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Side-by-side financial comparison of ARROW FINANCIAL CORP (AROW) and CuriosityStream Inc. (CURI). Click either name above to swap in a different company.

ARROW FINANCIAL CORP is the larger business by last-quarter revenue ($35.0M vs $19.2M, roughly 1.8× CuriosityStream Inc.). ARROW FINANCIAL CORP runs the higher net margin — 24.6% vs -19.7%, a 44.3% gap on every dollar of revenue. On growth, CuriosityStream Inc. posted the faster year-over-year revenue change (35.8% vs 7.1%). ARROW FINANCIAL CORP produced more free cash flow last quarter ($7.5M vs $3.9M). Over the past eight quarters, CuriosityStream Inc.'s revenue compounded faster (26.5% CAGR vs 6.4%).

Flagstar Bank, N.A. (FLG), is an American regional financial services holding company headquartered in Hicksville, New York. In 2023, the bank operated 395 branches However, they rebranded all of these under the Flagstar name on February 21, 2024.

Curiosity Stream Inc., formerly branded as CuriosityStream, is an American media company and over-the-top subscription video streaming service which offers documentary programming including films, series, and TV shows. The company offers a video on demand subscription service branded as "Curiosity Stream" and a linear broadcast television channel known as the Curiosity Channel through various services including FuboTV and The Roku Channel.

AROW vs CURI — Head-to-Head

Bigger by revenue
AROW
AROW
1.8× larger
AROW
$35.0M
$19.2M
CURI
Growing faster (revenue YoY)
CURI
CURI
+28.7% gap
CURI
35.8%
7.1%
AROW
Higher net margin
AROW
AROW
44.3% more per $
AROW
24.6%
-19.7%
CURI
More free cash flow
AROW
AROW
$3.6M more FCF
AROW
$7.5M
$3.9M
CURI
Faster 2-yr revenue CAGR
CURI
CURI
Annualised
CURI
26.5%
6.4%
AROW

Income Statement — Q2 FY2024 vs Q4 FY2025

Metric
AROW
AROW
CURI
CURI
Revenue
$35.0M
$19.2M
Net Profit
$8.6M
$-3.8M
Gross Margin
Operating Margin
-17.6%
Net Margin
24.6%
-19.7%
Revenue YoY
7.1%
35.8%
Net Profit YoY
42.3%
-34.6%
EPS (diluted)
$0.52
$-0.07

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AROW
AROW
CURI
CURI
Q4 25
$19.2M
Q3 25
$18.4M
Q2 25
$19.0M
Q1 25
$15.1M
Q4 24
$14.1M
Q3 24
$12.6M
Q2 24
$35.0M
$12.4M
Q1 24
$34.3M
$12.0M
Net Profit
AROW
AROW
CURI
CURI
Q4 25
$-3.8M
Q3 25
$-3.7M
Q2 25
$784.0K
Q1 25
$319.0K
Q4 24
$-2.8M
Q3 24
$-3.1M
Q2 24
$8.6M
$-2.0M
Q1 24
$7.7M
$-5.0M
Operating Margin
AROW
AROW
CURI
CURI
Q4 25
-17.6%
Q3 25
-24.5%
Q2 25
2.5%
Q1 25
0.5%
Q4 24
-27.4%
Q3 24
-25.8%
Q2 24
-20.6%
Q1 24
-30.4%
Net Margin
AROW
AROW
CURI
CURI
Q4 25
-19.7%
Q3 25
-20.4%
Q2 25
4.1%
Q1 25
2.1%
Q4 24
-19.9%
Q3 24
-24.3%
Q2 24
24.6%
-16.4%
Q1 24
22.3%
-42.0%
EPS (diluted)
AROW
AROW
CURI
CURI
Q4 25
$-0.07
Q3 25
$-0.06
Q2 25
$0.01
Q1 25
$0.01
Q4 24
$-0.05
Q3 24
$-0.06
Q2 24
$0.52
$-0.04
Q1 24
$0.45
$-0.09

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AROW
AROW
CURI
CURI
Cash + ST InvestmentsLiquidity on hand
$27.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$383.0M
$41.5M
Total Assets
$4.2B
$75.7M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AROW
AROW
CURI
CURI
Q4 25
$27.3M
Q3 25
$27.8M
Q2 25
$28.1M
Q1 25
$33.4M
Q4 24
$32.1M
Q3 24
$33.2M
Q2 24
$39.5M
Q1 24
$38.8M
Stockholders' Equity
AROW
AROW
CURI
CURI
Q4 25
$41.5M
Q3 25
$47.2M
Q2 25
$49.8M
Q1 25
$58.1M
Q4 24
$57.8M
Q3 24
$62.2M
Q2 24
$383.0M
$64.8M
Q1 24
$378.0M
$67.0M
Total Assets
AROW
AROW
CURI
CURI
Q4 25
$75.7M
Q3 25
$74.7M
Q2 25
$78.7M
Q1 25
$85.3M
Q4 24
$86.2M
Q3 24
$87.6M
Q2 24
$4.2B
$90.9M
Q1 24
$4.3B
$94.6M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AROW
AROW
CURI
CURI
Operating Cash FlowLast quarter
$9.1M
$4.0M
Free Cash FlowOCF − Capex
$7.5M
$3.9M
FCF MarginFCF / Revenue
21.5%
20.5%
Capex IntensityCapex / Revenue
4.5%
0.1%
Cash ConversionOCF / Net Profit
1.06×
TTM Free Cash FlowTrailing 4 quarters
$9.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AROW
AROW
CURI
CURI
Q4 25
$4.0M
Q3 25
$4.4M
Q2 25
$2.8M
Q1 25
$1.9M
Q4 24
$3.0M
Q3 24
$2.3M
Q2 24
$9.1M
$2.2M
Q1 24
$10.3M
$666.0K
Free Cash Flow
AROW
AROW
CURI
CURI
Q4 25
$3.9M
Q3 25
Q2 25
Q1 25
$1.8M
Q4 24
Q3 24
Q2 24
$7.5M
Q1 24
$9.2M
FCF Margin
AROW
AROW
CURI
CURI
Q4 25
20.5%
Q3 25
Q2 25
Q1 25
12.2%
Q4 24
Q3 24
Q2 24
21.5%
Q1 24
26.8%
Capex Intensity
AROW
AROW
CURI
CURI
Q4 25
0.1%
Q3 25
0.0%
Q2 25
0.0%
Q1 25
0.5%
Q4 24
0.0%
Q3 24
0.0%
Q2 24
4.5%
0.0%
Q1 24
3.4%
0.0%
Cash Conversion
AROW
AROW
CURI
CURI
Q4 25
Q3 25
Q2 25
3.56×
Q1 25
6.03×
Q4 24
Q3 24
Q2 24
1.06×
Q1 24
1.35×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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