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Side-by-side financial comparison of Apollo Commercial Real Estate Finance, Inc. (ARI) and Hour Loop, Inc (HOUR). Click either name above to swap in a different company.
Apollo Commercial Real Estate Finance, Inc. is the larger business by last-quarter revenue ($73.3M vs $56.1M, roughly 1.3× Hour Loop, Inc). Apollo Commercial Real Estate Finance, Inc. runs the higher net margin — 39.9% vs -1.2%, a 41.0% gap on every dollar of revenue. On growth, Apollo Commercial Real Estate Finance, Inc. posted the faster year-over-year revenue change (4.0% vs 3.0%). Over the past eight quarters, Hour Loop, Inc's revenue compounded faster (50.7% CAGR vs -4.6%).
Apollo Commercial Real Estate Finance, Inc. is a real estate investment trust that originates, acquires and manages commercial real estate debt assets including mortgages, mezzanine loans and mortgage-backed securities, primarily operating in the U.S. market to deliver consistent risk-adjusted returns.
Hour Loop, Inc. is an e-commerce retail company that offers a diverse portfolio of products including home goods, apparel, toys, electronics accessories, and daily consumer essentials. It primarily operates through leading third-party online marketplaces, with its core customer base concentrated in North America, focusing on delivering affordable, high-value daily products to mass consumers.
ARI vs HOUR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $73.3M | $56.1M |
| Net Profit | $29.2M | $-657.3K |
| Gross Margin | — | 49.6% |
| Operating Margin | 39.7% | -1.5% |
| Net Margin | 39.9% | -1.2% |
| Revenue YoY | 4.0% | 3.0% |
| Net Profit YoY | -28.2% | 57.0% |
| EPS (diluted) | $0.19 | $-0.02 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $73.3M | $56.1M | ||
| Q3 25 | $61.6M | $33.4M | ||
| Q2 25 | $70.9M | $27.1M | ||
| Q1 25 | $65.8M | $25.8M | ||
| Q4 24 | $70.5M | $54.4M | ||
| Q3 24 | $71.6M | $31.1M | ||
| Q2 24 | $81.1M | $28.1M | ||
| Q1 24 | $80.5M | $24.7M |
| Q4 25 | $29.2M | $-657.3K | ||
| Q3 25 | $50.8M | $530.6K | ||
| Q2 25 | $20.7M | $1.2M | ||
| Q1 25 | $26.0M | $654.5K | ||
| Q4 24 | $40.7M | $-1.5M | ||
| Q3 24 | $-91.5M | $469.6K | ||
| Q2 24 | $35.8M | $649.1K | ||
| Q1 24 | $-104.5M | $1.1M |
| Q4 25 | — | 49.6% | ||
| Q3 25 | — | 51.4% | ||
| Q2 25 | — | 57.2% | ||
| Q1 25 | — | 54.7% | ||
| Q4 24 | — | 45.7% | ||
| Q3 24 | — | 54.8% | ||
| Q2 24 | — | 55.7% | ||
| Q1 24 | — | 58.6% |
| Q4 25 | 39.7% | -1.5% | ||
| Q3 25 | 82.8% | 2.2% | ||
| Q2 25 | 29.4% | 6.0% | ||
| Q1 25 | 39.7% | 3.6% | ||
| Q4 24 | 57.9% | -4.5% | ||
| Q3 24 | -127.8% | 2.3% | ||
| Q2 24 | 44.2% | 3.3% | ||
| Q1 24 | -129.6% | 6.2% |
| Q4 25 | 39.9% | -1.2% | ||
| Q3 25 | 82.4% | 1.6% | ||
