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Side-by-side financial comparison of Apollo Commercial Real Estate Finance, Inc. (ARI) and REGIS CORP (RGS). Click either name above to swap in a different company.
Apollo Commercial Real Estate Finance, Inc. is the larger business by last-quarter revenue ($73.3M vs $57.1M, roughly 1.3× REGIS CORP). Apollo Commercial Real Estate Finance, Inc. runs the higher net margin — 39.9% vs 0.8%, a 39.1% gap on every dollar of revenue. On growth, REGIS CORP posted the faster year-over-year revenue change (22.3% vs 4.0%). Over the past eight quarters, REGIS CORP's revenue compounded faster (7.8% CAGR vs -4.6%).
Apollo Commercial Real Estate Finance, Inc. is a real estate investment trust that originates, acquires and manages commercial real estate debt assets including mortgages, mezzanine loans and mortgage-backed securities, primarily operating in the U.S. market to deliver consistent risk-adjusted returns.
REGIS CORPRGSEarnings & Financial Report
Regis Corporation is an American operator of hair salons. As of August 2021, it has 5,563 franchised and 276 company-owned salons. Its headquarters are in Minneapolis, Minnesota.
ARI vs RGS — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $73.3M | $57.1M |
| Net Profit | $29.2M | $456.0K |
| Gross Margin | — | — |
| Operating Margin | 39.7% | 10.8% |
| Net Margin | 39.9% | 0.8% |
| Revenue YoY | 4.0% | 22.3% |
| Net Profit YoY | -28.2% | -94.0% |
| EPS (diluted) | $0.19 | $0.16 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $73.3M | $57.1M | ||
| Q3 25 | $61.6M | $59.0M | ||
| Q2 25 | $70.9M | $60.4M | ||
| Q1 25 | $65.8M | $57.0M | ||
| Q4 24 | $70.5M | $46.7M | ||
| Q3 24 | $71.6M | $46.1M | ||
| Q2 24 | $81.1M | $49.4M | ||
| Q1 24 | $80.5M | $49.2M |
| Q4 25 | $29.2M | $456.0K | ||
| Q3 25 | $50.8M | $1.4M | ||
| Q2 25 | $20.7M | $116.5M | ||
| Q1 25 | $26.0M | $250.0K | ||
| Q4 24 | $40.7M | $7.6M | ||
| Q3 24 | $-91.5M | $-853.0K | ||
| Q2 24 | $35.8M | $91.2M | ||
| Q1 24 | $-104.5M | $-2.3M |
| Q4 25 | 39.7% | 10.8% | ||
| Q3 25 | 82.8% | 10.0% | ||
| Q2 25 | 29.4% | 12.1% | ||
| Q1 25 | 39.7% | 8.8% | ||
| Q4 24 | 57.9% | 11.8% | ||
| Q3 24 | -127.8% | 4.6% | ||
| Q2 24 | 44.2% | — | ||
| Q1 24 | -129.6% | 8.3% |
| Q4 25 | 39.9% | 0.8% | ||
| Q3 25 | 82.4% | 2.3% | ||
| Q2 25 | 29.3% | 192.9% | ||
| Q1 25 | 39.5% | 0.4% | ||
| Q4 24 | 57.7% | 16.4% | ||
| Q3 24 | -127.9% | -1.9% | ||
| Q2 24 | 44.1% | 184.7% | ||
| Q1 24 | -129.8% | -4.7% |
| Q4 25 | $0.19 | $0.16 | ||
| Q3 25 | $0.34 | $0.49 | ||
| Q2 25 | $0.12 | $43.67 | ||
| Q1 25 | $0.16 | $0.08 | ||
| Q4 24 | $0.25 | $2.71 | ||
| Q3 24 | $-0.69 | $-0.36 | ||
| Q2 24 | $0.23 | $38.40 | ||
| Q1 24 | $-0.76 | $-1.00 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $139.8M | $18.4M |
| Total DebtLower is stronger | — | $113.3M |
