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Side-by-side financial comparison of ALTISOURCE PORTFOLIO SOLUTIONS S.A. (ASPS) and NorthEast Community Bancorp, Inc. (NECB). Click either name above to swap in a different company.

ALTISOURCE PORTFOLIO SOLUTIONS S.A. is the larger business by last-quarter revenue ($42.3M vs $26.4M, roughly 1.6× NorthEast Community Bancorp, Inc.). NorthEast Community Bancorp, Inc. runs the higher net margin — 40.9% vs -16.8%, a 57.7% gap on every dollar of revenue. On growth, NorthEast Community Bancorp, Inc. posted the faster year-over-year revenue change (3.9% vs 3.2%). NorthEast Community Bancorp, Inc. produced more free cash flow last quarter ($50.8M vs $-525.0K). Over the past eight quarters, ALTISOURCE PORTFOLIO SOLUTIONS S.A.'s revenue compounded faster (3.6% CAGR vs 1.8%).

Altisource Portfolio Solutions S.A. is a global provider of integrated technology, data and operational services for the mortgage, real estate and consumer finance sectors. It serves lenders, servicers and investors, offering solutions that streamline asset management and residential property transaction workflows to boost operational efficiency.

NorthEast Community Bancorp, Inc. (MD) is a U.S.-based bank holding company operating primarily in the Mid-Atlantic region. It provides a comprehensive suite of consumer and commercial banking services, including deposit products, mortgage loans, small business financing, and wealth management solutions to individual and local enterprise clients.

ASPS vs NECB — Head-to-Head

Bigger by revenue
ASPS
ASPS
1.6× larger
ASPS
$42.3M
$26.4M
NECB
Growing faster (revenue YoY)
NECB
NECB
+0.7% gap
NECB
3.9%
3.2%
ASPS
Higher net margin
NECB
NECB
57.7% more per $
NECB
40.9%
-16.8%
ASPS
More free cash flow
NECB
NECB
$51.4M more FCF
NECB
$50.8M
$-525.0K
ASPS
Faster 2-yr revenue CAGR
ASPS
ASPS
Annualised
ASPS
3.6%
1.8%
NECB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ASPS
ASPS
NECB
NECB
Revenue
$42.3M
$26.4M
Net Profit
$-7.1M
$10.8M
Gross Margin
26.5%
Operating Margin
-15.5%
59.0%
Net Margin
-16.8%
40.9%
Revenue YoY
3.2%
3.9%
Net Profit YoY
18.2%
5.8%
EPS (diluted)
$-1.02
$0.78

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ASPS
ASPS
NECB
NECB
Q4 25
$42.3M
$26.4M
Q3 25
$41.9M
$27.0M
Q2 25
$43.3M
$25.9M
Q1 25
$43.4M
$25.5M
Q4 24
$41.0M
$25.4M
Q3 24
$40.5M
$27.6M
Q2 24
$39.1M
$27.0M
Q1 24
$39.5M
$25.5M
Net Profit
ASPS
ASPS
NECB
NECB
Q4 25
$-7.1M
$10.8M
Q3 25
$-2.3M
$11.9M
Q2 25
$16.7M
$11.2M
Q1 25
$-5.3M
$10.6M
Q4 24
$-8.7M
$10.2M
Q3 24
$-9.3M
$12.7M
Q2 24
$-8.3M
$12.8M
Q1 24
$-9.2M
$11.4M
Gross Margin
ASPS
ASPS
NECB
NECB
Q4 25
26.5%
Q3 25
27.1%
Q2 25
30.1%
Q1 25
30.7%
Q4 24
30.3%
Q3 24
29.8%
Q2 24
32.5%
Q1 24
31.2%
Operating Margin
ASPS
ASPS
NECB
NECB
Q4 25
-15.5%
59.0%
Q3 25
1.2%
61.6%
Q2 25
7.5%
59.5%
Q1 25
7.5%
57.4%
Q4 24
1.4%
57.0%
Q3 24
2.7%
63.6%
Q2 24
5.3%
65.6%
Q1 24
-1.4%
62.7%
Net Margin
ASPS
ASPS
NECB
NECB
Q4 25
-16.8%
40.9%
Q3 25
-5.5%
44.0%
Q2 25
38.5%
43.1%
Q1 25
-12.1%
41.4%
Q4 24
-21.3%
40.1%
Q3 24
-23.0%
45.9%
Q2 24
-21.1%
47.5%
Q1 24
-23.2%
44.5%
EPS (diluted)
ASPS
ASPS
NECB
NECB
Q4 25
$-1.02
$0.78
Q3 25
$-0.22
$0.87
Q2 25
$1.48
$0.82
Q1 25
$-0.09
$0.78
Q4 24
$-4.72
$0.74
Q3 24
$-2.61
$0.95
Q2 24
$-2.33
$0.97
Q1 24
$-0.33
$0.86

