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Side-by-side financial comparison of Ardmore Shipping Corp (ASC) and CNB FINANCIAL CORP (CCNE). Click either name above to swap in a different company.

CNB FINANCIAL CORP is the larger business by last-quarter revenue ($86.4M vs $81.2M, roughly 1.1× Ardmore Shipping Corp). CNB FINANCIAL CORP runs the higher net margin — 24.0% vs 15.7%, a 8.2% gap on every dollar of revenue. On growth, CNB FINANCIAL CORP posted the faster year-over-year revenue change (45.5% vs -15.5%). Over the past eight quarters, CNB FINANCIAL CORP's revenue compounded faster (26.3% CAGR vs -6.0%).

Ardmore Shipping Corp is a global maritime transport company that owns and operates a fleet of mid-sized product and chemical tankers. It provides seaborne transport for petroleum products, specialty chemicals and bulk liquid commodities, serving energy, chemical and trading clients across key international trade routes.

CNB Financial Corp/PA is a regional bank holding company headquartered in Pennsylvania, the United States. It provides a full range of retail and commercial banking services including deposit accounts, personal and commercial loans, wealth management and insurance products. Its core operating markets cover Pennsylvania, Ohio and West Virginia, serving individual consumers and small to medium-sized enterprise clients.

ASC vs CCNE — Head-to-Head

Bigger by revenue
CCNE
CCNE
1.1× larger
CCNE
$86.4M
$81.2M
ASC
Growing faster (revenue YoY)
CCNE
CCNE
+61.0% gap
CCNE
45.5%
-15.5%
ASC
Higher net margin
CCNE
CCNE
8.2% more per $
CCNE
24.0%
15.7%
ASC
Faster 2-yr revenue CAGR
CCNE
CCNE
Annualised
CCNE
26.3%
-6.0%
ASC

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
ASC
ASC
CCNE
CCNE
Revenue
$81.2M
$86.4M
Net Profit
$12.8M
$20.7M
Gross Margin
Operating Margin
16.1%
48.4%
Net Margin
15.7%
24.0%
Revenue YoY
-15.5%
45.5%
Net Profit YoY
-47.0%
37.4%
EPS (diluted)
$0.30
$0.69

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ASC
ASC
CCNE
CCNE
Q4 25
$86.4M
Q3 25
$81.2M
$77.7M
Q2 25
$72.0M
$61.2M
Q1 25
$74.0M
$56.9M
Q4 24
$59.4M
Q3 24
$96.1M
$58.5M
Q2 24
$121.3M
$54.6M
Q1 24
$106.3M
$54.2M
Net Profit
ASC
ASC
CCNE
CCNE
Q4 25
$20.7M
Q3 25
$12.8M
$20.0M
Q2 25
$9.6M
$14.0M
Q1 25
$6.3M
$11.5M
Q4 24
$15.1M
Q3 24
$24.1M
$14.0M
Q2 24
$62.7M
$13.0M
Q1 24
$39.2M
$12.6M
Operating Margin
ASC
ASC
CCNE
CCNE
Q4 25
48.4%
Q3 25
16.1%
11.7%
Q2 25
13.5%
28.2%
Q1 25
8.6%
25.2%
Q4 24
31.4%
Q3 24
25.4%
29.6%
Q2 24
51.3%
29.3%
Q1 24
37.2%
28.5%
Net Margin
ASC
ASC
CCNE
CCNE
Q4 25
24.0%
Q3 25
15.7%
25.7%
Q2 25
13.3%
22.8%
Q1 25
8.5%
20.2%
Q4 24
25.4%
Q3 24
25.1%
23.9%
Q2 24
51.7%
23.7%
Q1 24
36.9%
23.3%
EPS (diluted)
ASC
ASC
CCNE
CCNE
Q4 25
$0.69
Q3 25
$0.30
$0.69
Q2 25
$0.22
$0.61
Q1 25
$0.14
$0.50
Q4 24
$0.67
Q3 24
$0.55
$0.61
Q2 24
$1.47
$0.56
Q1 24
$0.92
$0.55

