vs

Side-by-side financial comparison of ARROW FINANCIAL CORP (AROW) and Taoping Inc. (TAOP). Click either name above to swap in a different company.

ARROW FINANCIAL CORP is the larger business by last-quarter revenue ($35.0M vs $17.6M, roughly 2.0× Taoping Inc.). ARROW FINANCIAL CORP runs the higher net margin — 24.6% vs -26.6%, a 51.2% gap on every dollar of revenue. On growth, ARROW FINANCIAL CORP posted the faster year-over-year revenue change (7.1% vs -2.6%). ARROW FINANCIAL CORP produced more free cash flow last quarter ($7.5M vs $-2.8M).

Flagstar Bank, N.A. (FLG), is an American regional financial services holding company headquartered in Hicksville, New York. In 2023, the bank operated 395 branches However, they rebranded all of these under the Flagstar name on February 21, 2024.

Taoping Inc. is a China-based technology firm providing smart cloud services, digital media solutions, and targeted internet advertising services. Its core segments cover smart city support, enterprise digital transformation tools, and offline new retail digital operations, serving mainly enterprise and public sector clients in the domestic market.

AROW vs TAOP — Head-to-Head

Bigger by revenue
AROW
AROW
2.0× larger
AROW
$35.0M
$17.6M
TAOP
Growing faster (revenue YoY)
AROW
AROW
+9.8% gap
AROW
7.1%
-2.6%
TAOP
Higher net margin
AROW
AROW
51.2% more per $
AROW
24.6%
-26.6%
TAOP
More free cash flow
AROW
AROW
$10.3M more FCF
AROW
$7.5M
$-2.8M
TAOP

Income Statement — Q2 FY2024 vs Q2 FY2025

Metric
AROW
AROW
TAOP
TAOP
Revenue
$35.0M
$17.6M
Net Profit
$8.6M
$-4.7M
Gross Margin
10.1%
Operating Margin
-23.8%
Net Margin
24.6%
-26.6%
Revenue YoY
7.1%
-2.6%
Net Profit YoY
42.3%
-894.8%
EPS (diluted)
$0.52
$-6.54

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AROW
AROW
TAOP
TAOP
Q2 25
$17.6M
Q4 24
$18.6M
Q2 24
$35.0M
$18.1M
Q1 24
$34.3M
Q4 23
$25.6M
Q3 23
$25.4M
Q2 23
$25.8M
Q1 23
$28.1M
Net Profit
AROW
AROW
TAOP
TAOP
Q2 25
$-4.7M
Q4 24
$-2.4M
Q2 24
$8.6M
$588.7K
Q1 24
$7.7M
Q4 23
$7.7M
Q3 23
$7.7M
Q2 23
$6.0M
Q1 23
$8.6M
Gross Margin
AROW
AROW
TAOP
TAOP
Q2 25
10.1%
Q4 24
19.5%
Q2 24
22.9%
Q1 24
Q4 23
Q3 23
Q2 23
Q1 23
Operating Margin
AROW
AROW
TAOP
TAOP
Q2 25
-23.8%
Q4 24
-8.0%
Q2 24
-0.7%
Q1 24
Q4 23
Q3 23
Q2 23
Q1 23
Net Margin
AROW
AROW
TAOP
TAOP
Q2 25
-26.6%
Q4 24
-13.0%
Q2 24
24.6%
3.3%
Q1 24
22.3%
Q4 23
30.2%
Q3 23
30.5%
Q2 23
23.5%
Q1 23
30.5%
EPS (diluted)
AROW
AROW
TAOP
TAOP
Q2 25
$-6.54
Q4 24
$-3.58
Q2 24
$0.52
$3.29
Q1 24
$0.45
Q4 23
$0.46
Q3 23
$0.46
Q2 23
$0.35
Q1 23
$0.50

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AROW
AROW
TAOP
TAOP
Cash + ST InvestmentsLiquidity on hand
$2.2M
Total DebtLower is stronger
$5.8M
Stockholders' EquityBook value
$383.0M
$14.5M
Total Assets
$4.2B
$30.3M
Debt / EquityLower = less leverage
0.40×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AROW
AROW
TAOP
TAOP
Q2 25
$2.2M
Q4 24
$1.6M
Q2 24
$480.3K
Q1 24
Q4 23
Q3 23
Q2 23
Q1 23
Total Debt
AROW
AROW
TAOP
TAOP
Q2 25
$5.8M
Q4 24
$5.8M
Q2 24
Q1 24
Q4 23
$6.5M
Q3 23
Q2 23
Q1 23
Stockholders' Equity
AROW
AROW
TAOP
TAOP
Q2 25
$14.5M
Q4 24
$15.9M
Q2 24
$383.0M
$15.8M
Q1 24
$378.0M
Q4 23
$379.8M
Q3 23
$360.0M
Q2 23
$361.4M
Q1 23
$363.4M
Total Assets
AROW
AROW
TAOP
TAOP
Q2 25
$30.3M
Q4 24
$35.1M
Q2 24
$4.2B
$34.1M
Q1 24
$4.3B
Q4 23
$4.2B
Q3 23
$4.3B
Q2 23
$4.1B
Q1 23
$4.1B
Debt / Equity
AROW
AROW
TAOP
TAOP
Q2 25
0.40×
Q4 24
0.37×
Q2 24
Q1 24
Q4 23
0.02×
Q3 23
Q2 23
Q1 23

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AROW
AROW
TAOP
TAOP
Operating Cash FlowLast quarter
$9.1M
$-1.5M
Free Cash FlowOCF − Capex
$7.5M
$-2.8M
FCF MarginFCF / Revenue
21.5%
-16.0%
Capex IntensityCapex / Revenue
4.5%
7.6%
Cash ConversionOCF / Net Profit
1.06×
TTM Free Cash FlowTrailing 4 quarters
$9.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AROW
AROW
TAOP
TAOP
Q2 25
$-1.5M
Q4 24
$147.4K
Q2 24
$9.1M
$-2.5M
Q1 24
$10.3M
Q4 23
$-16.3M
Q3 23
$11.2M
Q2 23
$12.5M
Q1 23
$13.2M
Free Cash Flow
AROW
AROW
TAOP
TAOP
Q2 25
$-2.8M
Q4 24
$-129.3K
Q2 24
$7.5M
$-3.3M
Q1 24
$9.2M
Q4 23
$-16.9M
Q3 23
$9.8M
Q2 23
$10.1M
Q1 23
$10.6M
FCF Margin
AROW
AROW
TAOP
TAOP
Q2 25
-16.0%
Q4 24
-0.7%
Q2 24
21.5%
-18.3%
Q1 24
26.8%
Q4 23
-66.1%
Q3 23
38.6%
Q2 23
39.0%
Q1 23
37.7%
Capex Intensity
AROW
AROW
TAOP
TAOP
Q2 25
7.6%
Q4 24
1.5%
Q2 24
4.5%
4.3%
Q1 24
3.4%
Q4 23
2.4%
Q3 23
5.6%
Q2 23
9.4%
Q1 23
9.4%
Cash Conversion
AROW
AROW
TAOP
TAOP
Q2 25
Q4 24
Q2 24
1.06×
-4.30×
Q1 24
1.35×
Q4 23
-2.11×
Q3 23
1.45×
Q2 23
2.06×
Q1 23
1.54×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons