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Side-by-side financial comparison of Arhaus, Inc. (ARHS) and TOMPKINS FINANCIAL CORP (TMP). Click either name above to swap in a different company.
Arhaus, Inc. is the larger business by last-quarter revenue ($364.8M vs $194.8M, roughly 1.9× TOMPKINS FINANCIAL CORP). TOMPKINS FINANCIAL CORP runs the higher net margin — 49.4% vs 4.1%, a 45.3% gap on every dollar of revenue. On growth, TOMPKINS FINANCIAL CORP posted the faster year-over-year revenue change (152.7% vs 5.1%). TOMPKINS FINANCIAL CORP produced more free cash flow last quarter ($31.9M vs $-8.8M). Over the past eight quarters, TOMPKINS FINANCIAL CORP's revenue compounded faster (63.6% CAGR vs 11.2%).
Arhaus, Inc.ARHSEarnings & Financial Report
Arhaus, Inc. is an upscale American home furnishings company headquartered in Boston Heights, Ohio. Founded in 1986 with a focus on sustainability and artisanship in product quality, Arhaus provides a diversified assortment of specialty goods and services addressing omnichannel direct-to-consumer and business-to-business residential and commercial operations.
Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.
ARHS vs TMP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $364.8M | $194.8M |
| Net Profit | $15.1M | $96.2M |
| Gross Margin | 38.1% | — |
| Operating Margin | 5.6% | 71.7% |
| Net Margin | 4.1% | 49.4% |
| Revenue YoY | 5.1% | 152.7% |
| Net Profit YoY | -29.1% | 388.9% |
| EPS (diluted) | $0.11 | $6.72 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $364.8M | $194.8M | ||
| Q3 25 | $344.6M | $87.4M | ||
| Q2 25 | $358.4M | $82.6M | ||
| Q1 25 | $311.4M | $81.7M | ||
| Q4 24 | $347.0M | $77.1M | ||
| Q3 24 | $319.1M | $76.6M | ||
| Q2 24 | $309.8M | $72.7M | ||
| Q1 24 | $295.2M | $72.8M |
| Q4 25 | $15.1M | $96.2M | ||
| Q3 25 | $12.2M | $23.7M | ||
| Q2 25 | $35.1M | $21.5M | ||
| Q1 25 | $4.9M | $19.7M | ||
| Q4 24 | $21.3M | $19.7M | ||
| Q3 24 | $9.9M | $18.6M | ||
| Q2 24 | $22.2M | $15.7M | ||
| Q1 24 | $15.1M | $16.9M |
| Q4 25 | 38.1% | — | ||
| Q3 25 | 38.7% | — | ||
| Q2 25 | 41.4% | — | ||
| Q1 25 | 37.1% | — | ||
| Q4 24 | 40.0% | — | ||
| Q3 24 | 38.6% | — | ||
| Q2 24 | 40.1% | — | ||
| Q1 24 | 39.0% | — |
| Q4 25 | 5.6% | 71.7% | ||
| Q3 25 | 4.8% | 35.6% | ||
| Q2 25 | 13.0% | 34.2% | ||
| Q1 25 | 1.7% | 31.6% | ||
| Q4 24 | 8.2% | 33.4% | ||
| Q3 24 | 3.3% | 32.0% | ||
| Q2 24 | 9.5% | 28.3% | ||
| Q1 24 | 6.2% | 30.4% |
| Q4 25 | 4.1% | 49.4% | ||
| Q3 25 | 3.5% | 27.1% | ||
| Q2 25 | 9.8% | 26.0% | ||
| Q1 25 | 1.6% | 24.1% | ||
| Q4 24 | 6.1% | 25.5% | ||
| Q3 24 | 3.1% | 24.3% | ||
| Q2 24 | 7.2% | 21.6% | ||
| Q1 24 | 5.1% | 23.2% |
| Q4 25 | $0.11 | $6.72 | ||
| Q3 25 | $0.09 | $1.65 | ||
| Q2 25 | $0.25 | $1.50 | ||
