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Side-by-side financial comparison of ARTS WAY MANUFACTURING CO INC (ARTW) and PROVIDENT FINANCIAL HOLDINGS INC (PROV). Click either name above to swap in a different company.

PROVIDENT FINANCIAL HOLDINGS INC is the larger business by last-quarter revenue ($9.8M vs $5.1M, roughly 1.9× ARTS WAY MANUFACTURING CO INC). PROVIDENT FINANCIAL HOLDINGS INC runs the higher net margin — 14.6% vs -12.7%, a 27.3% gap on every dollar of revenue. On growth, PROVIDENT FINANCIAL HOLDINGS INC posted the faster year-over-year revenue change (2.5% vs -17.9%). PROVIDENT FINANCIAL HOLDINGS INC produced more free cash flow last quarter ($1.0M vs $-1.0M). Over the past eight quarters, PROVIDENT FINANCIAL HOLDINGS INC's revenue compounded faster (2.3% CAGR vs -5.9%).

Art's Way Manufacturing is an American producer of agricultural machinery, modular buildings and cutting tools under the brand names Art's Way, Art's Way Scientific and American Carbide Tool. The firm previously manufactured OEM feed blowers sold by Case New Holland.

Provident Financial Holdings Inc is a bank holding company operating through its subsidiary Provident Savings Bank. It offers retail and commercial banking services including deposit products, mortgage loans, consumer lending and small business financing for local communities across California.

ARTW vs PROV — Head-to-Head

Bigger by revenue
PROV
PROV
1.9× larger
PROV
$9.8M
$5.1M
ARTW
Growing faster (revenue YoY)
PROV
PROV
+20.4% gap
PROV
2.5%
-17.9%
ARTW
Higher net margin
PROV
PROV
27.3% more per $
PROV
14.6%
-12.7%
ARTW
More free cash flow
PROV
PROV
$2.1M more FCF
PROV
$1.0M
$-1.0M
ARTW
Faster 2-yr revenue CAGR
PROV
PROV
Annualised
PROV
2.3%
-5.9%
ARTW

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
ARTW
ARTW
PROV
PROV
Revenue
$5.1M
$9.8M
Net Profit
$-645.5K
$1.4M
Gross Margin
18.6%
Operating Margin
-11.2%
20.8%
Net Margin
-12.7%
14.6%
Revenue YoY
-17.9%
2.5%
Net Profit YoY
-177.6%
64.7%
EPS (diluted)
$-0.13
$0.22

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ARTW
ARTW
PROV
PROV
Q4 25
$5.1M
$9.8M
Q3 25
$6.4M
$9.7M
Q2 25
$6.3M
$9.8M
Q1 25
$5.1M
$10.1M
Q4 24
$6.2M
$9.6M
Q3 24
$5.9M
$9.5M
Q2 24
$6.7M
$9.9M
Q1 24
$5.7M
$9.4M
Net Profit
ARTW
ARTW
PROV
PROV
Q4 25
$-645.5K
$1.4M
Q3 25
$254.1K
$1.7M
Q2 25
$1.5M
$1.6M
Q1 25
$-55.8K
$1.9M
Q4 24
$832.0K
$872.0K
Q3 24
$-26.2K
$1.9M
Q2 24
$-33.3K
$2.0M
Q1 24
$-465.0K
$1.5M
Gross Margin
ARTW
ARTW
PROV
PROV
Q4 25
18.6%
Q3 25
27.5%
Q2 25
32.5%
Q1 25
29.1%
Q4 24
36.1%
Q3 24
28.9%
Q2 24
28.3%
Q1 24
25.7%
Operating Margin
ARTW
ARTW
PROV
PROV
Q4 25
-11.2%
20.8%
Q3 25
5.4%
28.1%
Q2 25
8.1%
23.6%
Q1 25
0.0%
26.2%
Q4 24
8.4%
12.7%
Q3 24
2.6%
28.3%
Q2 24
2.5%
27.8%
Q1 24
-6.6%
22.5%
Net Margin
ARTW
ARTW
PROV
PROV
Q4 25
-12.7%
14.6%
Q3 25
4.0%
17.3%
Q2 25
23.4%
16.7%
Q1 25
-1.1%
18.4%
Q4 24
13.5%
9.1%
Q3 24
-0.4%
20.0%
Q2 24
-0.5%
19.7%
Q1 24
-8.1%
15.9%
EPS (diluted)
ARTW
ARTW
PROV
PROV
Q4 25
$-0.13
$0.22
Q3 25
$0.05
$0.25
Q2 25
$0.29
$0.24
Q1 25
$-0.01
$0.28
Q4 24
$0.17
$0.13
Q3 24
$-0.01
$0.28
Q2 24
$-0.01
$0.28
Q1 24
$-0.09
$0.22

