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Side-by-side financial comparison of ASSEMBLY BIOSCIENCES, INC. (ASMB) and OptimumBank Holdings, Inc. (OPHC). Click either name above to swap in a different company.

OptimumBank Holdings, Inc. is the larger business by last-quarter revenue ($13.6M vs $10.8M, roughly 1.3× ASSEMBLY BIOSCIENCES, INC.). OptimumBank Holdings, Inc. runs the higher net margin — 35.7% vs -85.2%, a 120.9% gap on every dollar of revenue. On growth, ASSEMBLY BIOSCIENCES, INC. posted the faster year-over-year revenue change (57.6% vs 32.0%). OptimumBank Holdings, Inc. produced more free cash flow last quarter ($16.9M vs $-15.2M).

Pacific Biosciences of California, Inc. is an American biotechnology company founded in 2004 that develops and manufactures systems for gene sequencing and some novel real time biological observation. PacBio has two principal sequencing platforms: single-molecule real-time sequencing (SMRT), based on the properties of zero-mode waveguides and sequencing by binding (SBB) chemistry, which uses native nucleotides and scarless incorporation for DNA binding and extension.

OptimumBank Holdings, Inc. is a Florida-based bank holding company operating the local community bank OptimumBank. It offers retail and commercial banking products including deposit accounts, loans, mortgage services and wealth management, serving individual consumers and small-to-medium enterprises in southern Florida.

ASMB vs OPHC — Head-to-Head

Bigger by revenue
OPHC
OPHC
1.3× larger
OPHC
$13.6M
$10.8M
ASMB
Growing faster (revenue YoY)
ASMB
ASMB
+25.6% gap
ASMB
57.6%
32.0%
OPHC
Higher net margin
OPHC
OPHC
120.9% more per $
OPHC
35.7%
-85.2%
ASMB
More free cash flow
OPHC
OPHC
$32.1M more FCF
OPHC
$16.9M
$-15.2M
ASMB

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
ASMB
ASMB
OPHC
OPHC
Revenue
$10.8M
$13.6M
Net Profit
$-9.2M
$4.9M
Gross Margin
Operating Margin
-100.9%
47.5%
Net Margin
-85.2%
35.7%
Revenue YoY
57.6%
32.0%
Net Profit YoY
4.3%
22.9%
EPS (diluted)
$-0.72
$-0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ASMB
ASMB
OPHC
OPHC
Q4 25
$13.6M
Q3 25
$10.8M
$13.0M
Q2 25
$9.6M
$12.1M
Q1 25
$9.4M
$10.7M
Q4 24
$7.4M
$10.3M
Q3 24
$6.8M
$10.1M
Q2 24
$8.5M
$9.9M
Q1 24
$5.8M
$9.0M
Net Profit
ASMB
ASMB
OPHC
OPHC
Q4 25
$4.9M
Q3 25
$-9.2M
$4.3M
Q2 25
$-10.2M
$3.6M
Q1 25
$-8.8M
$3.9M
Q4 24
$3.9M
Q3 24
$-9.6M
$3.3M
Q2 24
$-11.2M
$3.5M
Q1 24
$-9.1M
$2.4M
Operating Margin
ASMB
ASMB
OPHC
OPHC
Q4 25
47.5%
Q3 25
-100.9%
43.5%
Q2 25
-115.2%
40.2%
Q1 25
-105.5%
48.8%
Q4 24
51.5%
Q3 24
-160.1%
44.0%
Q2 24
-143.0%
46.9%
Q1 24
-185.5%
35.9%
Net Margin
ASMB
ASMB
OPHC
OPHC
Q4 25
35.7%
Q3 25
-85.2%
33.2%
Q2 25
-105.9%
29.8%
Q1 25
-93.6%
36.3%
Q4 24
38.3%
Q3 24
-140.4%
32.8%
Q2 24
-130.7%
35.2%
Q1 24
-156.9%
26.4%
EPS (diluted)
ASMB
ASMB
OPHC
OPHC
Q4 25
$-0.08
Q3 25
$-0.72
$0.18
Q2 25
$-1.33
$0.29
Q1 25
$-1.17
$0.32
Q4 24
$-0.17
Q3 24
$-1.51
$0.15
Q2 24
$-1.98
$0.34
Q1 24
$-1.66
$0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ASMB
ASMB
OPHC
OPHC
Cash + ST InvestmentsLiquidity on hand
$22.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$182.7M
$121.9M
Total Assets
$240.0M
$1.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ASMB
ASMB
OPHC
OPHC
Q4 25
Q3 25
$22.5M
Q2 25
$24.0M
Q1 25
$23.4M
Q4 24
$38.3M
Q3 24
$28.5M
Q2 24
$19.2M
Q1 24
$18.7M
Stockholders' Equity
ASMB
ASMB
OPHC
OPHC
Q4 25
$121.9M
Q3 25
$182.7M
$116.9M
Q2 25
$18.1M
$111.3M
Q1 25
$27.1M
$108.0M
Q4 24
$33.4M
$103.2M
Q3 24
$26.0M
$92.7M
Q2 24
$34.7M
$87.0M
Q1 24
$32.6M
$83.0M
Total Assets
ASMB
ASMB
OPHC
OPHC
Q4 25
$1.1B
Q3 25
$240.0M
$1.1B
Q2 25
$80.8M
$999.1M
Q1 25
$99.0M
$977.5M
Q4 24
$119.2M
$932.9M
Q3 24
$100.3M
$945.2M
Q2 24
$115.3M
$899.8M
Q1 24
$119.9M
$940.6M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ASMB
ASMB
OPHC
OPHC
Operating Cash FlowLast quarter
$-15.1M
$17.8M
Free Cash FlowOCF − Capex
$-15.2M
$16.9M
FCF MarginFCF / Revenue
-140.7%
124.6%
Capex IntensityCapex / Revenue
0.4%
6.6%
Cash ConversionOCF / Net Profit
3.68×
TTM Free Cash FlowTrailing 4 quarters
$27.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ASMB
ASMB
OPHC
OPHC
Q4 25
$17.8M
Q3 25
$-15.1M
$1.9M
Q2 25
$-16.8M
$6.2M
Q1 25
$-23.4M
$3.1M
Q4 24
$-51.1M
$15.6M
Q3 24
$-15.2M
$4.0M
Q2 24
$-17.1M
$3.1M
Q1 24
$-18.4M
$2.5M
Free Cash Flow
ASMB
ASMB
OPHC
OPHC
Q4 25
$16.9M
Q3 25
$-15.2M
$1.9M
Q2 25
$5.9M
Q1 25
$2.9M
Q4 24
$-51.1M
$14.6M
Q3 24
$3.9M
Q2 24
$-17.1M
$2.7M
Q1 24
$-18.4M
$2.3M
FCF Margin
ASMB
ASMB
OPHC
OPHC
Q4 25
124.6%
Q3 25
-140.7%
14.7%
Q2 25
48.5%
Q1 25
26.8%
Q4 24
-695.2%
141.9%
Q3 24
38.3%
Q2 24
-200.6%
27.5%
Q1 24
-317.7%
25.4%
Capex Intensity
ASMB
ASMB
OPHC
OPHC
Q4 25
6.6%
Q3 25
0.4%
0.0%
Q2 25
0.0%
2.5%
Q1 25
0.0%
2.7%
Q4 24
0.4%
9.6%
Q3 24
0.0%
1.5%
Q2 24
0.2%
3.6%
Q1 24
0.2%
2.9%
Cash Conversion
ASMB
ASMB
OPHC
OPHC
Q4 25
3.68×
Q3 25
0.44×
Q2 25
1.71×
Q1 25
0.81×
Q4 24
3.95×
Q3 24
1.21×
Q2 24
0.89×
Q1 24
1.07×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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