OptimumBank Holdings, Inc.OPHCEarnings & Financial Report
NYSE
OPHC Q3 2025 Key Financial Metrics
Revenue
$11.0M
Gross Profit
N/A
Operating Profit
$5.7M
Net Profit
$4.3M
Gross Margin
N/A
Operating Margin
51.3%
Net Margin
39.1%
YoY Growth
23.3%
EPS
$0.18
Financial Flow
OptimumBank Holdings, Inc. Q3 2025 Financial Summary
OptimumBank Holdings, Inc. reported revenue of $11.0M for Q3 2025, with a net profit of $4.3M (39.1% margin). Cost of goods sold was N/A, operating expenses totaled N/A.
Key Financial Metrics
| Total Revenue | $11.0M |
|---|---|
| Net Profit | $4.3M |
| Gross Margin | N/A |
| Operating Margin | 51.3% |
| Report Period | Q3 2025 |
OptimumBank Holdings, Inc. Annual Revenue by Year
OptimumBank Holdings, Inc. annual revenue history includes year-by-year totals (for example, 2024 revenue was $34.7M).
| Year | Annual Revenue |
|---|---|
| 2024 | $34.7M |
| 2023 | $23.7M |
| 2022 | $15.8M |
Income Statement
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $7.1M | $7.8M | $8.7M | $9.0M | $9.2M | $9.4M | $10.2M | $11.0M |
| YoY Growth | 57.1% | 53.2% | 56.3% | 51.5% | 29.2% | 21.6% | 17.2% | 23.3% |
Balance Sheet
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $791.3M | $940.6M | $899.8M | $945.2M | $932.9M | $977.5M | $999.1M | $1.08B |
| Liabilities | $721.2M | $857.6M | $812.8M | $852.5M | $829.7M | $869.5M | $887.8M | $966.2M |
| Equity | $70.0M | $83.0M | $87.0M | $92.7M | $103.2M | $108.0M | $111.3M | $116.9M |
Cash Flow
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $339000 | $2.5M | $3.1M | $4.0M | $6.0M | $3.1M | $6.2M | $1.9M |