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Side-by-side financial comparison of ARROW FINANCIAL CORP (AROW) and ORTHOPEDIATRICS CORP (KIDS). Click either name above to swap in a different company.

ORTHOPEDIATRICS CORP is the larger business by last-quarter revenue ($61.6M vs $35.0M, roughly 1.8× ARROW FINANCIAL CORP). ARROW FINANCIAL CORP runs the higher net margin — 24.6% vs -16.4%, a 41.0% gap on every dollar of revenue. On growth, ORTHOPEDIATRICS CORP posted the faster year-over-year revenue change (17.0% vs 7.1%). ORTHOPEDIATRICS CORP produced more free cash flow last quarter ($9.7M vs $7.5M). Over the past eight quarters, ORTHOPEDIATRICS CORP's revenue compounded faster (17.4% CAGR vs 6.4%).

Flagstar Bank, N.A. (FLG), is an American regional financial services holding company headquartered in Hicksville, New York. In 2023, the bank operated 395 branches However, they rebranded all of these under the Flagstar name on February 21, 2024.

OrthoPediatrics is an American bio-science company engaged in designing, developing, manufacturing, and distributing orthopedic implants and instruments for pediatric issues. It is based in Warsaw, Indiana.

AROW vs KIDS — Head-to-Head

Bigger by revenue
KIDS
KIDS
1.8× larger
KIDS
$61.6M
$35.0M
AROW
Growing faster (revenue YoY)
KIDS
KIDS
+9.8% gap
KIDS
17.0%
7.1%
AROW
Higher net margin
AROW
AROW
41.0% more per $
AROW
24.6%
-16.4%
KIDS
More free cash flow
KIDS
KIDS
$2.2M more FCF
KIDS
$9.7M
$7.5M
AROW
Faster 2-yr revenue CAGR
KIDS
KIDS
Annualised
KIDS
17.4%
6.4%
AROW

Income Statement — Q2 FY2024 vs Q4 FY2025

Metric
AROW
AROW
KIDS
KIDS
Revenue
$35.0M
$61.6M
Net Profit
$8.6M
$-10.1M
Gross Margin
73.2%
Operating Margin
-13.3%
Net Margin
24.6%
-16.4%
Revenue YoY
7.1%
17.0%
Net Profit YoY
42.3%
37.1%
EPS (diluted)
$0.52
$-0.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AROW
AROW
KIDS
KIDS
Q4 25
$61.6M
Q3 25
$61.3M
Q2 25
$61.1M
Q1 25
$52.4M
Q4 24
$52.7M
Q3 24
$54.6M
Q2 24
$35.0M
$52.8M
Q1 24
$34.3M
$44.7M
Net Profit
AROW
AROW
KIDS
KIDS
Q4 25
$-10.1M
Q3 25
$-11.8M
Q2 25
$-7.1M
Q1 25
$-10.7M
Q4 24
$-16.1M
Q3 24
$-7.9M
Q2 24
$8.6M
$-6.0M
Q1 24
$7.7M
$-7.8M
Gross Margin
AROW
AROW
KIDS
KIDS
Q4 25
73.2%
Q3 25
73.9%
Q2 25
72.1%
Q1 25
73.0%
Q4 24
67.5%
Q3 24
73.4%
Q2 24
77.3%
Q1 24
72.0%
Operating Margin
AROW
AROW
KIDS
KIDS
Q4 25
-13.3%
Q3 25
-15.4%
Q2 25
-17.4%
Q1 25
-21.0%
Q4 24
-26.7%
Q3 24
-10.2%
Q2 24
-10.7%
Q1 24
-21.8%
Net Margin
AROW
AROW
KIDS
KIDS
Q4 25
-16.4%
Q3 25
-19.2%
Q2 25
-11.6%
Q1 25
-20.3%
Q4 24
-30.5%
Q3 24
-14.5%
Q2 24
24.6%
-11.4%
Q1 24
22.3%
-17.5%
EPS (diluted)
AROW
AROW
KIDS
KIDS
Q4 25
$-0.43
Q3 25
$-0.50
Q2 25
$-0.30
Q1 25
$-0.46
Q4 24
$-0.70
Q3 24
$-0.34
Q2 24
$0.52
$-0.26
Q1 24
$0.45
$-0.34

