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LendingClub Corp

LendingClub CorpLCEarnings & Financial Report

NYSE · finance

LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.

LC Q4 2025 Key Financial Metrics

Revenue

$266.5M

Gross Profit

N/A

Operating Profit

$50.0M

Net Profit

$41.6M

Gross Margin

N/A

Operating Margin

18.8%

Net Margin

15.6%

YoY Growth

22.7%

EPS

$0.36

Financial Flow

LendingClub Corp Q4 2025 Financial Summary

LendingClub Corp reported revenue of $266.5M for Q4 2025, with a net profit of $41.6M (15.6% margin). Cost of goods sold was N/A, operating expenses totaled N/A.

Key Financial Metrics

Total Revenue$266.5M
Net Profit$41.6M
Gross MarginN/A
Operating Margin18.8%
Report PeriodQ4 2025

LendingClub Corp Annual Revenue by Year

LendingClub Corp annual revenue history includes year-by-year totals (for example, 2025 revenue was $998.8M).

YearAnnual Revenue
2025$998.8M
2024$787.0M
2023$864.6M
2022$1.2B

Income Statement

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Revenue$180.7M$187.2M$201.9M$217.2M$217.7M$248.4M$266.2M$266.5M
YoY Growth-26.5%-19.5%0.5%17.0%20.5%32.7%31.9%22.7%

Balance Sheet

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Assets$9.24B$9.59B$11.04B$10.63B$10.48B$10.78B$11.07B$11.57B
Liabilities$7.98B$8.30B$9.69B$9.29B$9.12B$9.37B$9.61B$10.07B
Equity$1.27B$1.29B$1.34B$1.34B$1.36B$1.41B$1.46B$1.50B

Cash Flow

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Operating CF$-846.5M$-932.5M$-669.8M$-185.4M$-339.3M$-713.1M$-770.8M$-903.8M