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PROVIDENT FINANCIAL HOLDINGS INC

PROVIDENT FINANCIAL HOLDINGS INCPROVEarnings & Financial Report

Nasdaq · finance

Provident Financial Services, Inc. is the holding company for Provident Bank. Established in 1839, Provident Bank provides financial services for businesses, individuals and families in New Jersey, New York, and eastern Pennsylvania. The bank offers a broad array of deposit, loan, and investment products as well as trust, fiduciary and wealth management services through its wholly owned subsidiary, Beacon Trust Company.

PROV Q2 2026 Key Financial Metrics

Revenue

$8.9M

Gross Profit

N/A

Operating Profit

$2.0M

Net Profit

$1.4M

Gross Margin

N/A

Operating Margin

23.0%

Net Margin

16.1%

YoY Growth

1.9%

EPS

$0.22

Financial Flow

PROVIDENT FINANCIAL HOLDINGS INC Q2 2026 Financial Summary

PROVIDENT FINANCIAL HOLDINGS INC reported revenue of $8.9M for Q2 2026, with a net profit of $1.4M (16.1% margin). Cost of goods sold was N/A, operating expenses totaled N/A.

Key Financial Metrics

Total Revenue$8.9M
Net Profit$1.4M
Gross MarginN/A
Operating Margin23.0%
Report PeriodQ2 2026

PROVIDENT FINANCIAL HOLDINGS INC Annual Revenue by Year

PROVIDENT FINANCIAL HOLDINGS INC annual revenue history includes year-by-year totals (for example, 2025 revenue was $35.5M).

YearAnnual Revenue
2025$35.5M
2024$34.9M
2023$37.0M
2022$31.6M

Income Statement

Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026
Revenue$8.6M$8.5M$8.6M$8.8M$9.2M$8.9M$8.9M$8.9M
YoY Growth-9.0%-8.5%-5.7%-0.2%7.6%5.1%3.6%1.9%

Balance Sheet

Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026
Assets$1.29B$1.27B$1.26B$1.25B$1.26B$1.25B$1.23B$1.23B
Liabilities$1.16B$1.14B$1.13B$1.13B$1.13B$1.12B$1.10B$1.10B
Equity$129.5M$129.9M$129.6M$128.6M$128.9M$128.5M$128.4M$127.5M

Cash Flow

Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026
Operating CF$3.0M$-756000$2.6M$324000$3.3M$2.5M$2.5M$1.2M