vs
Side-by-side financial comparison of Arhaus, Inc. (ARHS) and PRA GROUP INC (PRAA). Click either name above to swap in a different company.
Arhaus, Inc. is the larger business by last-quarter revenue ($364.8M vs $333.4M, roughly 1.1× PRA GROUP INC). PRA GROUP INC runs the higher net margin — 17.0% vs 4.1%, a 12.8% gap on every dollar of revenue. On growth, PRA GROUP INC posted the faster year-over-year revenue change (13.7% vs 5.1%). Arhaus, Inc. produced more free cash flow last quarter ($-8.8M vs $-90.4M). Over the past eight quarters, PRA GROUP INC's revenue compounded faster (14.2% CAGR vs 11.2%).
Arhaus, Inc.ARHSEarnings & Financial Report
Arhaus, Inc. is an upscale American home furnishings company headquartered in Boston Heights, Ohio. Founded in 1986 with a focus on sustainability and artisanship in product quality, Arhaus provides a diversified assortment of specialty goods and services addressing omnichannel direct-to-consumer and business-to-business residential and commercial operations.
PRA Group, Inc. is a publicly traded debt buyer and debt collection company based in Norfolk, Virginia. The company buys delinquent consumer debt from credit card issuers and other financial institutions at a discount and pursues collection of the full debt owed. Founded in 1996, PRA Group employs more than 3200 people in 18 countries.
ARHS vs PRAA — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $364.8M | $333.4M |
| Net Profit | $15.1M | $56.5M |
| Gross Margin | 38.1% | — |
| Operating Margin | 5.6% | 37.7% |
| Net Margin | 4.1% | 17.0% |
| Revenue YoY | 5.1% | 13.7% |
| Net Profit YoY | -29.1% | 206.3% |
| EPS (diluted) | $0.11 | $1.47 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $364.8M | $333.4M | ||
| Q3 25 | $344.6M | $311.1M | ||
| Q2 25 | $358.4M | $287.7M | ||
| Q1 25 | $311.4M | $269.6M | ||
| Q4 24 | $347.0M | $293.2M | ||
| Q3 24 | $319.1M | $281.5M | ||
| Q2 24 | $309.8M | $284.2M | ||
| Q1 24 | $295.2M | $255.6M |
| Q4 25 | $15.1M | $56.5M | ||
| Q3 25 | $12.2M | $-407.7M | ||
| Q2 25 | $35.1M | $42.4M | ||
| Q1 25 | $4.9M | $3.7M | ||
| Q4 24 | $21.3M | $18.5M | ||
| Q3 24 | $9.9M | $27.2M | ||
| Q2 24 | $22.2M | $21.5M | ||
| Q1 24 | $15.1M | $3.5M |
| Q4 25 | 38.1% | — | ||
| Q3 25 | 38.7% | — | ||
| Q2 25 | 41.4% | — | ||
| Q1 25 | 37.1% | — | ||
| Q4 24 | 40.0% | — | ||
| Q3 24 | 38.6% | — | ||
| Q2 24 | 40.1% | — | ||
| Q1 24 | 39.0% | — |
| Q4 25 | 5.6% | 37.7% | ||
| Q3 25 | 4.8% | -101.4% | ||
| Q2 25 | 13.0% | 29.6% | ||
| Q1 25 | 1.7% | 27.7% | ||
| Q4 24 | 8.2% | 32.1% | ||
| Q3 24 | 3.3% | 32.0% | ||
| Q2 24 | 9.5% | 31.4% | ||
| Q1 24 | 6.2% | 26.0% |
| Q4 25 | 4.1% | 17.0% | ||
| Q3 25 | 3.5% | -131.0% | ||
| Q2 25 | 9.8% | 14.7% | ||
| Q1 25 | 1.6% | 1.4% | ||
| Q4 24 | 6.1% | 6.3% | ||
| Q3 24 | 3.1% | 9.6% | ||
| Q2 24 | 7.2% | 7.6% | ||
| Q1 24 | 5.1% | 1.4% |
| Q4 25 | $0.11 | $1.47 | ||
