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Side-by-side financial comparison of AMERICAN REALTY INVESTORS INC (ARL) and Broadway Financial Corp (BYFC). Click either name above to swap in a different company.

AMERICAN REALTY INVESTORS INC is the larger business by last-quarter revenue ($13.0M vs $9.4M, roughly 1.4× Broadway Financial Corp). Broadway Financial Corp runs the higher net margin — 1934.0% vs 75.2%, a 1858.8% gap on every dollar of revenue. On growth, Broadway Financial Corp posted the faster year-over-year revenue change (10.1% vs 8.1%). Over the past eight quarters, Broadway Financial Corp's revenue compounded faster (9.7% CAGR vs 4.6%).

Weingarten Realty Investors was a real estate investment trust that invested in shopping centers, primarily in the Southern United States and primarily with grocery stores as the anchor stores. In August 2021, the company was acquired by Kimco Realty.

Virtu Financial, Inc. is an American high-frequency trading company. The company went public on the Nasdaq in 2015.

ARL vs BYFC — Head-to-Head

Bigger by revenue
ARL
ARL
1.4× larger
ARL
$13.0M
$9.4M
BYFC
Growing faster (revenue YoY)
BYFC
BYFC
+2.0% gap
BYFC
10.1%
8.1%
ARL
Higher net margin
BYFC
BYFC
1858.8% more per $
BYFC
1934.0%
75.2%
ARL
Faster 2-yr revenue CAGR
BYFC
BYFC
Annualised
BYFC
9.7%
4.6%
ARL

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ARL
ARL
BYFC
BYFC
Revenue
$13.0M
$9.4M
Net Profit
$9.8M
$1.0M
Gross Margin
Operating Margin
-23.3%
Net Margin
75.2%
1934.0%
Revenue YoY
8.1%
10.1%
Net Profit YoY
6175.8%
-21.8%
EPS (diluted)
$0.60
$0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ARL
ARL
BYFC
BYFC
Q4 25
$13.0M
$9.4M
Q3 25
$12.8M
$9.0M
Q2 25
$12.2M
$8.1M
Q1 25
$12.0M
$8.3M
Q4 24
$12.0M
$8.6M
Q3 24
$11.6M
$8.7M
Q2 24
$11.8M
$8.2M
Q1 24
$11.9M
$7.8M
Net Profit
ARL
ARL
BYFC
BYFC
Q4 25
$9.8M
$1.0M
Q3 25
$129.0K
$-23.9M
Q2 25
$2.8M
$752.0K
Q1 25
$3.0M
$-2.7M
Q4 24
$-161.0K
$1.3M
Q3 24
$-17.5M
$516.0K
Q2 24
$1.2M
$256.0K
Q1 24
$1.8M
$-154.0K
Operating Margin
ARL
ARL
BYFC
BYFC
Q4 25
-23.3%
Q3 25
-12.3%
-256.2%
Q2 25
-8.3%
12.8%
Q1 25
-6.8%
-45.3%
Q4 24
-14.8%
21.7%
Q3 24
-17.8%
8.5%
Q2 24
-10.8%
4.8%
Q1 24
-12.7%
-2.9%
Net Margin
ARL
ARL
BYFC
BYFC
Q4 25
75.2%
1934.0%
Q3 25
1.0%
-264.2%
Q2 25
23.2%
9.3%
Q1 25
24.7%
-32.3%
Q4 24
-1.3%
15.3%
Q3 24
-150.4%
5.9%
Q2 24
9.9%
3.1%
Q1 24
14.7%
-2.0%
EPS (diluted)
ARL
ARL
BYFC
BYFC
Q4 25
$0.60
$0.02
Q3 25
$0.01
$-2.86
Q2 25
$0.18
$0.00
Q1 25
$0.18
$-0.39
Q4 24
$-0.01
$0.07
Q3 24
$-1.08
$-0.03
Q2 24
$0.07
$0.02
Q1 24
$0.11
$-0.02

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ARL
ARL
BYFC
BYFC
Cash + ST InvestmentsLiquidity on hand
$89.1M
$10.5M
Total DebtLower is stronger
$214.4M
Stockholders' EquityBook value
$617.4M
$262.8M
Total Assets
$1.1B
$1.3B
Debt / EquityLower = less leverage
0.35×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ARL
ARL
BYFC
BYFC
Q4 25
$89.1M
$10.5M
Q3 25
$82.8M
$19.7M
Q2 25
$73.5M
$29.5M
Q1 25
$88.7M
$15.8M
Q4 24
$99.7M
$61.4M
Q3 24
$131.6M
$97.1M
Q2 24
$127.5M
$89.8M
Q1 24
$130.9M
$67.1M
Total Debt
ARL
ARL
BYFC
BYFC
Q4 25
$214.4M
Q3 25
$227.0M
Q2 25
$216.0M
Q1 25
$201.7M
Q4 24
$185.4M
Q3 24
$183.8M
Q2 24
$181.0M
Q1 24
$181.8M
Stockholders' Equity
ARL
ARL
BYFC
BYFC
Q4 25
$617.4M
$262.8M
Q3 25
$607.8M
$261.7M
Q2 25
$607.8M
$284.7M
Q1 25
$604.9M
$283.6M
Q4 24
$601.8M
$285.0M
Q3 24
$602.2M
$286.2M
Q2 24
$619.9M
$282.1M
Q1 24
$618.8M
$281.1M
Total Assets
ARL
ARL
BYFC
BYFC
Q4 25
$1.1B
$1.3B
Q3 25
$1.1B
$1.3B
Q2 25
$1.1B
$1.2B
Q1 25
$1.0B
$1.3B
Q4 24
$1.0B
$1.3B
Q3 24
$1.0B
$1.4B
Q2 24
$1.0B
$1.4B
Q1 24
$1.0B
$1.4B
Debt / Equity
ARL
ARL
BYFC
BYFC
Q4 25
0.35×
Q3 25
0.37×
Q2 25
0.36×
Q1 25
0.33×
Q4 24
0.31×
Q3 24
0.31×
Q2 24
0.29×
Q1 24
0.29×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ARL
ARL
BYFC
BYFC
Operating Cash FlowLast quarter
$-5.6M
$230.0K
Free Cash FlowOCF − Capex
$-13.0K
FCF MarginFCF / Revenue
-0.1%
Capex IntensityCapex / Revenue
2.6%
Cash ConversionOCF / Net Profit
-0.57×
0.22×
TTM Free Cash FlowTrailing 4 quarters
$2.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ARL
ARL
BYFC
BYFC
Q4 25
$-5.6M
$230.0K
Q3 25
$8.0M
$3.8M
Q2 25
$-2.9M
$3.0M
Q1 25
$-7.4M
$-4.3M
Q4 24
$1.1M
$1.4M
Q3 24
$13.5M
$6.1M
Q2 24
$-503.0K
$9.8M
Q1 24
$3.9M
$-11.7M
Free Cash Flow
ARL
ARL
BYFC
BYFC
Q4 25
$-13.0K
Q3 25
$3.7M
Q2 25
$3.0M
Q1 25
$-4.4M
Q4 24
$1.3M
Q3 24
$6.1M
Q2 24
$9.7M
Q1 24
$-11.7M
FCF Margin
ARL
ARL
BYFC
BYFC
Q4 25
-0.1%
Q3 25
41.1%
Q2 25
37.0%
Q1 25
-52.4%
Q4 24
14.7%
Q3 24
69.6%
Q2 24
118.9%
Q1 24
-149.7%
Capex Intensity
ARL
ARL
BYFC
BYFC
Q4 25
2.6%
Q3 25
1.2%
Q2 25
0.2%
Q1 25
0.2%
Q4 24
1.6%
Q3 24
0.3%
Q2 24
0.5%
Q1 24
0.7%
Cash Conversion
ARL
ARL
BYFC
BYFC
Q4 25
-0.57×
0.22×
Q3 25
61.81×
Q2 25
-1.03×
4.00×
Q1 25
-2.50×
Q4 24
1.06×
Q3 24
11.85×
Q2 24
-0.43×
38.21×
Q1 24
2.21×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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