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Side-by-side financial comparison of ARTESIAN RESOURCES CORP (ARTNA) and Open Lending Corp (LPRO). Click either name above to swap in a different company.

ARTESIAN RESOURCES CORP is the larger business by last-quarter revenue ($28.0M vs $19.3M, roughly 1.4× Open Lending Corp). On growth, Open Lending Corp posted the faster year-over-year revenue change (134.0% vs 4.3%). Open Lending Corp produced more free cash flow last quarter ($-3.3M vs $-7.9M). Over the past eight quarters, ARTESIAN RESOURCES CORP's revenue compounded faster (6.8% CAGR vs -20.7%).

Artesian Resources Corp is a US-headquartered regulated water utility and wastewater service provider, primarily serving residential, commercial, industrial and municipal customers across Delaware. It focuses on delivering safe, reliable drinking water supply and sustainable wastewater treatment solutions to local communities.

Open Library is an online project intended to create "one web page for every book ever published". Created by Aaron Swartz, Brewster Kahle, Alexis Rossi, Anand Chitipothu, and Rebecca Hargrave Malamud, Open Library is a project of the Internet Archive, a nonprofit organization. It has been funded in part by grants from the California State Library and the Kahle/Austin Foundation. Open Library provides online digital copies in multiple formats, created from images of many public domain, out-of...

ARTNA vs LPRO — Head-to-Head

Bigger by revenue
ARTNA
ARTNA
1.4× larger
ARTNA
$28.0M
$19.3M
LPRO
Growing faster (revenue YoY)
LPRO
LPRO
+129.6% gap
LPRO
134.0%
4.3%
ARTNA
More free cash flow
LPRO
LPRO
$4.6M more FCF
LPRO
$-3.3M
$-7.9M
ARTNA
Faster 2-yr revenue CAGR
ARTNA
ARTNA
Annualised
ARTNA
6.8%
-20.7%
LPRO

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ARTNA
ARTNA
LPRO
LPRO
Revenue
$28.0M
$19.3M
Net Profit
$4.1M
Gross Margin
76.0%
Operating Margin
20.6%
3.9%
Net Margin
14.8%
Revenue YoY
4.3%
134.0%
Net Profit YoY
7.5%
EPS (diluted)
$0.39
$-0.00

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ARTNA
ARTNA
LPRO
LPRO
Q4 25
$28.0M
$19.3M
Q3 25
$30.5M
$24.2M
Q2 25
$28.5M
$25.3M
Q1 25
$25.9M
$24.4M
Q4 24
$26.9M
$-56.9M
Q3 24
$29.1M
$23.5M
Q2 24
$27.4M
$26.7M
Q1 24
$24.5M
$30.7M
Net Profit
ARTNA
ARTNA
LPRO
LPRO
Q4 25
$4.1M
Q3 25
$7.0M
$-7.6M
Q2 25
$6.3M
$1.0M
Q1 25
$5.4M
$617.0K
Q4 24
$3.8M
Q3 24
$6.8M
$1.4M
Q2 24
$5.3M
$2.9M
Q1 24
$4.4M
$5.1M
Gross Margin
ARTNA
ARTNA
LPRO
LPRO
Q4 25
76.0%
Q3 25
78.0%
Q2 25
78.2%
Q1 25
75.1%
Q4 24
111.0%
Q3 24
73.9%
Q2 24
78.6%
Q1 24
81.3%
Operating Margin
ARTNA
ARTNA
LPRO
LPRO
Q4 25
20.6%
3.9%
Q3 25
28.3%
-31.9%
Q2 25
27.5%
4.6%
Q1 25
21.4%
3.1%
Q4 24
21.0%
138.0%
Q3 24
29.5%
7.9%
Q2 24
26.3%
14.9%
Q1 24
19.2%
23.8%
Net Margin
ARTNA
ARTNA
LPRO
LPRO
Q4 25
14.8%
Q3 25
22.8%
-31.3%
Q2 25
22.0%
4.1%
Q1 25
21.0%
2.5%
Q4 24
14.3%
Q3 24
23.4%
6.1%
Q2 24
19.4%
10.9%
Q1 24
18.0%
16.5%
EPS (diluted)
ARTNA
ARTNA
LPRO
LPRO
Q4 25
$0.39
$-0.00
Q3 25
$0.68
$-0.06
Q2 25
$0.61
$0.01
Q1 25
$0.53
$0.01
Q4 24
$0.37
$-1.20
Q3 24
$0.66
$0.01
Q2 24
$0.52
$0.02
Q1 24
$0.43
$0.04

