vs

Side-by-side financial comparison of ASSEMBLY BIOSCIENCES, INC. (ASMB) and EAGLE FINANCIAL SERVICES INC (EFSI). Click either name above to swap in a different company.

EAGLE FINANCIAL SERVICES INC is the larger business by last-quarter revenue ($16.4M vs $10.8M, roughly 1.5× ASSEMBLY BIOSCIENCES, INC.). On growth, ASSEMBLY BIOSCIENCES, INC. posted the faster year-over-year revenue change (57.6% vs 21.3%). EAGLE FINANCIAL SERVICES INC produced more free cash flow last quarter ($24.3M vs $-15.2M).

Pacific Biosciences of California, Inc. is an American biotechnology company founded in 2004 that develops and manufactures systems for gene sequencing and some novel real time biological observation. PacBio has two principal sequencing platforms: single-molecule real-time sequencing (SMRT), based on the properties of zero-mode waveguides and sequencing by binding (SBB) chemistry, which uses native nucleotides and scarless incorporation for DNA binding and extension.

Ally Financial Inc. is an American bank holding company incorporated in Delaware and headquartered at Ally Detroit Center in Detroit, Michigan. The company provides financial services including car finance, online banking via a direct bank, corporate lending, vehicle insurance, mortgage loans, and other related financing services such as installment sale and lease agreements.

ASMB vs EFSI — Head-to-Head

Bigger by revenue
EFSI
EFSI
1.5× larger
EFSI
$16.4M
$10.8M
ASMB
Growing faster (revenue YoY)
ASMB
ASMB
+36.3% gap
ASMB
57.6%
21.3%
EFSI
More free cash flow
EFSI
EFSI
$39.5M more FCF
EFSI
$24.3M
$-15.2M
ASMB

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
ASMB
ASMB
EFSI
EFSI
Revenue
$10.8M
$16.4M
Net Profit
$-9.2M
Gross Margin
Operating Margin
-100.9%
33.6%
Net Margin
-85.2%
Revenue YoY
57.6%
21.3%
Net Profit YoY
4.3%
EPS (diluted)
$-0.72
$1.10

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ASMB
ASMB
EFSI
EFSI
Q4 25
$16.4M
Q3 25
$10.8M
$22.4M
Q2 25
$9.6M
$20.6M
Q1 25
$9.4M
$4.8M
Q4 24
$7.4M
$22.0M
Q3 24
$6.8M
$18.4M
Q2 24
$8.5M
$16.5M
Q1 24
$5.8M
$15.9M
Net Profit
ASMB
ASMB
EFSI
EFSI
Q4 25
Q3 25
$-9.2M
$5.6M
Q2 25
$-10.2M
$5.3M
Q1 25
$-8.8M
$-7.0M
Q4 24
Q3 24
$-9.6M
$3.4M
Q2 24
$-11.2M
$3.2M
Q1 24
$-9.1M
$2.5M
Operating Margin
ASMB
ASMB
EFSI
EFSI
Q4 25
33.6%
Q3 25
-100.9%
30.9%
Q2 25
-115.2%
31.8%
Q1 25
-105.5%
-189.0%
Q4 24
36.8%
Q3 24
-160.1%
21.6%
Q2 24
-143.0%
22.9%
Q1 24
-185.5%
19.1%
Net Margin
ASMB
ASMB
EFSI
EFSI
Q4 25
Q3 25
-85.2%
25.0%
Q2 25
-105.9%
25.6%
Q1 25
-93.6%
-145.8%
Q4 24
Q3 24
-140.4%
18.6%
Q2 24
-130.7%
19.3%
Q1 24
-156.9%
16.0%
EPS (diluted)
ASMB
ASMB
EFSI
EFSI
Q4 25
$1.10
Q3 25
$-0.72
$1.04
Q2 25
$-1.33
$0.98
Q1 25
$-1.17
$-1.53
Q4 24
$1.74
Q3 24
$-1.51
$0.97
Q2 24
$-1.98
$0.89
Q1 24
$-1.66
$0.72

