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Side-by-side financial comparison of ARK RESTAURANTS CORP (ARKR) and ISABELLA BANK CORP (ISBA). Click either name above to swap in a different company.

ARK RESTAURANTS CORP is the larger business by last-quarter revenue ($40.7M vs $21.2M, roughly 1.9× ISABELLA BANK CORP). ISABELLA BANK CORP runs the higher net margin — 22.2% vs 2.2%, a 20.0% gap on every dollar of revenue. On growth, ISABELLA BANK CORP posted the faster year-over-year revenue change (14.3% vs -9.4%). ISABELLA BANK CORP produced more free cash flow last quarter ($23.3M vs $-1.8M). Over the past eight quarters, ISABELLA BANK CORP's revenue compounded faster (12.6% CAGR vs -1.8%).

ARK Restaurants Corp operates a diversified portfolio of dining establishments across the United States, spanning casual dining, fast-casual, and upscale fine dining segments. Its offerings include American comfort food, BBQ, seafood, and Italian cuisine, serving local community patrons and tourist visitors across dozens of locations in multiple states.

The Bank of the Philippine Islands is a universal bank in the Philippines. It is the oldest bank in both the Philippines and Southeast Asia. It is the fourth largest bank in terms of assets, the second largest bank in terms of market capitalization, and one of the most profitable banks in the Philippines.

ARKR vs ISBA — Head-to-Head

Bigger by revenue
ARKR
ARKR
1.9× larger
ARKR
$40.7M
$21.2M
ISBA
Growing faster (revenue YoY)
ISBA
ISBA
+23.7% gap
ISBA
14.3%
-9.4%
ARKR
Higher net margin
ISBA
ISBA
20.0% more per $
ISBA
22.2%
2.2%
ARKR
More free cash flow
ISBA
ISBA
$25.1M more FCF
ISBA
$23.3M
$-1.8M
ARKR
Faster 2-yr revenue CAGR
ISBA
ISBA
Annualised
ISBA
12.6%
-1.8%
ARKR

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
ARKR
ARKR
ISBA
ISBA
Revenue
$40.7M
$21.2M
Net Profit
$896.0K
$4.7M
Gross Margin
Operating Margin
2.7%
32.2%
Net Margin
2.2%
22.2%
Revenue YoY
-9.4%
14.3%
Net Profit YoY
-71.7%
17.4%
EPS (diluted)
$0.25
$0.64

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ARKR
ARKR
ISBA
ISBA
Q4 25
$40.7M
$21.2M
Q3 25
$37.3M
$20.5M
Q2 25
$43.7M
$18.8M
Q1 25
$39.7M
$18.1M
Q4 24
$45.0M
$18.5M
Q3 24
$43.4M
$18.0M
Q2 24
$50.4M
$17.2M
Q1 24
$42.3M
$16.7M
Net Profit
ARKR
ARKR
ISBA
ISBA
Q4 25
$896.0K
$4.7M
Q3 25
$-1.9M
$5.2M
Q2 25
$-3.5M
$5.0M
Q1 25
$-9.3M
$3.9M
Q4 24
$3.2M
$4.0M
Q3 24
$-4.5M
$3.3M
Q2 24
$640.0K
$3.5M
Q1 24
$-1.4M
$3.1M
Operating Margin
ARKR
ARKR
ISBA
ISBA
Q4 25
2.7%
32.2%
Q3 25
-4.6%
30.7%
Q2 25
-7.8%
32.8%
Q1 25
-11.6%
26.9%
Q4 24
12.6%
26.0%
Q3 24
-12.7%
21.3%
Q2 24
1.6%
23.9%
Q1 24
-2.8%
21.8%
Net Margin
ARKR
ARKR
ISBA
ISBA
Q4 25
2.2%
22.2%
Q3 25
-5.1%
25.6%
Q2 25
-7.9%
26.7%
Q1 25
-23.3%
21.9%
Q4 24
7.0%
21.6%
Q3 24
-10.3%
18.2%
Q2 24
1.3%
20.3%
Q1 24
-3.4%
18.7%
EPS (diluted)
ARKR
ARKR
ISBA
ISBA
Q4 25
$0.25
$0.64
Q3 25
$-0.53
$0.71
Q2 25
$-0.96
$0.68
Q1 25
$-2.57
$0.53
Q4 24
$0.88
$0.54
Q3 24
$-1.24
$0.44
Q2 24
$0.18
$0.46
Q1 24
$-0.40
$0.42

