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Side-by-side financial comparison of ALTISOURCE PORTFOLIO SOLUTIONS S.A. (ASPS) and CENTRAL PACIFIC FINANCIAL CORP (CPF). Click either name above to swap in a different company.

CENTRAL PACIFIC FINANCIAL CORP is the larger business by last-quarter revenue ($72.9M vs $42.3M, roughly 1.7× ALTISOURCE PORTFOLIO SOLUTIONS S.A.). CENTRAL PACIFIC FINANCIAL CORP runs the higher net margin — 28.4% vs -16.8%, a 45.3% gap on every dollar of revenue. On growth, CENTRAL PACIFIC FINANCIAL CORP posted the faster year-over-year revenue change (6.0% vs 3.2%). Over the past eight quarters, CENTRAL PACIFIC FINANCIAL CORP's revenue compounded faster (6.7% CAGR vs 3.6%).

Altisource Portfolio Solutions S.A. is a global provider of integrated technology, data and operational services for the mortgage, real estate and consumer finance sectors. It serves lenders, servicers and investors, offering solutions that streamline asset management and residential property transaction workflows to boost operational efficiency.

Central Pacific Bank (CPB) is an American regional commercial bank located throughout the state of Hawaii.

ASPS vs CPF — Head-to-Head

Bigger by revenue
CPF
CPF
1.7× larger
CPF
$72.9M
$42.3M
ASPS
Growing faster (revenue YoY)
CPF
CPF
+2.8% gap
CPF
6.0%
3.2%
ASPS
Higher net margin
CPF
CPF
45.3% more per $
CPF
28.4%
-16.8%
ASPS
Faster 2-yr revenue CAGR
CPF
CPF
Annualised
CPF
6.7%
3.6%
ASPS

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
ASPS
ASPS
CPF
CPF
Revenue
$42.3M
$72.9M
Net Profit
$-7.1M
$20.7M
Gross Margin
26.5%
Operating Margin
-15.5%
Net Margin
-16.8%
28.4%
Revenue YoY
3.2%
6.0%
Net Profit YoY
18.2%
16.7%
EPS (diluted)
$-1.02
$0.78

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ASPS
ASPS
CPF
CPF
Q1 26
$72.9M
Q4 25
$42.3M
$76.3M
Q3 25
$41.9M
$74.8M
Q2 25
$43.3M
$72.8M
Q1 25
$43.4M
$68.8M
Q4 24
$41.0M
$58.4M
Q3 24
$40.5M
$66.6M
Q2 24
$39.1M
$64.0M
Net Profit
ASPS
ASPS
CPF
CPF
Q1 26
$20.7M
Q4 25
$-7.1M
$22.9M
Q3 25
$-2.3M
$18.6M
Q2 25
$16.7M
$18.3M
Q1 25
$-5.3M
$17.8M
Q4 24
$-8.7M
$11.3M
Q3 24
$-9.3M
$13.3M
Q2 24
$-8.3M
$15.8M
Gross Margin
ASPS
ASPS
CPF
CPF
Q1 26
Q4 25
26.5%
Q3 25
27.1%
Q2 25
30.1%
Q1 25
30.7%
Q4 24
30.3%
Q3 24
29.8%
Q2 24
32.5%
Operating Margin
ASPS
ASPS
CPF
CPF
Q1 26
Q4 25
-15.5%
37.0%
Q3 25
1.2%
31.6%
Q2 25
7.5%
32.8%
Q1 25
7.5%
32.8%
Q4 24
1.4%
23.0%
Q3 24
2.7%
25.6%
Q2 24
5.3%
32.2%
Net Margin
ASPS
ASPS
CPF
CPF
Q1 26
28.4%
Q4 25
-16.8%
30.0%
Q3 25
-5.5%
24.8%
Q2 25
38.5%
25.1%
Q1 25
-12.1%
25.8%
Q4 24
-21.3%
19.4%
Q3 24
-23.0%
20.0%
Q2 24
-21.1%
24.7%
EPS (diluted)
ASPS
ASPS
CPF
CPF
Q1 26
$0.78
Q4 25
$-1.02
$0.85
Q3 25
$-0.22
$0.69
Q2 25
$1.48
$0.67
Q1 25
$-0.09
$0.65
Q4 24
$-4.72
$0.42
Q3 24
$-2.61
$0.49
Q2 24
$-2.33
$0.58