| Q1 25 | $0.03 | $1.37 | ||
| Q4 24 | $0.15 | $1.39 | ||
| Q3 24 | $0.07 | $1.30 | ||
| Q2 24 | $0.16 | $1.10 | ||
| Q1 24 | $0.11 | $1.18 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $253.4M | $132.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $418.2M | $938.4M |
| Total Assets | $1.4B | $8.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $253.4M | $132.8M | ||
| Q3 25 | $262.2M | $193.5M | ||
| Q2 25 | $234.8M | $212.6M | ||
| Q1 25 | $214.4M | $193.1M | ||
| Q4 24 | $197.5M | $134.4M | ||
| Q3 24 | $177.7M | $132.3M | ||
| Q2 24 | $174.2M | $70.9M | ||
| Q1 24 | $233.2M | $57.1M |
| Q4 25 | $418.2M | $938.4M | ||
| Q3 25 | $400.4M | $788.8M | ||
| Q2 25 | $385.6M | $761.8M | ||
| Q1 25 | $348.8M | $741.4M | ||
| Q4 24 | $343.7M | $713.4M | ||
| Q3 24 | $320.6M | $719.9M | ||
| Q2 24 | $309.3M | $674.6M | ||
| Q1 24 | $285.6M | $667.9M |
| Q4 25 | $1.4B | $8.7B | ||
| Q3 25 | $1.4B | $8.5B | ||
| Q2 25 | $1.3B | $8.4B | ||
| Q1 25 | $1.3B | $8.2B | ||
| Q4 24 | $1.2B | $8.1B | ||
| Q3 24 | $1.2B | $8.0B | ||
| Q2 24 | $1.2B | $7.9B | ||
| Q1 24 | $1.2B | $7.8B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $9.3M | $38.9M |
| Free Cash FlowOCF − Capex | $-8.8M | $31.9M |
| FCF MarginFCF / Revenue | -2.4% | 16.4% |
| Capex IntensityCapex / Revenue | 5.0% | 3.6% |
| Cash ConversionOCF / Net Profit | 0.62× | 0.40× |
| TTM Free Cash FlowTrailing 4 quarters | $59.0M | $105.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $9.3M | $38.9M | ||
| Q3 25 | $46.1M | $34.9M | ||
| Q2 25 | $34.9M | $18.9M | ||
| Q1 25 | $46.5M | $22.2M | ||
| Q4 24 | $31.7M | $95.0M | ||
| Q3 24 | $31.1M | $21.2M | ||
| Q2 24 | $47.5M | $27.3M | ||
| Q1 24 | $36.8M | $23.2M |
| Q4 25 | $-8.8M | $31.9M | ||
| Q3 25 | $28.0M | $33.9M | ||
| Q2 25 | $20.9M | $18.3M | ||
| Q1 25 | $18.9M | $20.9M | ||
| Q4 24 | $13.0M | $88.8M | ||
| Q3 24 | $4.6M | $18.9M | ||
| Q2 24 | $11.3M | $26.3M | ||
| Q1 24 | $10.9M | $21.9M |
| Q4 25 | -2.4% | 16.4% | ||
| Q3 25 | 8.1% | 38.8% | ||
| Q2 25 | 5.8% | 22.1% | ||
| Q1 25 | 6.1% | 25.5% | ||
| Q4 24 | 3.7% | 115.1% | ||
| Q3 24 | 1.4% | 24.7% | ||
| Q2 24 | 3.6% | 36.2% | ||
| Q1 24 | 3.7% | 30.0% |
| Q4 25 | 5.0% | 3.6% | ||
| Q3 25 | 5.3% | 1.1% | ||
| Q2 25 | 3.9% | 0.8% | ||
| Q1 25 | 8.9% | 1.7% | ||
| Q4 24 | 5.4% | 8.1% | ||
| Q3 24 | 8.3% | 2.9% | ||
| Q2 24 | 11.7% | 1.3% | ||
| Q1 24 | 8.8% | 1.9% |
| Q4 25 | 0.62× | 0.40× | ||
| Q3 25 | 3.77× | 1.47× | ||
| Q2 25 | 1.00× | 0.88× | ||
| Q1 25 | 9.53× | 1.13× | ||
| Q4 24 | 1.49× | 4.82× | ||
| Q3 24 | 3.14× | 1.14× | ||
| Q2 24 | 2.14× | 1.74× | ||
| Q1 24 | 2.44× | 1.38× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ARHS
| Sales Channel Retail | $305.7M | 84% |
| Sales Channel E Commerce | $59.2M | 16% |
TMP
Segment breakdown not available.