| Q3 25 | $0.09 | $-10.43 | ||
| Q2 25 | $0.25 | $1.08 | ||
| Q1 25 | $0.03 | $0.09 | ||
| Q4 24 | $0.15 | $0.47 | ||
| Q3 24 | $0.07 | $0.69 | ||
| Q2 24 | $0.16 | $0.54 | ||
| Q1 24 | $0.11 | $0.09 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $253.4M | $104.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $418.2M | $979.9M |
| Total Assets | $1.4B | $5.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $253.4M | $104.4M | ||
| Q3 25 | $262.2M | $107.5M | ||
| Q2 25 | $234.8M | $131.6M | ||
| Q1 25 | $214.4M | $128.7M | ||
| Q4 24 | $197.5M | $105.9M | ||
| Q3 24 | $177.7M | $141.1M | ||
| Q2 24 | $174.2M | $118.9M | ||
| Q1 24 | $233.2M | $108.1M |
| Q4 25 | $418.2M | $979.9M | ||
| Q3 25 | $400.4M | $928.5M | ||
| Q2 25 | $385.6M | $1.3B | ||
| Q1 25 | $348.8M | $1.2B | ||
| Q4 24 | $343.7M | $1.1B | ||
| Q3 24 | $320.6M | $1.2B | ||
| Q2 24 | $309.3M | $1.1B | ||
| Q1 24 | $285.6M | $1.1B |
| Q4 25 | $1.4B | $5.1B | ||
| Q3 25 | $1.4B | $5.0B | ||
| Q2 25 | $1.3B | $5.4B | ||
| Q1 25 | $1.3B | $5.1B | ||
| Q4 24 | $1.2B | $4.9B | ||
| Q3 24 | $1.2B | $4.9B | ||
| Q2 24 | $1.2B | $4.7B | ||
| Q1 24 | $1.2B | $4.5B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $9.3M | $-85.5M |
| Free Cash FlowOCF − Capex | $-8.8M | $-90.4M |
| FCF MarginFCF / Revenue | -2.4% | -27.1% |
| Capex IntensityCapex / Revenue | 5.0% | 1.4% |
| Cash ConversionOCF / Net Profit | 0.62× | -1.51× |
| TTM Free Cash FlowTrailing 4 quarters | $59.0M | $-169.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $9.3M | $-85.5M | ||
| Q3 25 | $46.1M | $-10.1M | ||
| Q2 25 | $34.9M | $-12.9M | ||
| Q1 25 | $46.5M | $-52.6M | ||
| Q4 24 | $31.7M | $-94.6M | ||
| Q3 24 | $31.1M | $-35.0M | ||
| Q2 24 | $47.5M | $-29.5M | ||
| Q1 24 | $36.8M | $-73.0M |
| Q4 25 | $-8.8M | $-90.4M | ||
| Q3 25 | $28.0M | $-11.3M | ||
| Q2 25 | $20.9M | $-14.2M | ||
| Q1 25 | $18.9M | $-53.5M | ||
| Q4 24 | $13.0M | $-98.6M | ||
| Q3 24 | $4.6M | $-36.1M | ||
| Q2 24 | $11.3M | $-30.8M | ||
| Q1 24 | $10.9M | $-73.5M |
| Q4 25 | -2.4% | -27.1% | ||
| Q3 25 | 8.1% | -3.6% | ||
| Q2 25 | 5.8% | -4.9% | ||
| Q1 25 | 6.1% | -19.8% | ||
| Q4 24 | 3.7% | -33.6% | ||
| Q3 24 | 1.4% | -12.8% | ||
| Q2 24 | 3.6% | -10.8% | ||
| Q1 24 | 3.7% | -28.8% |
| Q4 25 | 5.0% | 1.4% | ||
| Q3 25 | 5.3% | 0.4% | ||
| Q2 25 | 3.9% | 0.4% | ||
| Q1 25 | 8.9% | 0.3% | ||
| Q4 24 | 5.4% | 1.4% | ||
| Q3 24 | 8.3% | 0.4% | ||
| Q2 24 | 11.7% | 0.5% | ||
| Q1 24 | 8.8% | 0.2% |
| Q4 25 | 0.62× | -1.51× | ||
| Q3 25 | 3.77× | — | ||
| Q2 25 | 1.00× | -0.30× | ||
| Q1 25 | 9.53× | -14.37× | ||
| Q4 24 | 1.49× | -5.13× | ||
| Q3 24 | 3.14× | -1.29× | ||
| Q2 24 | 2.14× | -1.37× | ||
| Q1 24 | 2.44× | -21.01× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ARHS
| Sales Channel Retail | $305.7M | 84% |
| Sales Channel E Commerce | $59.2M | 16% |
PRAA
| GB | $170.1M | 51% |
| Other | $163.3M | 49% |
