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Side-by-side financial comparison of AMERICAN REALTY INVESTORS INC (ARL) and FIRST CAPITAL INC (FCAP). Click either name above to swap in a different company.

FIRST CAPITAL INC is the larger business by last-quarter revenue ($13.5M vs $13.0M, roughly 1.0× AMERICAN REALTY INVESTORS INC). AMERICAN REALTY INVESTORS INC runs the higher net margin — 75.2% vs 36.2%, a 39.0% gap on every dollar of revenue. On growth, FIRST CAPITAL INC posted the faster year-over-year revenue change (19.0% vs 8.1%). Over the past eight quarters, FIRST CAPITAL INC's revenue compounded faster (13.4% CAGR vs 4.6%).

Weingarten Realty Investors was a real estate investment trust that invested in shopping centers, primarily in the Southern United States and primarily with grocery stores as the anchor stores. In August 2021, the company was acquired by Kimco Realty.

Capital First Ltd, formerly known as Future Capital Holdings, was an Indian non-bank financial institution which provided debt financing. In December 2018, it was merged into IDFC Bank to form IDFC First Bank. The company was listed on the NSE and BSE prior to the merger.

ARL vs FCAP — Head-to-Head

Bigger by revenue
FCAP
FCAP
1.0× larger
FCAP
$13.5M
$13.0M
ARL
Growing faster (revenue YoY)
FCAP
FCAP
+10.9% gap
FCAP
19.0%
8.1%
ARL
Higher net margin
ARL
ARL
39.0% more per $
ARL
75.2%
36.2%
FCAP
Faster 2-yr revenue CAGR
FCAP
FCAP
Annualised
FCAP
13.4%
4.6%
ARL

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ARL
ARL
FCAP
FCAP
Revenue
$13.0M
$13.5M
Net Profit
$9.8M
$4.9M
Gross Margin
Operating Margin
-23.3%
Net Margin
75.2%
36.2%
Revenue YoY
8.1%
19.0%
Net Profit YoY
6175.8%
49.6%
EPS (diluted)
$0.60
$1.45

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ARL
ARL
FCAP
FCAP
Q4 25
$13.0M
$13.5M
Q3 25
$12.8M
$13.3M
Q2 25
$12.2M
$12.4M
Q1 25
$12.0M
$11.4M
Q4 24
$12.0M
$11.3M
Q3 24
$11.6M
$10.9M
Q2 24
$11.8M
$10.7M
Q1 24
$11.9M
$10.5M
Net Profit
ARL
ARL
FCAP
FCAP
Q4 25
$9.8M
$4.9M
Q3 25
$129.0K
$4.5M
Q2 25
$2.8M
$3.8M
Q1 25
$3.0M
$3.2M
Q4 24
$-161.0K
$3.3M
Q3 24
$-17.5M
$2.9M
Q2 24
$1.2M
$2.8M
Q1 24
$1.8M
$3.0M
Operating Margin
ARL
ARL
FCAP
FCAP
Q4 25
-23.3%
Q3 25
-12.3%
41.8%
Q2 25
-8.3%
37.2%
Q1 25
-6.8%
34.2%
Q4 24
-14.8%
34.8%
Q3 24
-17.8%
31.5%
Q2 24
-10.8%
31.1%
Q1 24
-12.7%
33.0%
Net Margin
ARL
ARL
FCAP
FCAP
Q4 25
75.2%
36.2%
Q3 25
1.0%
33.8%
Q2 25
23.2%
30.4%
Q1 25
24.7%
28.3%
Q4 24
-1.3%
28.8%
Q3 24
-150.4%
26.5%
Q2 24
9.9%
26.5%
Q1 24
14.7%
28.1%
EPS (diluted)
ARL
ARL
FCAP
FCAP
Q4 25
$0.60
$1.45
Q3 25
$0.01
$1.34
Q2 25
$0.18
$1.13
Q1 25
$0.18
$0.97
Q4 24
$-0.01
$0.97
Q3 24
$-1.08
$0.87
Q2 24
$0.07
$0.85
Q1 24
$0.11
$0.88