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ASPS
ASPS
NECB
NECB
Cash + ST InvestmentsLiquidity on hand
$26.6M
$81.2M
Total DebtLower is stronger
$191.1M
$70.0M
Stockholders' EquityBook value
$-110.2M
$351.7M
Total Assets
$139.8M
$2.1B
Debt / EquityLower = less leverage
0.20×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ASPS
ASPS
NECB
NECB
Q4 25
$26.6M
$81.2M
Q3 25
$28.6M
$64.3M
Q2 25
$30.0M
$59.4M
Q1 25
$30.8M
$89.5M
Q4 24
$29.8M
$78.3M
Q3 24
$28.3M
$97.8M
Q2 24
$29.7M
$113.9M
Q1 24
$29.6M
$107.4M
Total Debt
ASPS
ASPS
NECB
NECB
Q4 25
$191.1M
$70.0M
Q3 25
$192.5M
$170.0M
Q2 25
$193.9M
$135.0M
Q1 25
$195.0M
Q4 24
$230.5M
Q3 24
$7.0M
Q2 24
$47.0M
Q1 24
$47.0M
Stockholders' Equity
ASPS
ASPS
NECB
NECB
Q4 25
$-110.2M
$351.7M
Q3 25
$-104.2M
$344.0M
Q2 25
$-102.7M
$336.7M
Q1 25
$-119.8M
$327.2M
Q4 24
$-157.4M
$318.3M
Q3 24
$-149.4M
$309.6M
Q2 24
$-140.8M
$300.0M
Q1 24
$-133.3M
$288.9M
Total Assets
ASPS
ASPS
NECB
NECB
Q4 25
$139.8M
$2.1B
Q3 25
$139.9M
$2.1B
Q2 25
$142.9M
$2.0B
Q1 25
$145.7M
$1.9B
Q4 24
$143.6M
$2.0B
Q3 24
$144.5M
$2.0B
Q2 24
$146.6M
$1.9B
Q1 24
$148.9M
$1.9B
Debt / Equity
ASPS
ASPS
NECB
NECB
Q4 25
0.20×
Q3 25
0.49×
Q2 25
0.40×
Q1 25
Q4 24
Q3 24
0.02×
Q2 24
0.16×
Q1 24
0.16×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ASPS
ASPS
NECB
NECB
Operating Cash FlowLast quarter
$-505.0K
$52.6M
Free Cash FlowOCF − Capex
$-525.0K
$50.8M
FCF MarginFCF / Revenue
-1.2%
192.3%
Capex IntensityCapex / Revenue
0.0%
6.6%
Cash ConversionOCF / Net Profit
4.86×
TTM Free Cash FlowTrailing 4 quarters
$-5.1M
$89.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ASPS
ASPS
NECB
NECB
Q4 25
$-505.0K
$52.6M
Q3 25
$718.0K
$14.1M
Q2 25
$-306.0K
$15.6M
Q1 25
$-5.0M
$10.9M
Q4 24
$-1.4M
$48.7M
Q3 24
$-1.6M
$14.4M
Q2 24
$180.0K
$11.1M
Q1 24
$-2.2M
$12.9M
Free Cash Flow
ASPS
ASPS
NECB
NECB
Q4 25
$-525.0K
$50.8M
Q3 25
$697.0K
$13.6M
Q2 25
$-309.0K
$14.9M
Q1 25
$-5.0M
$10.6M
Q4 24
$-1.4M
$48.2M
Q3 24
$14.2M
Q2 24
$11.0M
Q1 24
$12.8M
FCF Margin
ASPS
ASPS
NECB
NECB
Q4 25
-1.2%
192.3%
Q3 25
1.7%
50.5%
Q2 25
-0.7%
57.3%
Q1 25
-11.5%
41.4%
Q4 24
-3.4%
189.3%
Q3 24
51.5%
Q2 24
40.8%
Q1 24
50.3%
Capex Intensity
ASPS
ASPS
NECB
NECB
Q4 25
0.0%
6.6%
Q3 25
0.1%
1.6%
Q2 25
0.0%
2.9%
Q1 25
0.1%
1.5%
Q4 24
0.0%
2.0%
Q3 24
0.0%
0.6%
Q2 24
0.0%
0.5%
Q1 24
0.0%
0.3%
Cash Conversion
ASPS
ASPS
NECB
NECB
Q4 25
4.86×
Q3 25
1.18×
Q2 25
-0.02×
1.40×
Q1 25
1.04×
Q4 24
4.77×
Q3 24
1.14×
Q2 24
0.87×
Q1 24
1.13×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ASPS
ASPS

Services$39.9M94%
Revenue Relatedto Technology Platformsand Professional Services$2.4M6%

NECB
NECB

Segment breakdown not available.

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