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Side-by-side financial comparison of Ardmore Shipping Corp (ASC) and MEDALLION FINANCIAL CORP (MFIN). Click either name above to swap in a different company.
Ardmore Shipping Corp is the larger business by last-quarter revenue ($81.2M vs $70.6M, roughly 1.2× MEDALLION FINANCIAL CORP). MEDALLION FINANCIAL CORP runs the higher net margin — 17.3% vs 15.7%, a 1.5% gap on every dollar of revenue. On growth, MEDALLION FINANCIAL CORP posted the faster year-over-year revenue change (25.4% vs -15.5%). Over the past eight quarters, MEDALLION FINANCIAL CORP's revenue compounded faster (15.0% CAGR vs -6.0%).
Ardmore Shipping Corp is a global maritime transport company that owns and operates a fleet of mid-sized product and chemical tankers. It provides seaborne transport for petroleum products, specialty chemicals and bulk liquid commodities, serving energy, chemical and trading clients across key international trade routes.
Mahindra & Mahindra Financial Services Limited (MMFSL) is an Indian rural non-banking financial company headquartered in Mumbai. It is amongst the top tractor financers in India, with 1000+ offices across the country.
ASC vs MFIN — Head-to-Head
Income Statement — Q3 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $81.2M | $70.6M |
| Net Profit | $12.8M | $12.2M |
| Gross Margin | — | — |
| Operating Margin | 16.1% | 29.3% |
| Net Margin | 15.7% | 17.3% |
| Revenue YoY | -15.5% | 25.4% |
| Net Profit YoY | -47.0% | 20.3% |
| EPS (diluted) | $0.30 | $0.50 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $70.6M | ||
| Q3 25 | $81.2M | $58.7M | ||
| Q2 25 | $72.0M | $62.6M | ||
| Q1 25 | $74.0M | $63.0M | ||
| Q4 24 | — | $56.3M | ||
| Q3 24 | $96.1M | $53.3M | ||
| Q2 24 | $121.3M | $51.0M | ||
| Q1 24 | $106.3M | $53.3M |
| Q4 25 | — | $12.2M | ||
| Q3 25 | $12.8M | $7.8M | ||
| Q2 25 | $9.6M | $11.1M | ||
| Q1 25 | $6.3M | $12.0M | ||
| Q4 24 | — | $10.1M | ||
| Q3 24 | $24.1M | $8.6M | ||
| Q2 24 | $62.7M | $7.1M | ||
| Q1 24 | $39.2M | $10.0M |
| Q4 25 | — | 29.3% | ||
| Q3 25 | 16.1% | 33.2% | ||
| Q2 25 | 13.5% | 31.1% | ||
| Q1 25 | 8.6% | 32.1% | ||
| Q4 24 | — | 32.8% | ||
| Q3 24 | 25.4% | 26.6% | ||
| Q2 24 | 51.3% | 24.3% | ||
| Q1 24 | 37.2% | 33.6% |
| Q4 25 | — | 17.3% | ||
| Q3 25 | 15.7% | 13.2% | ||
| Q2 25 | 13.3% | 17.7% | ||
| Q1 25 | 8.5% | 19.1% | ||
| Q4 24 | — | 18.0% | ||
| Q3 24 | 25.1% | 16.1% | ||
| Q2 24 | 51.7% | 13.9% | ||
| Q1 24 | 36.9% | 18.8% |
| Q4 25 | — | $0.50 | ||
| Q3 25 | $0.30 | $0.32 | ||
| Q2 25 | $0.22 | $0.46 | ||
| Q1 25 | $0.14 | $0.50 | ||
| Q4 24 | — | $0.43 | ||
| Q3 24 | $0.55 | $0.37 | ||
| Q2 24 | $1.47 | $0.30 | ||
| Q1 24 | $0.92 | $0.42 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $136.3M |
| Total DebtLower is stronger | $116.1M | $216.0M |
| Stockholders' EquityBook value | $628.2M | $408.6M |
| Total Assets | $799.8M | $3.0B |
| Debt / EquityLower = less leverage | 0.18× | 0.53× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $136.3M | ||
| Q3 25 | — | $72.5M | ||
| Q2 25 | — | $110.4M | ||
| Q1 25 | — | $131.5M | ||
| Q4 24 | — | $98.2M | ||
| Q3 24 | — | $120.6M | ||
| Q2 24 | — | $87.7M | ||
| Q1 24 | — | $54.8M |
| Q4 25 | — | $216.0M | ||
| Q3 25 | $116.1M | $215.7M | ||
| Q2 25 | $25.0M | $199.9M | ||
| Q1 25 | $20.5M | $199.7M | ||
| Q4 24 | — | $232.2M | ||
| Q3 24 | $22.5M | $232.0M | ||
| Q2 24 | $44.2M | $230.8M | ||
| Q1 24 | $23.1M | $225.6M |
| Q4 25 | — | $408.6M | ||
| Q3 25 | $628.2M | $397.4M | ||
| Q2 25 | $618.3M | $389.9M | ||
| Q1 25 | $610.7M | $380.2M | ||
| Q4 24 | — | $370.2M | ||
| Q3 24 | $627.0M | $362.4M | ||
| Q2 24 | $617.7M | $354.0M | ||
| Q1 24 | $567.9M | $349.0M |
| Q4 25 | — | $3.0B | ||
| Q3 25 | $799.8M | $2.9B | ||
| Q2 25 | $703.8M | $2.9B | ||
| Q1 25 | $690.4M | $2.8B | ||
| Q4 24 | — | $2.9B | ||
| Q3 24 | $722.8M | $2.9B | ||
| Q2 24 | $742.0M | $2.8B | ||
| Q1 24 | $704.1M | $2.6B |
| Q4 25 | — | 0.53× | ||
| Q3 25 | 0.18× | 0.54× | ||
| Q2 25 | 0.04× | 0.51× | ||
| Q1 25 | 0.03× | 0.53× | ||
| Q4 24 | — | 0.63× | ||
| Q3 24 | 0.04× | 0.64× | ||
| Q2 24 | 0.07× | 0.65× | ||
| Q1 24 | 0.04× | 0.65× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $17.9M | $126.3M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | 1.40× | 10.35× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $126.3M | ||
| Q3 25 | $17.9M | $67.0M | ||
| Q2 25 | $11.2M | $-10.7M | ||
| Q1 25 | $26.3M | $36.3M | ||
| Q4 24 | — | $108.7M | ||
| Q3 24 | $39.9M | $24.6M | ||
| Q2 24 | $48.4M | $27.6M | ||
| Q1 24 | $49.2M | $32.3M |
| Q4 25 | — | 10.35× | ||
| Q3 25 | 1.40× | 8.63× | ||
| Q2 25 | 1.17× | -0.97× | ||
| Q1 25 | 4.20× | 3.02× | ||
| Q4 24 | — | 10.72× | ||
| Q3 24 | 1.65× | 2.86× | ||
| Q2 24 | 0.77× | 3.89× | ||
| Q1 24 | 1.25× | 3.22× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
