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Side-by-side financial comparison of ASSEMBLY BIOSCIENCES, INC. (ASMB) and Open Lending Corp (LPRO). Click either name above to swap in a different company.

Open Lending Corp is the larger business by last-quarter revenue ($19.3M vs $10.8M, roughly 1.8× ASSEMBLY BIOSCIENCES, INC.). On growth, Open Lending Corp posted the faster year-over-year revenue change (134.0% vs 57.6%). Open Lending Corp produced more free cash flow last quarter ($-3.3M vs $-15.2M).

Pacific Biosciences of California, Inc. is an American biotechnology company founded in 2004 that develops and manufactures systems for gene sequencing and some novel real time biological observation. PacBio has two principal sequencing platforms: single-molecule real-time sequencing (SMRT), based on the properties of zero-mode waveguides and sequencing by binding (SBB) chemistry, which uses native nucleotides and scarless incorporation for DNA binding and extension.

Open Library is an online project intended to create "one web page for every book ever published". Created by Aaron Swartz, Brewster Kahle, Alexis Rossi, Anand Chitipothu, and Rebecca Hargrave Malamud, Open Library is a project of the Internet Archive, a nonprofit organization. It has been funded in part by grants from the California State Library and the Kahle/Austin Foundation. Open Library provides online digital copies in multiple formats, created from images of many public domain, out-of...

ASMB vs LPRO — Head-to-Head

Bigger by revenue
LPRO
LPRO
1.8× larger
LPRO
$19.3M
$10.8M
ASMB
Growing faster (revenue YoY)
LPRO
LPRO
+76.4% gap
LPRO
134.0%
57.6%
ASMB
More free cash flow
LPRO
LPRO
$11.9M more FCF
LPRO
$-3.3M
$-15.2M
ASMB

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
ASMB
ASMB
LPRO
LPRO
Revenue
$10.8M
$19.3M
Net Profit
$-9.2M
Gross Margin
76.0%
Operating Margin
-100.9%
3.9%
Net Margin
-85.2%
Revenue YoY
57.6%
134.0%
Net Profit YoY
4.3%
EPS (diluted)
$-0.72
$-0.00

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ASMB
ASMB
LPRO
LPRO
Q4 25
$19.3M
Q3 25
$10.8M
$24.2M
Q2 25
$9.6M
$25.3M
Q1 25
$9.4M
$24.4M
Q4 24
$7.4M
$-56.9M
Q3 24
$6.8M
$23.5M
Q2 24
$8.5M
$26.7M
Q1 24
$5.8M
$30.7M
Net Profit
ASMB
ASMB
LPRO
LPRO
Q4 25
Q3 25
$-9.2M
$-7.6M
Q2 25
$-10.2M
$1.0M
Q1 25
$-8.8M
$617.0K
Q4 24
Q3 24
$-9.6M
$1.4M
Q2 24
$-11.2M
$2.9M
Q1 24
$-9.1M
$5.1M
Gross Margin
ASMB
ASMB
LPRO
LPRO
Q4 25
76.0%
Q3 25
78.0%
Q2 25
78.2%
Q1 25
75.1%
Q4 24
111.0%
Q3 24
73.9%
Q2 24
78.6%
Q1 24
81.3%
Operating Margin
ASMB
ASMB
LPRO
LPRO
Q4 25
3.9%
Q3 25
-100.9%
-31.9%
Q2 25
-115.2%
4.6%
Q1 25
-105.5%
3.1%
Q4 24
138.0%
Q3 24
-160.1%
7.9%
Q2 24
-143.0%
14.9%
Q1 24
-185.5%
23.8%
Net Margin
ASMB
ASMB
LPRO
LPRO
Q4 25
Q3 25
-85.2%
-31.3%
Q2 25
-105.9%
4.1%
Q1 25
-93.6%
2.5%
Q4 24
Q3 24
-140.4%
6.1%
Q2 24
-130.7%
10.9%
Q1 24
-156.9%
16.5%
EPS (diluted)
ASMB
ASMB
LPRO
LPRO
Q4 25
$-0.00
Q3 25
$-0.72
$-0.06
Q2 25
$-1.33
$0.01
Q1 25
$-1.17
$0.01
Q4 24
$-1.20
Q3 24
$-1.51
$0.01
Q2 24
$-1.98
$0.02
Q1 24
$-1.66
$0.04

