NorthEast Community Bancorp, Inc.NECBEarnings & Financial Report
NorthEast Community Bancorp, Inc. (MD) is a U.S.-based bank holding company operating primarily in the Mid-Atlantic region. It provides a comprehensive suite of consumer and commercial banking services, including deposit products, mortgage loans, small business financing, and wealth management solutions to individual and local enterprise clients.
NECB Q4 FY2025 Key Financial Metrics
Revenue
$26.4M
Gross Profit
N/A
Operating Profit
$15.6M
Net Profit
$10.8M
Gross Margin
N/A
Operating Margin
59.0%
Net Margin
40.9%
YoY Growth
3.9%
EPS
$0.78
NorthEast Community Bancorp, Inc. Q4 FY2025 Financial Summary
NorthEast Community Bancorp, Inc. reported revenue of $26.4M (up 3.9% YoY) for Q4 FY2025, with a net profit of $10.8M (up 5.8% YoY) (40.9% margin).
Key Financial Metrics
| Total Revenue | $26.4M |
|---|---|
| Net Profit | $10.8M |
| Gross Margin | N/A |
| Operating Margin | 59.0% |
| Report Period | Q4 FY2025 |
NorthEast Community Bancorp, Inc. Annual Revenue by Year
NorthEast Community Bancorp, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $104.8M).
NorthEast Community Bancorp, Inc. Quarterly Revenue & Net Profit History
NorthEast Community Bancorp, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $26.4M | +3.9% | $10.8M | 40.9% |
| Q3 FY2025 | $27.0M | -2.5% | $11.9M | 44.0% |
| Q2 FY2025 | $25.9M | -3.8% | $11.2M | 43.1% |
| Q1 FY2025 | $25.5M | -0.2% | $10.6M | 41.4% |
| Q4 FY2024 | $25.4M | -4.3% | $10.2M | 40.1% |
| Q3 FY2024 | $27.6M | +9.0% | $12.7M | 45.9% |
| Q2 FY2024 | $27.0M | +7.6% | $12.8M | 47.5% |
| Q1 FY2024 | $25.5M | +6.6% | $11.4M | 44.5% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $25.5M | $27.0M | $27.6M | $25.4M | $25.5M | $25.9M | $27.0M | $26.4M |
| YoY Growth | 6.6% | 7.6% | 9.0% | -4.3% | -0.2% | -3.8% | -2.5% | 3.9% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $1.87B | $1.93B | $1.97B | $2.01B | $1.93B | $1.97B | $2.06B | $2.06B |
| Liabilities | $1.58B | $1.63B | $1.66B | $1.69B | $1.61B | $1.64B | $1.71B | $1.71B |
| Equity | $288.9M | $300.0M | $309.6M | $318.3M | $327.2M | $336.7M | $344.0M | $351.7M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $12.9M | $11.1M | $14.4M | $48.7M | $10.9M | $15.6M | $14.1M | $52.6M |