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Side-by-side financial comparison of AVINO SILVER & GOLD MINES LTD (ASM) and ISABELLA BANK CORP (ISBA). Click either name above to swap in a different company.

ISABELLA BANK CORP is the larger business by last-quarter revenue ($21.2M vs $21.0M, roughly 1.0× AVINO SILVER & GOLD MINES LTD). AVINO SILVER & GOLD MINES LTD runs the higher net margin — 36.6% vs 22.2%, a 14.5% gap on every dollar of revenue. On growth, AVINO SILVER & GOLD MINES LTD posted the faster year-over-year revenue change (44.0% vs 14.3%). Over the past eight quarters, AVINO SILVER & GOLD MINES LTD's revenue compounded faster (51.1% CAGR vs 12.6%).

Avino Silver & Gold Mines Ltd is a Canada-based mining company engaged in the exploration, development, and production of precious and base metals, primarily silver, gold, and copper. It operates its flagship Avino Mine property in Durango, Mexico, with its metal products supplied to global industrial and commodity markets.

The Bank of the Philippine Islands is a universal bank in the Philippines. It is the oldest bank in both the Philippines and Southeast Asia. It is the fourth largest bank in terms of assets, the second largest bank in terms of market capitalization, and one of the most profitable banks in the Philippines.

ASM vs ISBA — Head-to-Head

Bigger by revenue
ISBA
ISBA
1.0× larger
ISBA
$21.2M
$21.0M
ASM
Growing faster (revenue YoY)
ASM
ASM
+29.7% gap
ASM
44.0%
14.3%
ISBA
Higher net margin
ASM
ASM
14.5% more per $
ASM
36.6%
22.2%
ISBA
Faster 2-yr revenue CAGR
ASM
ASM
Annualised
ASM
51.1%
12.6%
ISBA

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
ASM
ASM
ISBA
ISBA
Revenue
$21.0M
$21.2M
Net Profit
$7.7M
$4.7M
Gross Margin
47.1%
Operating Margin
32.2%
Net Margin
36.6%
22.2%
Revenue YoY
44.0%
14.3%
Net Profit YoY
558.9%
17.4%
EPS (diluted)
$0.05
$0.64

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ASM
ASM
ISBA
ISBA
Q4 25
$21.2M
Q3 25
$21.0M
$20.5M
Q2 25
$21.8M
$18.8M
Q1 25
$18.8M
$18.1M
Q4 24
$18.5M
Q3 24
$14.6M
$18.0M
Q2 24
$14.8M
$17.2M
Q1 24
$12.4M
$16.7M
Net Profit
ASM
ASM
ISBA
ISBA
Q4 25
$4.7M
Q3 25
$7.7M
$5.2M
Q2 25
$2.9M
$5.0M
Q1 25
$5.6M
$3.9M
Q4 24
$4.0M
Q3 24
$1.2M
$3.3M
Q2 24
$1.2M
$3.5M
Q1 24
$599.0K
$3.1M
Gross Margin
ASM
ASM
ISBA
ISBA
Q4 25
Q3 25
47.1%
Q2 25
46.9%
Q1 25
56.1%
Q4 24
Q3 24
39.1%
Q2 24
31.8%
Q1 24
18.9%
Operating Margin
ASM
ASM
ISBA
ISBA
Q4 25
32.2%
Q3 25
30.7%
Q2 25
32.8%
Q1 25
26.9%
Q4 24
26.0%
Q3 24
21.3%
Q2 24
23.9%
Q1 24
21.8%
Net Margin
ASM
ASM
ISBA
ISBA
Q4 25
22.2%
Q3 25
36.6%
25.6%
Q2 25
13.1%
26.7%
Q1 25
29.8%
21.9%
Q4 24
21.6%
Q3 24
8.0%
18.2%
Q2 24
8.4%
20.3%
Q1 24
4.8%
18.7%
EPS (diluted)
ASM
ASM
ISBA
ISBA
Q4 25
$0.64
Q3 25
$0.05
$0.71
Q2 25
$0.02
$0.68
Q1 25
$0.04
$0.53
Q4 24
$0.54
Q3 24
$0.01
$0.44
Q2 24
$0.01
$0.46
Q1 24
$0.00
$0.42

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ASM
ASM
ISBA
ISBA
Cash + ST InvestmentsLiquidity on hand
$57.3M
$26.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$182.1M
$231.4M
Total Assets
$221.9M
$2.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ASM
ASM
ISBA
ISBA
Q4 25
$26.0M
Q3 25
$57.3M
$161.3M
Q2 25
$37.3M
$108.6M
Q1 25
$26.6M
$69.2M
Q4 24
$24.5M
Q3 24
$7.8M
$27.4M
Q2 24
$5.3M
$23.6M
Q1 24
$3.5M
$25.2M
Stockholders' Equity
ASM
ASM
ISBA
ISBA
Q4 25
$231.4M
Q3 25
$182.1M
$227.4M
Q2 25
$144.8M
$220.5M
Q1 25
$132.3M
$215.6M
Q4 24
$210.3M
Q3 24
$114.5M
$213.0M
Q2 24
$112.2M
$202.2M
Q1 24
$107.8M
$200.7M
Total Assets
ASM
ASM
ISBA
ISBA
Q4 25
$2.2B
Q3 25
$221.9M
$2.3B
Q2 25
$174.7M
$2.2B
Q1 25
$157.7M
$2.1B
Q4 24
$2.1B
Q3 24
$135.4M
$2.1B
Q2 24
$133.7M
$2.1B
Q1 24
$128.6M
$2.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ASM
ASM
ISBA
ISBA
Operating Cash FlowLast quarter
$8.3M
$26.8M
Free Cash FlowOCF − Capex
$23.3M
FCF MarginFCF / Revenue
110.2%
Capex IntensityCapex / Revenue
16.4%
Cash ConversionOCF / Net Profit
1.08×
5.72×
TTM Free Cash FlowTrailing 4 quarters
$36.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ASM
ASM
ISBA
ISBA
Q4 25
$26.8M
Q3 25
$8.3M
$2.7M
Q2 25
$8.3M
$7.8M
Q1 25
$758.0K
$4.7M
Q4 24
$19.6M
Q3 24
$4.1M
$3.6M
Q2 24
$1.1M
$5.5M
Q1 24
$2.3M
$3.4M
Free Cash Flow
ASM
ASM
ISBA
ISBA
Q4 25
$23.3M
Q3 25
$1.7M
Q2 25
$7.2M
Q1 25
$3.7M
Q4 24
$17.5M
Q3 24
$3.2M
Q2 24
$5.1M
Q1 24
$2.6M
FCF Margin
ASM
ASM
ISBA
ISBA
Q4 25
110.2%
Q3 25
8.5%
Q2 25
38.5%
Q1 25
20.6%
Q4 24
94.6%
Q3 24
17.7%
Q2 24
29.8%
Q1 24
15.7%
Capex Intensity
ASM
ASM
ISBA
ISBA
Q4 25
16.4%
Q3 25
5.0%
Q2 25
3.2%
Q1 25
5.5%
Q4 24
11.4%
Q3 24
2.0%
Q2 24
2.4%
Q1 24
4.9%
Cash Conversion
ASM
ASM
ISBA
ISBA
Q4 25
5.72×
Q3 25
1.08×
0.52×
Q2 25
2.92×
1.56×
Q1 25
0.13×
1.19×
Q4 24
4.91×
Q3 24
3.55×
1.08×
Q2 24
0.87×
1.59×
Q1 24
3.92×
1.10×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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