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ARTNA
ARTNA
LPRO
LPRO
Cash + ST InvestmentsLiquidity on hand
$52.0K
$176.6M
Total DebtLower is stronger
$176.4M
$84.8M
Stockholders' EquityBook value
$249.9M
$75.0M
Total Assets
$851.2M
$236.7M
Debt / EquityLower = less leverage
0.71×
1.13×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ARTNA
ARTNA
LPRO
LPRO
Q4 25
$52.0K
$176.6M
Q3 25
$705.0K
$222.1M
Q2 25
$349.0K
$230.7M
Q1 25
$3.7M
$236.2M
Q4 24
$1.1M
$243.2M
Q3 24
$10.7M
$250.2M
Q2 24
$6.3M
$248.0M
Q1 24
$9.5M
$247.0M
Total Debt
ARTNA
ARTNA
LPRO
LPRO
Q4 25
$176.4M
$84.8M
Q3 25
$134.4M
Q2 25
$136.1M
Q1 25
$137.9M
Q4 24
$178.7M
$139.7M
Q3 24
$141.5M
Q2 24
$143.3M
Q1 24
$143.2M
Stockholders' Equity
ARTNA
ARTNA
LPRO
LPRO
Q4 25
$249.9M
$75.0M
Q3 25
$248.8M
$72.8M
Q2 25
$244.9M
$78.9M
Q1 25
$241.7M
$79.8M
Q4 24
$239.2M
$78.1M
Q3 24
$238.3M
$220.5M
Q2 24
$234.4M
$216.8M
Q1 24
$232.0M
$211.5M
Total Assets
ARTNA
ARTNA
LPRO
LPRO
Q4 25
$851.2M
$236.7M
Q3 25
$833.9M
$287.7M
Q2 25
$819.3M
$296.7M
Q1 25
$808.9M
$304.2M
Q4 24
$798.6M
$296.4M
Q3 24
$796.0M
$395.7M
Q2 24
$783.1M
$382.8M
Q1 24
$798.6M
$380.6M
Debt / Equity
ARTNA
ARTNA
LPRO
LPRO
Q4 25
0.71×
1.13×
Q3 25
1.84×
Q2 25
1.72×
Q1 25
1.73×
Q4 24
0.75×
1.79×
Q3 24
0.64×
Q2 24
0.66×
Q1 24
0.68×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ARTNA
ARTNA
LPRO
LPRO
Operating Cash FlowLast quarter
$10.5M
$-3.2M
Free Cash FlowOCF − Capex
$-7.9M
$-3.3M
FCF MarginFCF / Revenue
-28.1%
-16.8%
Capex IntensityCapex / Revenue
65.4%
0.3%
Cash ConversionOCF / Net Profit
2.53×
TTM Free Cash FlowTrailing 4 quarters
$-18.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ARTNA
ARTNA
LPRO
LPRO
Q4 25
$10.5M
$-3.2M
Q3 25
$11.0M
$-5.7M
Q2 25
$7.9M
$848.0K
Q1 25
$11.0M
$-3.8M
Q4 24
$6.7M
$17.6M
Q3 24
$10.7M
$11.4M
Q2 24
$6.9M
$-1.4M
Q1 24
$12.6M
$11.0M
Free Cash Flow
ARTNA
ARTNA
LPRO
LPRO
Q4 25
$-7.9M
$-3.3M
Q3 25
$-3.3M
Q2 25
$-7.9M
$837.0K
Q1 25
$560.0K
$-3.9M
Q4 24
$-8.3M
$17.4M
Q3 24
$-1.9M
$11.3M
Q2 24
$-2.6M
$-1.5M
Q1 24
$3.7M
FCF Margin
ARTNA
ARTNA
LPRO
LPRO
Q4 25
-28.1%
-16.8%
Q3 25
-10.7%
Q2 25
-27.8%
3.3%
Q1 25
2.2%
-15.9%
Q4 24
-30.9%
-30.6%
Q3 24
-6.5%
48.0%
Q2 24
-9.4%
-5.5%
Q1 24
15.0%
Capex Intensity
ARTNA
ARTNA
LPRO
LPRO
Q4 25
65.4%
0.3%
Q3 25
46.7%
0.0%
Q2 25
55.6%
0.0%
Q1 25
40.2%
0.2%
Q4 24
55.9%
-0.3%
Q3 24
43.1%
0.5%
Q2 24
34.5%
0.2%
Q1 24
36.4%
0.0%
Cash Conversion
ARTNA
ARTNA
LPRO
LPRO
Q4 25
2.53×
Q3 25
1.58×
Q2 25
1.26×
0.82×
Q1 25
2.02×
-6.22×
Q4 24
1.74×
Q3 24
1.56×
7.92×
Q2 24
1.29×
-0.48×
Q1 24
2.86×
2.16×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ARTNA
ARTNA

Water Sales$22.3M80%
Other Utility Operating Revenue$3.8M14%
Non Utility Operating Revenue$1.9M7%

LPRO
LPRO

Segment breakdown not available.

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