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Side-by-side financial comparison of ARROW FINANCIAL CORP (AROW) and INNOVATIVE SOLUTIONS & SUPPORT INC (ISSC). Click either name above to swap in a different company.

ARROW FINANCIAL CORP is the larger business by last-quarter revenue ($35.0M vs $21.8M, roughly 1.6× INNOVATIVE SOLUTIONS & SUPPORT INC). ARROW FINANCIAL CORP runs the higher net margin — 24.6% vs 18.6%, a 6.0% gap on every dollar of revenue. On growth, INNOVATIVE SOLUTIONS & SUPPORT INC posted the faster year-over-year revenue change (36.6% vs 7.1%). ARROW FINANCIAL CORP produced more free cash flow last quarter ($7.5M vs $7.0M). Over the past eight quarters, INNOVATIVE SOLUTIONS & SUPPORT INC's revenue compounded faster (42.5% CAGR vs 6.4%).

Flagstar Bank, N.A. (FLG), is an American regional financial services holding company headquartered in Hicksville, New York. In 2023, the bank operated 395 branches However, they rebranded all of these under the Flagstar name on February 21, 2024.

Motorola Solutions, Inc., is an American technology company that provides safety and security products and services. Headquartered in Chicago, Illinois, the company provides critical communications, video security, and command center technologies, used by public safety agencies and enterprises. It was formed in 2011 by the division of Motorola, Inc., and is its legal successor; the former company's mobile phone division was spun off as Motorola Mobility, now part of Chinese technology company...

AROW vs ISSC — Head-to-Head

Bigger by revenue
AROW
AROW
1.6× larger
AROW
$35.0M
$21.8M
ISSC
Growing faster (revenue YoY)
ISSC
ISSC
+29.4% gap
ISSC
36.6%
7.1%
AROW
Higher net margin
AROW
AROW
6.0% more per $
AROW
24.6%
18.6%
ISSC
More free cash flow
AROW
AROW
$465.3K more FCF
AROW
$7.5M
$7.0M
ISSC
Faster 2-yr revenue CAGR
ISSC
ISSC
Annualised
ISSC
42.5%
6.4%
AROW

Income Statement — Q2 FY2024 vs Q1 FY2026

Metric
AROW
AROW
ISSC
ISSC
Revenue
$35.0M
$21.8M
Net Profit
$8.6M
$4.1M
Gross Margin
54.5%
Operating Margin
28.9%
Net Margin
24.6%
18.6%
Revenue YoY
7.1%
36.6%
Net Profit YoY
42.3%
451.4%
EPS (diluted)
$0.52
$0.22