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ARL
ARL
FCAP
FCAP
Cash + ST InvestmentsLiquidity on hand
$89.1M
Total DebtLower is stronger
$214.4M
Stockholders' EquityBook value
$617.4M
$137.8M
Total Assets
$1.1B
$1.3B
Debt / EquityLower = less leverage
0.35×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ARL
ARL
FCAP
FCAP
Q4 25
$89.1M
Q3 25
$82.8M
Q2 25
$73.5M
Q1 25
$88.7M
Q4 24
$99.7M
Q3 24
$131.6M
Q2 24
$127.5M
Q1 24
$130.9M
Total Debt
ARL
ARL
FCAP
FCAP
Q4 25
$214.4M
Q3 25
$227.0M
Q2 25
$216.0M
Q1 25
$201.7M
Q4 24
$185.4M
Q3 24
$183.8M
Q2 24
$181.0M
Q1 24
$181.8M
Stockholders' Equity
ARL
ARL
FCAP
FCAP
Q4 25
$617.4M
$137.8M
Q3 25
$607.8M
$132.4M
Q2 25
$607.8M
$123.2M
Q1 25
$604.9M
$120.1M
Q4 24
$601.8M
$114.6M
Q3 24
$602.2M
$116.8M
Q2 24
$619.9M
$107.8M
Q1 24
$618.8M
$105.7M
Total Assets
ARL
ARL
FCAP
FCAP
Q4 25
$1.1B
$1.3B
Q3 25
$1.1B
$1.2B
Q2 25
$1.1B
$1.2B
Q1 25
$1.0B
$1.2B
Q4 24
$1.0B
$1.2B
Q3 24
$1.0B
$1.2B
Q2 24
$1.0B
$1.2B
Q1 24
$1.0B
$1.2B
Debt / Equity
ARL
ARL
FCAP
FCAP
Q4 25
0.35×
Q3 25
0.37×
Q2 25
0.36×
Q1 25
0.33×
Q4 24
0.31×
Q3 24
0.31×
Q2 24
0.29×
Q1 24
0.29×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ARL
ARL
FCAP
FCAP
Operating Cash FlowLast quarter
$-5.6M
$21.3M
Free Cash FlowOCF − Capex
$19.9M
FCF MarginFCF / Revenue
147.7%
Capex IntensityCapex / Revenue
10.0%
Cash ConversionOCF / Net Profit
-0.57×
4.36×
TTM Free Cash FlowTrailing 4 quarters
$35.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ARL
ARL
FCAP
FCAP
Q4 25
$-5.6M
$21.3M
Q3 25
$8.0M
$7.9M
Q2 25
$-2.9M
$3.7M
Q1 25
$-7.4M
$4.4M
Q4 24
$1.1M
$22.3M
Q3 24
$13.5M
$7.6M
Q2 24
$-503.0K
$3.5M
Q1 24
$3.9M
$7.2M
Free Cash Flow
ARL
ARL
FCAP
FCAP
Q4 25
$19.9M
Q3 25
$7.8M
Q2 25
$3.5M
Q1 25
$4.2M
Q4 24
$21.6M
Q3 24
$7.5M
Q2 24
$3.3M
Q1 24
$7.1M
FCF Margin
ARL
ARL
FCAP
FCAP
Q4 25
147.7%
Q3 25
58.6%
Q2 25
27.8%
Q1 25
36.5%
Q4 24
190.7%
Q3 24
68.6%
Q2 24
31.2%
Q1 24
67.2%
Capex Intensity
ARL
ARL
FCAP
FCAP
Q4 25
10.0%
Q3 25
1.2%
Q2 25
2.2%
Q1 25
1.9%
Q4 24
6.3%
Q3 24
0.8%
Q2 24
1.4%
Q1 24
1.5%
Cash Conversion
ARL
ARL
FCAP
FCAP
Q4 25
-0.57×
4.36×
Q3 25
61.81×
1.77×
Q2 25
-1.03×
0.99×
Q1 25
-2.50×
1.36×
Q4 24
6.84×
Q3 24
2.62×
Q2 24
-0.43×
1.23×
Q1 24
2.21×
2.45×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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