| Stockholders' EquityBook value | $1.9B | $188.7M |
| Total Assets | $9.9B | $588.3M |
| Debt / EquityLower = less leverage | — | 0.60× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $139.8M | $18.4M | ||
| Q3 25 | $245.9M | $16.6M | ||
| Q2 25 | $177.6M | $17.0M | ||
| Q1 25 | $166.4M | $13.3M | ||
| Q4 24 | $317.4M | $10.2M | ||
| Q3 24 | $194.3M | $6.3M | ||
| Q2 24 | $174.7M | $10.1M | ||
| Q1 24 | $161.2M | $5.9M |
| Q4 25 | — | $113.3M | ||
| Q3 25 | — | $111.3M | ||
| Q2 25 | — | $110.8M | ||
| Q1 25 | — | $112.0M | ||
| Q4 24 | — | $111.5M | ||
| Q3 24 | — | $95.2M | ||
| Q2 24 | — | $99.5M | ||
| Q1 24 | — | $179.7M |
| Q4 25 | $1.9B | $188.7M | ||
| Q3 25 | $1.9B | $187.6M | ||
| Q2 25 | $1.8B | $185.6M | ||
| Q1 25 | $1.9B | $68.6M | ||
| Q4 24 | $1.9B | $66.7M | ||
| Q3 24 | $1.9B | $56.4M | ||
| Q2 24 | $2.0B | $56.8M | ||
| Q1 24 | $2.0B | $-35.8M |
| Q4 25 | $9.9B | $588.3M | ||
| Q3 25 | $9.5B | $592.1M | ||
| Q2 25 | $9.8B | $599.0M | ||
| Q1 25 | $8.8B | $511.2M | ||
| Q4 24 | $8.4B | $530.1M | ||
| Q3 24 | $9.1B | $508.9M | ||
| Q2 24 | $9.3B | $530.5M | ||
| Q1 24 | $9.2B | $543.7M |
| Q4 25 | — | 0.60× | ||
| Q3 25 | — | 0.59× | ||
| Q2 25 | — | 0.60× | ||
| Q1 25 | — | 1.63× | ||
| Q4 24 | — | 1.67× | ||
| Q3 24 | — | 1.69× | ||
| Q2 24 | — | 1.75× | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $142.5M | $1.7M |
| Free Cash FlowOCF − Capex | — | $891.0K |
| FCF MarginFCF / Revenue | — | 1.6% |
| Capex IntensityCapex / Revenue | — | 1.4% |
| Cash ConversionOCF / Net Profit | 4.88× | 3.65× |
| TTM Free Cash FlowTrailing 4 quarters | — | $14.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $142.5M | $1.7M | ||
| Q3 25 | $31.7M | $2.3M | ||
| Q2 25 | $63.2M | $6.8M | ||
| Q1 25 | $39.3M | $6.2M | ||
| Q4 24 | $200.3M | $2.1M | ||
| Q3 24 | $47.2M | $-1.3M | ||
| Q2 24 | $50.2M | $5.1M | ||
| Q1 24 | $52.8M | $-277.0K |
| Q4 25 | — | $891.0K | ||
| Q3 25 | — | $1.9M | ||
| Q2 25 | — | $6.2M | ||
| Q1 25 | — | $5.9M | ||
| Q4 24 | — | $1.7M | ||
| Q3 24 | — | $-1.4M | ||
| Q2 24 | — | $5.1M | ||
| Q1 24 | — | $-326.0K |
| Q4 25 | — | 1.6% | ||
| Q3 25 | — | 3.2% | ||
| Q2 25 | — | 10.3% | ||
| Q1 25 | — | 10.3% | ||
| Q4 24 | — | 3.6% | ||
| Q3 24 | — | -3.0% | ||
| Q2 24 | — | 10.3% | ||
| Q1 24 | — | -0.7% |
| Q4 25 | — | 1.4% | ||
| Q3 25 | — | 0.7% | ||
| Q2 25 | — | 0.9% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | 0.9% | ||
| Q3 24 | — | 0.0% | ||
| Q2 24 | — | 0.0% | ||
| Q1 24 | — | 0.1% |
| Q4 25 | 4.88× | 3.65× | ||
| Q3 25 | 0.62× | 1.68× | ||
| Q2 25 | 3.05× | 0.06× | ||
| Q1 25 | 1.51× | 24.80× | ||
| Q4 24 | 4.93× | 0.28× | ||
| Q3 24 | — | — | ||
| Q2 24 | 1.40× | 0.06× | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ARI
Segment breakdown not available.
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