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ASMB
ASMB
EFSI
EFSI
Cash + ST InvestmentsLiquidity on hand
$22.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$182.7M
$188.8M
Total Assets
$240.0M
$1.9B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ASMB
ASMB
EFSI
EFSI
Q4 25
Q3 25
$22.5M
Q2 25
$24.0M
Q1 25
$23.4M
Q4 24
$38.3M
Q3 24
$28.5M
Q2 24
$19.2M
Q1 24
$18.7M
Stockholders' Equity
ASMB
ASMB
EFSI
EFSI
Q4 25
$188.8M
Q3 25
$182.7M
$185.6M
Q2 25
$18.1M
$179.6M
Q1 25
$27.1M
$176.5M
Q4 24
$33.4M
$119.0M
Q3 24
$26.0M
$117.8M
Q2 24
$34.7M
$111.1M
Q1 24
$32.6M
$107.7M
Total Assets
ASMB
ASMB
EFSI
EFSI
Q4 25
$1.9B
Q3 25
$240.0M
$1.9B
Q2 25
$80.8M
$2.0B
Q1 25
$99.0M
$1.9B
Q4 24
$119.2M
$1.9B
Q3 24
$100.3M
$1.9B
Q2 24
$115.3M
$1.8B
Q1 24
$119.9M
$1.8B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ASMB
ASMB
EFSI
EFSI
Operating Cash FlowLast quarter
$-15.1M
$25.8M
Free Cash FlowOCF − Capex
$-15.2M
$24.3M
FCF MarginFCF / Revenue
-140.7%
148.6%
Capex IntensityCapex / Revenue
0.4%
8.6%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$39.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ASMB
ASMB
EFSI
EFSI
Q4 25
$25.8M
Q3 25
$-15.1M
$8.2M
Q2 25
$-16.8M
$2.6M
Q1 25
$-23.4M
$5.8M
Q4 24
$-51.1M
$18.8M
Q3 24
$-15.2M
$7.5M
Q2 24
$-17.1M
$-1.8M
Q1 24
$-18.4M
$6.8M
Free Cash Flow
ASMB
ASMB
EFSI
EFSI
Q4 25
$24.3M
Q3 25
$-15.2M
$7.8M
Q2 25
$2.3M
Q1 25
$5.3M
Q4 24
$-51.1M
$17.7M
Q3 24
$7.3M
Q2 24
$-17.1M
$-2.2M
Q1 24
$-18.4M
$6.7M
FCF Margin
ASMB
ASMB
EFSI
EFSI
Q4 25
148.6%
Q3 25
-140.7%
35.0%
Q2 25
11.2%
Q1 25
110.1%
Q4 24
-695.2%
80.6%
Q3 24
39.6%
Q2 24
-200.6%
-13.6%
Q1 24
-317.7%
41.9%
Capex Intensity
ASMB
ASMB
EFSI
EFSI
Q4 25
8.6%
Q3 25
0.4%
1.7%
Q2 25
0.0%
1.3%
Q1 25
0.0%
11.2%
Q4 24
0.4%
4.6%
Q3 24
0.0%
1.3%
Q2 24
0.2%
2.6%
Q1 24
0.2%
0.6%
Cash Conversion
ASMB
ASMB
EFSI
EFSI
Q4 25
Q3 25
1.47×
Q2 25
0.49×
Q1 25
Q4 24
Q3 24
2.19×
Q2 24
-0.57×
Q1 24
2.65×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ASMB
ASMB

Segment breakdown not available.

EFSI
EFSI

Asset Management$6.0M37%
Other$3.8M23%
Interchange Fees$3.5M22%
Overdrawn Account Fees$1.6M10%
Brokerage Commissions$1.4M9%

Related Comparisons