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AROW
AROW
ISSC
ISSC
Q4 25
$21.8M
Q3 25
$22.2M
Q2 25
$24.1M
Q1 25
$21.9M
Q4 24
$16.0M
Q3 24
$15.4M
Q2 24
$35.0M
$11.8M
Q1 24
$34.3M
$10.7M
Net Profit
AROW
AROW
ISSC
ISSC
Q4 25
$4.1M
Q3 25
$7.1M
Q2 25
$2.4M
Q1 25
$5.3M
Q4 24
$736.2K
Q3 24
$3.2M
Q2 24
$8.6M
$1.6M
Q1 24
$7.7M
$1.2M
Gross Margin
AROW
AROW
ISSC
ISSC
Q4 25
54.5%
Q3 25
63.2%
Q2 25
35.5%
Q1 25
51.4%
Q4 24
41.4%
Q3 24
55.4%
Q2 24
53.4%
Q1 24
52.0%
Operating Margin
AROW
AROW
ISSC
ISSC
Q4 25
28.9%
Q3 25
37.0%
Q2 25
14.6%
Q1 25
31.8%
Q4 24
8.4%
Q3 24
28.4%
Q2 24
17.3%
Q1 24
15.3%
Net Margin
AROW
AROW
ISSC
ISSC
Q4 25
18.6%
Q3 25
32.0%
Q2 25
10.1%
Q1 25
24.3%
Q4 24
4.6%
Q3 24
20.7%
Q2 24
24.6%
13.2%
Q1 24
22.3%
11.3%
EPS (diluted)
AROW
AROW
ISSC
ISSC
Q4 25
$0.22
Q3 25
$0.40
Q2 25
$0.14
Q1 25
$0.30
Q4 24
$0.04
Q3 24
$0.18
Q2 24
$0.52
$0.09
Q1 24
$0.45
$0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AROW
AROW
ISSC
ISSC
Cash + ST InvestmentsLiquidity on hand
$8.3M
Total DebtLower is stronger
$23.8M
Stockholders' EquityBook value
$383.0M
$68.7M
Total Assets
$4.2B
$109.9M
Debt / EquityLower = less leverage
0.35×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AROW
AROW
ISSC
ISSC
Q4 25
$8.3M
Q3 25
$2.7M
Q2 25
$601.8K
Q1 25
$1.2M
Q4 24
$604.6K
Q3 24
$539.0K
Q2 24
$521.0K
Q1 24
$574.1K
Total Debt
AROW
AROW
ISSC
ISSC
Q4 25
$23.8M
Q3 25
$24.4M
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
AROW
AROW
ISSC
ISSC
Q4 25
$68.7M
Q3 25
$64.6M
Q2 25
$56.8M
Q1 25
$53.5M
Q4 24
$47.8M
Q3 24
$46.6M
Q2 24
$383.0M
$43.2M
Q1 24
$378.0M
$41.4M
Total Assets
AROW
AROW
ISSC
ISSC
Q4 25
$109.9M
Q3 25
$103.4M
Q2 25
$91.8M
Q1 25
$89.9M
Q4 24
$81.3M
Q3 24
$82.4M
Q2 24
$4.2B
$59.8M
Q1 24
$4.3B
$57.6M
Debt / Equity
AROW
AROW
ISSC
ISSC
Q4 25
0.35×
Q3 25
0.38×
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AROW
AROW
ISSC
ISSC
Operating Cash FlowLast quarter
$9.1M
$8.2M
Free Cash FlowOCF − Capex
$7.5M
$7.0M
FCF MarginFCF / Revenue
21.5%
32.3%
Capex IntensityCapex / Revenue
4.5%
5.1%
Cash ConversionOCF / Net Profit
1.06×
2.01×
TTM Free Cash FlowTrailing 4 quarters
$9.6M
$12.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AROW
AROW
ISSC
ISSC
Q4 25
$8.2M
Q3 25
$3.0M
Q2 25
$7.2M
Q1 25
$1.3M
Q4 24
$1.8M
Q3 24
$445.3K
Q2 24
$9.1M
$934.1K
Q1 24
$10.3M
$201.1K
Free Cash Flow
AROW
AROW
ISSC
ISSC
Q4 25
$7.0M
Q3 25
$2.0M
Q2 25
$3.5M
Q1 25
$-267.7K
Q4 24
$1.6M
Q3 24
$299.5K
Q2 24
$7.5M
$730.8K
Q1 24
$9.2M
$75.4K
FCF Margin
AROW
AROW
ISSC
ISSC
Q4 25
32.3%
Q3 25
8.8%
Q2 25
14.6%
Q1 25
-1.2%
Q4 24
9.9%
Q3 24
1.9%
Q2 24
21.5%
6.2%
Q1 24
26.8%
0.7%
Capex Intensity
AROW
AROW
ISSC
ISSC
Q4 25
5.1%
Q3 25
4.5%
Q2 25
15.3%
Q1 25
7.1%
Q4 24
1.6%
Q3 24
0.9%
Q2 24
4.5%
1.7%
Q1 24
3.4%
1.2%
Cash Conversion
AROW
AROW
ISSC
ISSC
Q4 25
2.01×
Q3 25
0.42×
Q2 25
2.95×
Q1 25
0.24×
Q4 24
2.50×
Q3 24
0.14×
Q2 24
1.06×
0.60×
Q1 24
1.35×
0.17×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AROW
AROW

Segment breakdown not available.

ISSC
ISSC

Products$13.6M62%
Services$8.2M38%

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