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ARKR
ARKR
ISBA
ISBA
Cash + ST InvestmentsLiquidity on hand
$9.1M
$26.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$33.7M
$231.4M
Total Assets
$130.4M
$2.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ARKR
ARKR
ISBA
ISBA
Q4 25
$9.1M
$26.0M
Q3 25
$11.3M
$161.3M
Q2 25
$12.3M
$108.6M
Q1 25
$11.1M
$69.2M
Q4 24
$13.1M
$24.5M
Q3 24
$10.3M
$27.4M
Q2 24
$11.5M
$23.6M
Q1 24
$10.4M
$25.2M
Stockholders' Equity
ARKR
ARKR
ISBA
ISBA
Q4 25
$33.7M
$231.4M
Q3 25
$32.7M
$227.4M
Q2 25
$34.7M
$220.5M
Q1 25
$38.1M
$215.6M
Q4 24
$47.3M
$210.3M
Q3 24
$44.1M
$213.0M
Q2 24
$48.9M
$202.2M
Q1 24
$49.7M
$200.7M
Total Assets
ARKR
ARKR
ISBA
ISBA
Q4 25
$130.4M
$2.2B
Q3 25
$133.5M
$2.3B
Q2 25
$136.3M
$2.2B
Q1 25
$141.9M
$2.1B
Q4 24
$154.6M
$2.1B
Q3 24
$156.0M
$2.1B
Q2 24
$166.5M
$2.1B
Q1 24
$169.6M
$2.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ARKR
ARKR
ISBA
ISBA
Operating Cash FlowLast quarter
$-550.0K
$26.8M
Free Cash FlowOCF − Capex
$-1.8M
$23.3M
FCF MarginFCF / Revenue
-4.4%
110.2%
Capex IntensityCapex / Revenue
3.1%
16.4%
Cash ConversionOCF / Net Profit
-0.61×
5.72×
TTM Free Cash FlowTrailing 4 quarters
$-1.3M
$36.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ARKR
ARKR
ISBA
ISBA
Q4 25
$-550.0K
$26.8M
Q3 25
$633.0K
$2.7M
Q2 25
$1.9M
$7.8M
Q1 25
$612.0K
$4.7M
Q4 24
$-1.3M
$19.6M
Q3 24
$728.0K
$3.6M
Q2 24
$3.2M
$5.5M
Q1 24
$208.0K
$3.4M
Free Cash Flow
ARKR
ARKR
ISBA
ISBA
Q4 25
$-1.8M
$23.3M
Q3 25
$-989.0K
$1.7M
Q2 25
$1.2M
$7.2M
Q1 25
$290.0K
$3.7M
Q4 24
$-2.0M
$17.5M
Q3 24
$-482.0K
$3.2M
Q2 24
$2.5M
$5.1M
Q1 24
$-148.0K
$2.6M
FCF Margin
ARKR
ARKR
ISBA
ISBA
Q4 25
-4.4%
110.2%
Q3 25
-2.6%
8.5%
Q2 25
2.7%
38.5%
Q1 25
0.7%
20.6%
Q4 24
-4.4%
94.6%
Q3 24
-1.1%
17.7%
Q2 24
5.0%
29.8%
Q1 24
-0.4%
15.7%
Capex Intensity
ARKR
ARKR
ISBA
ISBA
Q4 25
3.1%
16.4%
Q3 25
4.3%
5.0%
Q2 25
1.5%
3.2%
Q1 25
0.8%
5.5%
Q4 24
1.4%
11.4%
Q3 24
2.8%
2.0%
Q2 24
1.2%
2.4%
Q1 24
0.8%
4.9%
Cash Conversion
ARKR
ARKR
ISBA
ISBA
Q4 25
-0.61×
5.72×
Q3 25
0.52×
Q2 25
1.56×
Q1 25
1.19×
Q4 24
-0.43×
4.91×
Q3 24
1.08×
Q2 24
4.94×
1.59×
Q1 24
1.10×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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