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ASPS
ASPS
CPF
CPF
Cash + ST InvestmentsLiquidity on hand
$26.6M
Total DebtLower is stronger
$191.1M
$76.5M
Stockholders' EquityBook value
$-110.2M
$593.9M
Total Assets
$139.8M
$7.5B
Debt / EquityLower = less leverage
0.13×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ASPS
ASPS
CPF
CPF
Q1 26
Q4 25
$26.6M
Q3 25
$28.6M
Q2 25
$30.0M
Q1 25
$30.8M
Q4 24
$29.8M
Q3 24
$28.3M
Q2 24
$29.7M
Total Debt
ASPS
ASPS
CPF
CPF
Q1 26
$76.5M
Q4 25
$191.1M
$76.5M
Q3 25
$192.5M
$131.5M
Q2 25
$193.9M
$131.5M
Q1 25
$195.0M
$131.4M
Q4 24
$230.5M
$156.3M
Q3 24
$156.3M
Q2 24
$156.2M
Stockholders' Equity
ASPS
ASPS
CPF
CPF
Q1 26
$593.9M
Q4 25
$-110.2M
$592.6M
Q3 25
$-104.2M
$588.1M
Q2 25
$-102.7M
$568.9M
Q1 25
$-119.8M
$557.4M
Q4 24
$-157.4M
$538.4M
Q3 24
$-149.4M
$543.7M
Q2 24
$-140.8M
$518.6M
Total Assets
ASPS
ASPS
CPF
CPF
Q1 26
$7.5B
Q4 25
$139.8M
$7.4B
Q3 25
$139.9M
$7.4B
Q2 25
$142.9M
$7.4B
Q1 25
$145.7M
$7.4B
Q4 24
$143.6M
$7.5B
Q3 24
$144.5M
$7.4B
Q2 24
$146.6M
$7.4B
Debt / Equity
ASPS
ASPS
CPF
CPF
Q1 26
0.13×
Q4 25
0.13×
Q3 25
0.22×
Q2 25
0.23×
Q1 25
0.24×
Q4 24
0.29×
Q3 24
0.29×
Q2 24
0.30×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ASPS
ASPS
CPF
CPF
Operating Cash FlowLast quarter
$-505.0K
Free Cash FlowOCF − Capex
$-525.0K
FCF MarginFCF / Revenue
-1.2%
Capex IntensityCapex / Revenue
0.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-5.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ASPS
ASPS
CPF
CPF
Q1 26
Q4 25
$-505.0K
$97.5M
Q3 25
$718.0K
$22.2M
Q2 25
$-306.0K
$34.3M
Q1 25
$-5.0M
$20.4M
Q4 24
$-1.4M
$90.5M
Q3 24
$-1.6M
$21.3M
Q2 24
$180.0K
$25.9M
Free Cash Flow
ASPS
ASPS
CPF
CPF
Q1 26
Q4 25
$-525.0K
$92.3M
Q3 25
$697.0K
$21.4M
Q2 25
$-309.0K
$32.3M
Q1 25
$-5.0M
$19.6M
Q4 24
$-1.4M
$75.4M
Q3 24
$15.6M
Q2 24
$21.3M
FCF Margin
ASPS
ASPS
CPF
CPF
Q1 26
Q4 25
-1.2%
121.0%
Q3 25
1.7%
28.6%
Q2 25
-0.7%
44.3%
Q1 25
-11.5%
28.4%
Q4 24
-3.4%
129.2%
Q3 24
23.5%
Q2 24
33.2%
Capex Intensity
ASPS
ASPS
CPF
CPF
Q1 26
Q4 25
0.0%
6.8%
Q3 25
0.1%
1.2%
Q2 25
0.0%
2.7%
Q1 25
0.1%
1.3%
Q4 24
0.0%
25.8%
Q3 24
0.0%
8.5%
Q2 24
0.0%
7.3%
Cash Conversion
ASPS
ASPS
CPF
CPF
Q1 26
Q4 25
4.26×
Q3 25
1.20×
Q2 25
-0.02×
1.88×
Q1 25
1.15×
Q4 24
7.98×
Q3 24
1.60×
Q2 24
1.64×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ASPS
ASPS

Services$39.9M94%
Revenue Relatedto Technology Platformsand Professional Services$2.4M6%

CPF
CPF

Segment breakdown not available.

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