CNB FINANCIAL CORPCCNEEarnings & Financial Report
CNB Financial Corp/PA is a regional bank holding company headquartered in Pennsylvania, the United States. It provides a full range of retail and commercial banking services including deposit accounts, personal and commercial loans, wealth management and insurance products. Its core operating markets cover Pennsylvania, Ohio and West Virginia, serving individual consumers and small to medium-sized enterprise clients.
CCNE Q4 FY2025 Key Financial Metrics
Revenue
$86.4M
Gross Profit
N/A
Operating Profit
$41.8M
Net Profit
$20.7M
Gross Margin
N/A
Operating Margin
48.4%
Net Margin
24.0%
YoY Growth
45.5%
EPS
$0.69
CNB FINANCIAL CORP Q4 FY2025 Financial Summary
CNB FINANCIAL CORP reported revenue of $86.4M (up 45.5% YoY) for Q4 FY2025, with a net profit of $20.7M (up 37.4% YoY) (24.0% margin).
Key Financial Metrics
| Total Revenue | $86.4M |
|---|---|
| Net Profit | $20.7M |
| Gross Margin | N/A |
| Operating Margin | 48.4% |
| Report Period | Q4 FY2025 |
CNB FINANCIAL CORP Annual Revenue by Year
CNB FINANCIAL CORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $282.2M).
CNB FINANCIAL CORP Quarterly Revenue & Net Profit History
CNB FINANCIAL CORP results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $86.4M | +45.5% | $20.7M | 24.0% |
| Q3 FY2025 | $77.7M | +32.9% | $20.0M | 25.7% |
| Q2 FY2025 | $61.2M | +12.1% | $14.0M | 22.8% |
| Q1 FY2025 | $56.9M | +5.1% | $11.5M | 20.2% |
| Q4 FY2024 | $59.4M | +4.5% | $15.1M | 25.4% |
| Q3 FY2024 | $58.5M | +6.1% | $14.0M | 23.9% |
| Q2 FY2024 | $54.6M | -1.7% | $13.0M | 23.7% |
| Q1 FY2024 | $54.2M | -2.7% | $12.6M | 23.3% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $54.2M | $54.6M | $58.5M | $59.4M | $56.9M | $61.2M | $77.7M | $86.4M |
| YoY Growth | -2.7% | -1.7% | 6.1% | 4.5% | 5.1% | 12.1% | 32.9% | 45.5% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $5.80B | $5.89B | $6.01B | $6.19B | $6.30B | $6.32B | $8.25B | $8.40B |
| Liabilities | $5.22B | $5.30B | $5.41B | $5.58B | $5.67B | $5.68B | $7.41B | $7.52B |
| Equity | $578.6M | $586.7M | $606.4M | $610.7M | $624.5M | $637.3M | $844.2M | $872.1M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $12.5M | $10.4M | $26.4M | $71.5M | $11.6M | $20.2M | $7.0M | $65.0M |