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AROW
AROW
KIDS
KIDS
Cash + ST InvestmentsLiquidity on hand
$60.9M
Total DebtLower is stronger
$106.0M
Stockholders' EquityBook value
$383.0M
$346.6M
Total Assets
$4.2B
$508.6M
Debt / EquityLower = less leverage
0.31×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AROW
AROW
KIDS
KIDS
Q4 25
$60.9M
Q3 25
$57.7M
Q2 25
$70.1M
Q1 25
$58.8M
Q4 24
$68.8M
Q3 24
$76.1M
Q2 24
$28.9M
Q1 24
$47.7M
Total Debt
AROW
AROW
KIDS
KIDS
Q4 25
$106.0M
Q3 25
$105.3M
Q2 25
$102.7M
Q1 25
$77.4M
Q4 24
$77.5M
Q3 24
$76.9M
Q2 24
$11.2M
Q1 24
$11.3M
Stockholders' Equity
AROW
AROW
KIDS
KIDS
Q4 25
$346.6M
Q3 25
$349.3M
Q2 25
$355.5M
Q1 25
$347.1M
Q4 24
$354.6M
Q3 24
$370.9M
Q2 24
$383.0M
$371.3M
Q1 24
$378.0M
$370.6M
Total Assets
AROW
AROW
KIDS
KIDS
Q4 25
$508.6M
Q3 25
$493.5M
Q2 25
$503.6M
Q1 25
$470.3M
Q4 24
$473.2M
Q3 24
$489.3M
Q2 24
$4.2B
$430.8M
Q1 24
$4.3B
$437.2M
Debt / Equity
AROW
AROW
KIDS
KIDS
Q4 25
0.31×
Q3 25
0.30×
Q2 25
0.29×
Q1 25
0.22×
Q4 24
0.22×
Q3 24
0.21×
Q2 24
0.03×
Q1 24
0.03×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AROW
AROW
KIDS
KIDS
Operating Cash FlowLast quarter
$9.1M
$10.3M
Free Cash FlowOCF − Capex
$7.5M
$9.7M
FCF MarginFCF / Revenue
21.5%
15.8%
Capex IntensityCapex / Revenue
4.5%
1.0%
Cash ConversionOCF / Net Profit
1.06×
TTM Free Cash FlowTrailing 4 quarters
$9.6M
$-16.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AROW
AROW
KIDS
KIDS
Q4 25
$10.3M
Q3 25
$-581.0K
Q2 25
$-10.5M
Q1 25
$-4.2M
Q4 24
$-4.0M
Q3 24
$-10.3M
Q2 24
$9.1M
$-6.1M
Q1 24
$10.3M
$-6.7M
Free Cash Flow
AROW
AROW
KIDS
KIDS
Q4 25
$9.7M
Q3 25
$-3.4M
Q2 25
$-13.9M
Q1 25
$-8.4M
Q4 24
$-4.2M
Q3 24
$-11.7M
Q2 24
$7.5M
$-12.8M
Q1 24
$9.2M
$-13.2M
FCF Margin
AROW
AROW
KIDS
KIDS
Q4 25
15.8%
Q3 25
-5.6%
Q2 25
-22.8%
Q1 25
-16.0%
Q4 24
-8.1%
Q3 24
-21.4%
Q2 24
21.5%
-24.2%
Q1 24
26.8%
-29.4%
Capex Intensity
AROW
AROW
KIDS
KIDS
Q4 25
1.0%
Q3 25
4.6%
Q2 25
5.6%
Q1 25
8.1%
Q4 24
0.5%
Q3 24
2.5%
Q2 24
4.5%
12.7%
Q1 24
3.4%
14.5%
Cash Conversion
AROW
AROW
KIDS
KIDS
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
1.06×
Q1 24
1.35×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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