1.00× | -18.68× | ||
| Q1 25 | 9.53× | -29.07× | ||
| Q4 24 | 1.49× | — | ||
| Q3 24 | 3.14× | -46.33× | ||
| Q2 24 | 2.14× | -62.57× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ARHS
| Sales Channel Retail | $305.7M | 84% |
| Sales Channel E Commerce | $59.2M | 16% |
LC
Segment breakdown not available.