| Q2 25 | 29.3% | 4.3% | ||
| Q1 25 | 39.5% | 2.5% | ||
| Q4 24 | 57.7% | -2.8% | ||
| Q3 24 | -127.9% | 1.5% | ||
| Q2 24 | 44.1% | 2.3% | ||
| Q1 24 | -129.8% | 4.3% |
| Q4 25 | $0.19 | $-0.02 | ||
| Q3 25 | $0.34 | $0.01 | ||
| Q2 25 | $0.12 | $0.04 | ||
| Q1 25 | $0.16 | $0.02 | ||
| Q4 24 | $0.25 | $-0.04 | ||
| Q3 24 | $-0.69 | $0.01 | ||
| Q2 24 | $0.23 | $0.02 | ||
| Q1 24 | $-0.76 | $0.03 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $139.8M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.9B | $7.0M |
| Total Assets | $9.9B | $23.8M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $139.8M | — | ||
| Q3 25 | $245.9M | — | ||
| Q2 25 | $177.6M | — | ||
| Q1 25 | $166.4M | — | ||
| Q4 24 | $317.4M | — | ||
| Q3 24 | $194.3M | — | ||
| Q2 24 | $174.7M | — | ||
| Q1 24 | $161.2M | $2.9M |
| Q4 25 | $1.9B | $7.0M | ||
| Q3 25 | $1.9B | $7.7M | ||
| Q2 25 | $1.8B | $7.2M | ||
| Q1 25 | $1.9B | $5.8M | ||
| Q4 24 | $1.9B | $5.2M | ||
| Q3 24 | $1.9B | $6.7M | ||
| Q2 24 | $2.0B | $6.2M | ||
| Q1 24 | $2.0B | $5.5M |
| Q4 25 | $9.9B | $23.8M | ||
| Q3 25 | $9.5B | $31.6M | ||
| Q2 25 | $9.8B | $23.0M | ||
| Q1 25 | $8.8B | $19.1M | ||
| Q4 24 | $8.4B | $20.0M | ||
| Q3 24 | $9.1B | $32.4M | ||
| Q2 24 | $9.3B | $20.2M | ||
| Q1 24 | $9.2B | $16.7M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $142.5M | $3.0M |
| Free Cash FlowOCF − Capex | — | $3.0M |
| FCF MarginFCF / Revenue | — | 5.3% |
| Capex IntensityCapex / Revenue | — | 0.0% |
| Cash ConversionOCF / Net Profit | 4.88× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $2.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $142.5M | $3.0M | ||
| Q3 25 | $31.7M | $500.4K | ||
| Q2 25 | $63.2M | $-901.5K | ||
| Q1 25 | $39.3M | $-23.9K | ||
| Q4 24 | $200.3M | $1.5M | ||
| Q3 24 | $47.2M | $-2.2M | ||
| Q2 24 | $50.2M | $456.2K | ||
| Q1 24 | $52.8M | $492.9K |
| Q4 25 | — | $3.0M | ||
| Q3 25 | — | $449.3K | ||
| Q2 25 | — | $-901.6K | ||
| Q1 25 | — | $-24.6K | ||
| Q4 24 | — | $1.5M | ||
| Q3 24 | — | $-2.2M | ||
| Q2 24 | — | $439.4K | ||
| Q1 24 | — | $475.1K |
| Q4 25 | — | 5.3% | ||
| Q3 25 | — | 1.3% | ||
| Q2 25 | — | -3.3% | ||
| Q1 25 | — | -0.1% | ||
| Q4 24 | — | 2.8% | ||
| Q3 24 | — | -7.0% | ||
| Q2 24 | — | 1.6% | ||
| Q1 24 | — | 1.9% |
| Q4 25 | — | 0.0% | ||
| Q3 25 | — | 0.2% | ||
| Q2 25 | — | 0.0% | ||
| Q1 25 | — | 0.0% | ||
| Q4 24 | — | 0.0% | ||
| Q3 24 | — | 0.0% | ||
| Q2 24 | — | 0.1% | ||
| Q1 24 | — | 0.1% |
| Q4 25 | 4.88× | — | ||
| Q3 25 | 0.62× | 0.94× | ||
| Q2 25 | 3.05× | -0.77× | ||
| Q1 25 | 1.51× | -0.04× | ||
| Q4 24 | 4.93× | — | ||
| Q3 24 | — | -4.64× | ||
| Q2 24 | 1.40× | 0.70× | ||
| Q1 24 | — | 0.46× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