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ARTW
ARTW
PROV
PROV
Cash + ST InvestmentsLiquidity on hand
$4.8K
$54.4M
Total DebtLower is stronger
$2.5M
Stockholders' EquityBook value
$13.3M
$127.5M
Total Assets
$22.5M
$1.2B
Debt / EquityLower = less leverage
0.19×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ARTW
ARTW
PROV
PROV
Q4 25
$4.8K
$54.4M
Q3 25
$6.0K
$49.4M
Q2 25
$4.5K
$53.1M
Q1 25
$4.1K
$50.9M
Q4 24
$1.9K
$45.5M
Q3 24
$5.1K
$48.2M
Q2 24
$4.5K
$51.4M
Q1 24
$2.5K
$51.7M
Total Debt
ARTW
ARTW
PROV
PROV
Q4 25
$2.5M
Q3 25
Q2 25
Q1 25
Q4 24
$2.1M
Q3 24
$2.7M
Q2 24
$2.7M
Q1 24
$2.7M
Stockholders' Equity
ARTW
ARTW
PROV
PROV
Q4 25
$13.3M
$127.5M
Q3 25
$13.9M
$128.4M
Q2 25
$13.6M
$128.5M
Q1 25
$12.1M
$128.9M
Q4 24
$12.1M
$128.6M
Q3 24
$11.3M
$129.6M
Q2 24
$11.2M
$129.9M
Q1 24
$11.2M
$129.5M
Total Assets
ARTW
ARTW
PROV
PROV
Q4 25
$22.5M
$1.2B
Q3 25
$21.8M
$1.2B
Q2 25
$20.9M
$1.2B
Q1 25
$21.0M
$1.3B
Q4 24
$21.2M
$1.3B
Q3 24
$23.5M
$1.3B
Q2 24
$23.2M
$1.3B
Q1 24
$24.3M
$1.3B
Debt / Equity
ARTW
ARTW
PROV
PROV
Q4 25
0.19×
Q3 25
Q2 25
Q1 25
Q4 24
0.17×
Q3 24
0.24×
Q2 24
0.24×
Q1 24
0.24×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ARTW
ARTW
PROV
PROV
Operating Cash FlowLast quarter
$-889.2K
$1.2M
Free Cash FlowOCF − Capex
$-1.0M
$1.0M
FCF MarginFCF / Revenue
-20.6%
10.5%
Capex IntensityCapex / Revenue
3.0%
1.9%
Cash ConversionOCF / Net Profit
0.85×
TTM Free Cash FlowTrailing 4 quarters
$-1.5M
$14.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ARTW
ARTW
PROV
PROV
Q4 25
$-889.2K
$1.2M
Q3 25
$-1.3M
$2.5M
Q2 25
$1.4M
$8.7M
Q1 25
$-101.8K
$3.3M
Q4 24
$1.2M
$324.0K
Q3 24
$282.4K
$2.6M
Q2 24
$1.2M
$5.7M
Q1 24
$-99.3K
$3.0M
Free Cash Flow
ARTW
ARTW
PROV
PROV
Q4 25
$-1.0M
$1.0M
Q3 25
$-1.5M
$2.5M
Q2 25
$1.2M
$8.2M
Q1 25
$-184.5K
$3.3M
Q4 24
$1.1M
$307.0K
Q3 24
$180.5K
$2.4M
Q2 24
$1.0M
$4.1M
Q1 24
$-380.4K
$2.6M
FCF Margin
ARTW
ARTW
PROV
PROV
Q4 25
-20.6%
10.5%
Q3 25
-23.8%
25.2%
Q2 25
19.3%
83.5%
Q1 25
-3.6%
32.5%
Q4 24
17.6%
3.2%
Q3 24
3.1%
25.1%
Q2 24
15.1%
41.3%
Q1 24
-6.6%
27.5%
Capex Intensity
ARTW
ARTW
PROV
PROV
Q4 25
3.0%
1.9%
Q3 25
4.1%
0.5%
Q2 25
2.1%
5.4%
Q1 25
1.6%
0.3%
Q4 24
1.8%
0.2%
Q3 24
1.7%
1.8%
Q2 24
3.4%
16.0%
Q1 24
4.9%
4.2%
Cash Conversion
ARTW
ARTW
PROV
PROV
Q4 25
0.85×
Q3 25
-4.99×
1.48×
Q2 25
0.91×
5.34×
Q1 25
1.79×
Q4 24
1.44×
0.37×
Q3 24
1.35×
Q2 24
2.91×
Q1 24
2.00×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ARTW
ARTW

Agricultural Products$2.8M55%
Modular Buildings$2.2M44%

PROV
PROV

Segment breakdown not available.

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