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ASMB
ASMB
LPRO
LPRO
Cash + ST InvestmentsLiquidity on hand
$22.5M
$176.6M
Total DebtLower is stronger
$84.8M
Stockholders' EquityBook value
$182.7M
$75.0M
Total Assets
$240.0M
$236.7M
Debt / EquityLower = less leverage
1.13×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ASMB
ASMB
LPRO
LPRO
Q4 25
$176.6M
Q3 25
$22.5M
$222.1M
Q2 25
$24.0M
$230.7M
Q1 25
$23.4M
$236.2M
Q4 24
$38.3M
$243.2M
Q3 24
$28.5M
$250.2M
Q2 24
$19.2M
$248.0M
Q1 24
$18.7M
$247.0M
Total Debt
ASMB
ASMB
LPRO
LPRO
Q4 25
$84.8M
Q3 25
$134.4M
Q2 25
$136.1M
Q1 25
$137.9M
Q4 24
$139.7M
Q3 24
$141.5M
Q2 24
$143.3M
Q1 24
$143.2M
Stockholders' Equity
ASMB
ASMB
LPRO
LPRO
Q4 25
$75.0M
Q3 25
$182.7M
$72.8M
Q2 25
$18.1M
$78.9M
Q1 25
$27.1M
$79.8M
Q4 24
$33.4M
$78.1M
Q3 24
$26.0M
$220.5M
Q2 24
$34.7M
$216.8M
Q1 24
$32.6M
$211.5M
Total Assets
ASMB
ASMB
LPRO
LPRO
Q4 25
$236.7M
Q3 25
$240.0M
$287.7M
Q2 25
$80.8M
$296.7M
Q1 25
$99.0M
$304.2M
Q4 24
$119.2M
$296.4M
Q3 24
$100.3M
$395.7M
Q2 24
$115.3M
$382.8M
Q1 24
$119.9M
$380.6M
Debt / Equity
ASMB
ASMB
LPRO
LPRO
Q4 25
1.13×
Q3 25
1.84×
Q2 25
1.72×
Q1 25
1.73×
Q4 24
1.79×
Q3 24
0.64×
Q2 24
0.66×
Q1 24
0.68×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ASMB
ASMB
LPRO
LPRO
Operating Cash FlowLast quarter
$-15.1M
$-3.2M
Free Cash FlowOCF − Capex
$-15.2M
$-3.3M
FCF MarginFCF / Revenue
-140.7%
-16.8%
Capex IntensityCapex / Revenue
0.4%
0.3%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ASMB
ASMB
LPRO
LPRO
Q4 25
$-3.2M
Q3 25
$-15.1M
$-5.7M
Q2 25
$-16.8M
$848.0K
Q1 25
$-23.4M
$-3.8M
Q4 24
$-51.1M
$17.6M
Q3 24
$-15.2M
$11.4M
Q2 24
$-17.1M
$-1.4M
Q1 24
$-18.4M
$11.0M
Free Cash Flow
ASMB
ASMB
LPRO
LPRO
Q4 25
$-3.3M
Q3 25
$-15.2M
Q2 25
$837.0K
Q1 25
$-3.9M
Q4 24
$-51.1M
$17.4M
Q3 24
$11.3M
Q2 24
$-17.1M
$-1.5M
Q1 24
$-18.4M
FCF Margin
ASMB
ASMB
LPRO
LPRO
Q4 25
-16.8%
Q3 25
-140.7%
Q2 25
3.3%
Q1 25
-15.9%
Q4 24
-695.2%
-30.6%
Q3 24
48.0%
Q2 24
-200.6%
-5.5%
Q1 24
-317.7%
Capex Intensity
ASMB
ASMB
LPRO
LPRO
Q4 25
0.3%
Q3 25
0.4%
0.0%
Q2 25
0.0%
0.0%
Q1 25
0.0%
0.2%
Q4 24
0.4%
-0.3%
Q3 24
0.0%
0.5%
Q2 24
0.2%
0.2%
Q1 24
0.2%
0.0%
Cash Conversion
ASMB
ASMB
LPRO
LPRO
Q4 25
Q3 25
Q2 25
0.82×
Q1 25
-6.22×
Q4 24
Q3 24
7.92×
Q2 24
-0.48×
Q1 24
2.16×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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