vs

Side-by-side financial comparison of Ardmore Shipping Corp (ASC) and Origin Bancorp, Inc. (OBK). Click either name above to swap in a different company.

Origin Bancorp, Inc. is the larger business by last-quarter revenue ($104.0M vs $81.2M, roughly 1.3× Ardmore Shipping Corp). Origin Bancorp, Inc. runs the higher net margin — 26.6% vs 15.7%, a 10.9% gap on every dollar of revenue. Over the past eight quarters, Origin Bancorp, Inc.'s revenue compounded faster (3.9% CAGR vs -6.0%).

Ardmore Shipping Corp is a global maritime transport company that owns and operates a fleet of mid-sized product and chemical tankers. It provides seaborne transport for petroleum products, specialty chemicals and bulk liquid commodities, serving energy, chemical and trading clients across key international trade routes.

Southern Bancorp is a community development financial institution headquartered in Arkadelphia, Arkansas. It was founded in 1986 as Southern Development Bancorporation, and is often referred to simply as "Southern".

ASC vs OBK — Head-to-Head

Bigger by revenue
OBK
OBK
1.3× larger
OBK
$104.0M
$81.2M
ASC
Higher net margin
OBK
OBK
10.9% more per $
OBK
26.6%
15.7%
ASC
Faster 2-yr revenue CAGR
OBK
OBK
Annualised
OBK
3.9%
-6.0%
ASC

Income Statement — Q3 FY2025 vs Q1 FY2026

Metric
ASC
ASC
OBK
OBK
Revenue
$81.2M
$104.0M
Net Profit
$12.8M
$27.7M
Gross Margin
Operating Margin
16.1%
Net Margin
15.7%
26.6%
Revenue YoY
-15.5%
Net Profit YoY
-47.0%
EPS (diluted)
$0.30
$0.89

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ASC
ASC
OBK
OBK
Q1 26
$104.0M
Q4 25
$103.4M
Q3 25
$81.2M
$109.8M
Q2 25
$72.0M
$83.5M
Q1 25
$74.0M
$94.1M
Q4 24
$78.3M
Q3 24
$96.1M
$90.8M
Q2 24
$121.3M
$96.4M
Net Profit
ASC
ASC
OBK
OBK
Q1 26
$27.7M
Q4 25
$29.5M
Q3 25
$12.8M
$8.6M
Q2 25
$9.6M
$14.6M
Q1 25
$6.3M
$22.4M
Q4 24
$14.3M
Q3 24
$24.1M
$18.6M
Q2 24
$62.7M
$21.0M
Operating Margin
ASC
ASC
OBK
OBK
Q1 26
Q4 25
36.2%
Q3 25
16.1%
10.0%
Q2 25
13.5%
22.3%
Q1 25
8.6%
30.4%
Q4 24
23.0%
Q3 24
25.4%
26.1%
Q2 24
51.3%
27.7%
Net Margin
ASC
ASC
OBK
OBK
Q1 26
26.6%
Q4 25
28.5%
Q3 25
15.7%
7.9%
Q2 25
13.3%
17.5%
Q1 25
8.5%
23.8%
Q4 24
18.2%
Q3 24
25.1%
20.5%
Q2 24
51.7%
21.8%
EPS (diluted)
ASC
ASC
OBK
OBK
Q1 26
$0.89
Q4 25
$0.95
Q3 25
$0.30
$0.27
Q2 25
$0.22
$0.47
Q1 25
$0.14
$0.71
Q4 24
$0.45
Q3 24
$0.55
$0.60
Q2 24
$1.47
$0.67

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ASC
ASC
OBK
OBK
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$116.1M
Stockholders' EquityBook value
$628.2M
$1.3B
Total Assets
$799.8M
$10.2B
Debt / EquityLower = less leverage
0.18×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ASC
ASC
OBK
OBK
Q1 26
Q4 25
$424.2M
Q3 25
$626.9M
Q2 25
$334.1M
Q1 25
$486.2M
Q4 24
$470.2M
Q3 24
$321.2M
Q2 24
$288.1M
Total Debt
ASC
ASC
OBK
OBK
Q1 26
Q4 25
Q3 25
$116.1M
Q2 25
$25.0M
Q1 25
$20.5M
Q4 24
Q3 24
$22.5M
Q2 24
$44.2M
Stockholders' Equity
ASC
ASC
OBK
OBK
Q1 26
$1.3B
Q4 25
$1.2B
Q3 25
$628.2M
$1.2B
Q2 25
$618.3M
$1.2B
Q1 25
$610.7M
$1.2B
Q4 24
$1.1B
Q3 24
$627.0M
$1.1B
Q2 24
$617.7M
$1.1B
Total Assets
ASC
ASC
OBK
OBK
Q1 26
$10.2B
Q4 25
$9.7B
Q3 25
$799.8M
$9.8B
Q2 25
$703.8M
$9.7B
Q1 25
$690.4M
$9.8B
Q4 24
$9.7B
Q3 24
$722.8M
$10.0B
Q2 24
$742.0M
$9.9B
Debt / Equity
ASC
ASC
OBK
OBK
Q1 26
Q4 25
Q3 25
0.18×
Q2 25
0.04×
Q1 25
0.03×
Q4 24
Q3 24
0.04×
Q2 24
0.07×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ASC
ASC
OBK
OBK
Operating Cash FlowLast quarter
$17.9M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
1.40×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ASC
ASC
OBK
OBK
Q1 26
Q4 25
$158.9M
Q3 25
$17.9M
$59.3M
Q2 25
$11.2M
$20.6M
Q1 25
$26.3M
$35.6M
Q4 24
$108.5M
Q3 24
$39.9M
$39.6M
Q2 24
$48.4M
$11.9M
Free Cash Flow
ASC
ASC
OBK
OBK
Q1 26
Q4 25
$151.1M
Q3 25
$56.8M
Q2 25
$19.6M
Q1 25
$34.8M
Q4 24
$86.4M
Q3 24
$32.2M
Q2 24
$6.5M
FCF Margin
ASC
ASC
OBK
OBK
Q1 26
Q4 25
146.0%
Q3 25
51.7%
Q2 25
23.5%
Q1 25
37.0%
Q4 24
110.3%
Q3 24
35.5%
Q2 24
6.8%
Capex Intensity
ASC
ASC
OBK
OBK
Q1 26
Q4 25
7.6%
Q3 25
2.3%
Q2 25
1.2%
Q1 25
0.8%
Q4 24
28.1%
Q3 24
8.1%
Q2 24
5.6%
Cash Conversion
ASC
ASC
OBK
OBK
Q1 26
Q4 25
5.38×
Q3 25
1.40×
6.88×
Q2 25
1.17×
1.41×
Q1 25
4.20×
1.59×
Q4 24
7.60×
Q3 24
1.65×
2.13×
Q2 24
0.77×
0.57×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ASC
ASC

Segment breakdown not available.

OBK
OBK

Net Interest Income$87.2M84%
Noninterest Income$16.8M16%

Related Comparisons