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ASC
ASC
CCNE
CCNE
Cash + ST InvestmentsLiquidity on hand
$527.9M
Total DebtLower is stronger
$116.1M
$84.9M
Stockholders' EquityBook value
$628.2M
$872.1M
Total Assets
$799.8M
$8.4B
Debt / EquityLower = less leverage
0.18×
0.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ASC
ASC
CCNE
CCNE
Q4 25
$527.9M
Q3 25
$438.1M
Q2 25
$425.4M
Q1 25
$520.2M
Q4 24
$443.0M
Q3 24
$360.9M
Q2 24
$331.1M
Q1 24
$301.5M
Total Debt
ASC
ASC
CCNE
CCNE
Q4 25
$84.9M
Q3 25
$116.1M
$84.8M
Q2 25
$25.0M
$84.7M
Q1 25
$20.5M
$84.6M
Q4 24
$84.6M
Q3 24
$22.5M
$84.5M
Q2 24
$44.2M
$84.4M
Q1 24
$23.1M
$84.3M
Stockholders' Equity
ASC
ASC
CCNE
CCNE
Q4 25
$872.1M
Q3 25
$628.2M
$844.2M
Q2 25
$618.3M
$637.3M
Q1 25
$610.7M
$624.5M
Q4 24
$610.7M
Q3 24
$627.0M
$606.4M
Q2 24
$617.7M
$586.7M
Q1 24
$567.9M
$578.6M
Total Assets
ASC
ASC
CCNE
CCNE
Q4 25
$8.4B
Q3 25
$799.8M
$8.3B
Q2 25
$703.8M
$6.3B
Q1 25
$690.4M
$6.3B
Q4 24
$6.2B
Q3 24
$722.8M
$6.0B
Q2 24
$742.0M
$5.9B
Q1 24
$704.1M
$5.8B
Debt / Equity
ASC
ASC
CCNE
CCNE
Q4 25
0.10×
Q3 25
0.18×
0.10×
Q2 25
0.04×
0.13×
Q1 25
0.03×
0.14×
Q4 24
0.14×
Q3 24
0.04×
0.14×
Q2 24
0.07×
0.14×
Q1 24
0.04×
0.15×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ASC
ASC
CCNE
CCNE
Operating Cash FlowLast quarter
$17.9M
$65.0M
Free Cash FlowOCF − Capex
$58.7M
FCF MarginFCF / Revenue
67.9%
Capex IntensityCapex / Revenue
7.3%
Cash ConversionOCF / Net Profit
1.40×
3.14×
TTM Free Cash FlowTrailing 4 quarters
$91.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ASC
ASC
CCNE
CCNE
Q4 25
$65.0M
Q3 25
$17.9M
$7.0M
Q2 25
$11.2M
$20.2M
Q1 25
$26.3M
$11.6M
Q4 24
$71.5M
Q3 24
$39.9M
$26.4M
Q2 24
$48.4M
$10.4M
Q1 24
$49.2M
$12.5M
Free Cash Flow
ASC
ASC
CCNE
CCNE
Q4 25
$58.7M
Q3 25
$4.9M
Q2 25
$17.9M
Q1 25
$9.9M
Q4 24
$55.2M
Q3 24
$22.2M
Q2 24
$4.1M
Q1 24
$10.0M
FCF Margin
ASC
ASC
CCNE
CCNE
Q4 25
67.9%
Q3 25
6.4%
Q2 25
29.2%
Q1 25
17.3%
Q4 24
93.0%
Q3 24
38.0%
Q2 24
7.6%
Q1 24
18.5%
Capex Intensity
ASC
ASC
CCNE
CCNE
Q4 25
7.3%
Q3 25
2.7%
Q2 25
3.9%
Q1 25
3.0%
Q4 24
27.4%
Q3 24
7.1%
Q2 24
11.6%
Q1 24
4.5%
Cash Conversion
ASC
ASC
CCNE
CCNE
Q4 25
3.14×
Q3 25
1.40×
0.35×
Q2 25
1.17×
1.45×
Q1 25
4.20×
1.01×
Q4 24
4.75×
Q3 24
1.65×
1.89×
Q2 24
0.77×
0.81×
Q1 24
1.25×
0.99×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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