vs

Side-by-side financial comparison of ARROW FINANCIAL CORP (AROW) and RIGEL PHARMACEUTICALS INC (RIGL). Click either name above to swap in a different company.

RIGEL PHARMACEUTICALS INC is the larger business by last-quarter revenue ($69.8M vs $35.0M, roughly 2.0× ARROW FINANCIAL CORP). RIGEL PHARMACEUTICALS INC runs the higher net margin — 384.0% vs 24.6%, a 359.5% gap on every dollar of revenue. On growth, RIGEL PHARMACEUTICALS INC posted the faster year-over-year revenue change (21.2% vs 7.1%). Over the past eight quarters, RIGEL PHARMACEUTICALS INC's revenue compounded faster (53.7% CAGR vs 6.4%).

Flagstar Bank, N.A. (FLG), is an American regional financial services holding company headquartered in Hicksville, New York. In 2023, the bank operated 395 branches However, they rebranded all of these under the Flagstar name on February 21, 2024.

Rigel Pharmaceuticals Inc is a clinical-stage biotechnology company focused on developing and commercializing targeted small molecule therapies for autoimmune, inflammatory, and hematologic diseases. Its approved flagship product treats adult immune thrombocytopenia, with primary operations and core markets in the United States, addressing unmet medical needs for underserved patient groups.

AROW vs RIGL — Head-to-Head

Bigger by revenue
RIGL
RIGL
2.0× larger
RIGL
$69.8M
$35.0M
AROW
Growing faster (revenue YoY)
RIGL
RIGL
+14.1% gap
RIGL
21.2%
7.1%
AROW
Higher net margin
RIGL
RIGL
359.5% more per $
RIGL
384.0%
24.6%
AROW
Faster 2-yr revenue CAGR
RIGL
RIGL
Annualised
RIGL
53.7%
6.4%
AROW

Income Statement — Q2 FY2024 vs Q4 FY2025

Metric
AROW
AROW
RIGL
RIGL
Revenue
$35.0M
$69.8M
Net Profit
$8.6M
$268.1M
Gross Margin
91.5%
Operating Margin
33.2%
Net Margin
24.6%
384.0%
Revenue YoY
7.1%
21.2%
Net Profit YoY
42.3%
1769.2%
EPS (diluted)
$0.52
$14.11

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AROW
AROW
RIGL
RIGL
Q4 25
$69.8M
Q3 25
$69.5M
Q2 25
$101.7M
Q1 25
$53.3M
Q4 24
$57.6M
Q3 24
$55.3M
Q2 24
$35.0M
$36.8M
Q1 24
$34.3M
$29.5M
Net Profit
AROW
AROW
RIGL
RIGL
Q4 25
$268.1M
Q3 25
$27.9M
Q2 25
$59.6M
Q1 25
$11.4M
Q4 24
$14.3M
Q3 24
$12.4M
Q2 24
$8.6M
$-1.0M
Q1 24
$7.7M
$-8.2M
Gross Margin
AROW
AROW
RIGL
RIGL
Q4 25
91.5%
Q3 25
93.2%
Q2 25
95.6%
Q1 25
91.7%
Q4 24
89.9%
Q3 24
85.5%
Q2 24
92.4%
Q1 24
93.1%
Operating Margin
AROW
AROW
RIGL
RIGL
Q4 25
33.2%
Q3 25
40.9%
Q2 25
60.1%
Q1 25
23.9%
Q4 24
28.9%
Q3 24
25.4%
Q2 24
1.2%
Q1 24
-23.6%
Net Margin
AROW
AROW
RIGL
RIGL
Q4 25
384.0%
Q3 25
40.2%
Q2 25
58.6%
Q1 25
21.5%
Q4 24
24.9%
Q3 24
22.5%
Q2 24
24.6%
-2.8%
Q1 24
22.3%
-27.9%
EPS (diluted)
AROW
AROW
RIGL
RIGL
Q4 25
$14.11
Q3 25
$1.46
Q2 25
$3.28
Q1 25
$0.63
Q4 24
$0.82
Q3 24
$0.70
Q2 24
$0.52
$-0.06
Q1 24
$0.45
$-0.47

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AROW
AROW
RIGL
RIGL
Cash + ST InvestmentsLiquidity on hand
$155.0M
Total DebtLower is stronger
$52.5M
Stockholders' EquityBook value
$383.0M
$391.5M
Total Assets
$4.2B
$513.6M
Debt / EquityLower = less leverage
0.13×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AROW
AROW
RIGL
RIGL
Q4 25
$155.0M
Q3 25
$137.1M
Q2 25
$108.4M
Q1 25
$77.1M
Q4 24
$77.3M
Q3 24
$61.1M
Q2 24
$49.1M
Q1 24
$49.5M
Total Debt
AROW
AROW
RIGL
RIGL
Q4 25
$52.5M
Q3 25
$60.0M
Q2 25
$60.0M
Q1 25
$60.0M
Q4 24
$60.0M
Q3 24
$60.0M
Q2 24
$60.0M
Q1 24
$60.0M
Stockholders' Equity
AROW
AROW
RIGL
RIGL
Q4 25
$391.5M
Q3 25
$117.6M
Q2 25
$81.9M
Q1 25
$18.6M
Q4 24
$3.3M
Q3 24
$-14.6M
Q2 24
$383.0M
$-29.9M
Q1 24
$378.0M
$-31.7M
Total Assets
AROW
AROW
RIGL
RIGL
Q4 25
$513.6M
Q3 25
$242.5M
Q2 25
$206.7M
Q1 25
$176.0M
Q4 24
$164.0M
Q3 24
$139.4M
Q2 24
$4.2B
$128.4M
Q1 24
$4.3B
$126.5M
Debt / Equity
AROW
AROW
RIGL
RIGL
Q4 25
0.13×
Q3 25
0.51×
Q2 25
0.73×
Q1 25
3.23×
Q4 24
18.25×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AROW
AROW
RIGL
RIGL
Operating Cash FlowLast quarter
$9.1M
$22.0M
Free Cash FlowOCF − Capex
$7.5M
FCF MarginFCF / Revenue
21.5%
Capex IntensityCapex / Revenue
4.5%
Cash ConversionOCF / Net Profit
1.06×
0.08×
TTM Free Cash FlowTrailing 4 quarters
$9.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AROW
AROW
RIGL
RIGL
Q4 25
$22.0M
Q3 25
$24.0M
Q2 25
$30.5M
Q1 25
$-893.0K
Q4 24
$14.5M
Q3 24
$21.7M
Q2 24
$9.1M
$302.0K
Q1 24
$10.3M
$-5.0M
Free Cash Flow
AROW
AROW
RIGL
RIGL
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
$7.5M
Q1 24
$9.2M
FCF Margin
AROW
AROW
RIGL
RIGL
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
21.5%
Q1 24
26.8%
Capex Intensity
AROW
AROW
RIGL
RIGL
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
4.5%
Q1 24
3.4%
Cash Conversion
AROW
AROW
RIGL
RIGL
Q4 25
0.08×
Q3 25
0.86×
Q2 25
0.51×
Q1 25
-0.08×
Q4 24
1.01×
Q3 24
1.75×
Q2 24
1.06×
Q1 24
1.35×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons