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Side-by-side financial comparison of AMERISERV FINANCIAL INC (ASRV) and CITIUS ONCOLOGY, INC. (CTOR). Click either name above to swap in a different company.

CITIUS ONCOLOGY, INC. is the larger business by last-quarter revenue ($3.9M vs $3.9M, roughly 1.0× AMERISERV FINANCIAL INC). AMERISERV FINANCIAL INC runs the higher net margin — 36.9% vs -140.3%, a 177.3% gap on every dollar of revenue.

Ameriserv Financial Inc. is a Pennsylvania-headquartered regional financial services holding company. It provides retail and commercial banking products including deposit accounts, loan products and wealth management solutions, serving individual consumers and SMEs across its local operating markets in the United States.

Citius Oncology, Inc. is a late-stage biopharmaceutical company focused on developing innovative targeted therapies for cancer patients. Its core pipeline covers treatments addressing unmet medical needs in hematologic malignancies and solid tumors, primarily serving North American and global oncology care markets.

ASRV vs CTOR — Head-to-Head

Bigger by revenue
CTOR
CTOR
1.0× larger
CTOR
$3.9M
$3.9M
ASRV
Higher net margin
ASRV
ASRV
177.3% more per $
ASRV
36.9%
-140.3%
CTOR

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
ASRV
ASRV
CTOR
CTOR
Revenue
$3.9M
$3.9M
Net Profit
$1.4M
$-5.5M
Gross Margin
80.0%
Operating Margin
43.0%
-133.2%
Net Margin
36.9%
-140.3%
Revenue YoY
2.4%
Net Profit YoY
62.2%
16.9%
EPS (diluted)
$0.09
$-0.06

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ASRV
ASRV
CTOR
CTOR
Q4 25
$3.9M
$3.9M
Q3 25
$15.4M
Q2 25
$14.5M
Q1 25
$14.1M
Q4 24
$3.8M
Q3 24
$13.1M
Q2 24
$13.2M
Q1 24
$13.7M
Net Profit
ASRV
ASRV
CTOR
CTOR
Q4 25
$1.4M
$-5.5M
Q3 25
$2.5M
Q2 25
$-282.0K
Q1 25
$1.9M
Q4 24
$889.0K
Q3 24
$1.2M
Q2 24
$-375.0K
Q1 24
$1.9M
Gross Margin
ASRV
ASRV
CTOR
CTOR
Q4 25
80.0%
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
ASRV
ASRV
CTOR
CTOR
Q4 25
43.0%
-133.2%
Q3 25
20.0%
Q2 25
-2.4%
Q1 25
17.0%
Q4 24
28.2%
Q3 24
10.8%
Q2 24
-3.7%
Q1 24
17.4%
Net Margin
ASRV
ASRV
CTOR
CTOR
Q4 25
36.9%
-140.3%
Q3 25
16.5%
Q2 25
-1.9%
Q1 25
13.6%
Q4 24
23.3%
Q3 24
9.0%
Q2 24
-2.8%
Q1 24
13.9%
EPS (diluted)
ASRV
ASRV
CTOR
CTOR
Q4 25
$0.09
$-0.06
Q3 25
$0.15
Q2 25
$-0.02
Q1 25
$0.12
Q4 24
$0.05
Q3 24
$0.07
Q2 24
$-0.02
Q1 24
$0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ASRV
ASRV
CTOR
CTOR
Cash + ST InvestmentsLiquidity on hand
$7.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$119.3M
$58.4M
Total Assets
$1.5B
$110.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ASRV
ASRV
CTOR
CTOR
Q4 25
$7.3M
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
ASRV
ASRV
CTOR
CTOR
Q4 25
$119.3M
$58.4M
Q3 25
$114.6M
Q2 25
$110.9M
Q1 25
$110.8M
Q4 24
$107.2M
Q3 24
$108.2M
Q2 24
$103.7M
Q1 24
$103.9M
Total Assets
ASRV
ASRV
CTOR
CTOR
Q4 25
$1.5B
$110.0M
Q3 25
$1.5B
Q2 25
$1.4B
Q1 25
$1.4B
Q4 24
$1.4B
Q3 24
$1.4B
Q2 24
$1.4B
Q1 24
$1.4B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ASRV
ASRV
CTOR
CTOR
Operating Cash FlowLast quarter
$3.2M
$-7.4M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
2.21×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ASRV
ASRV
CTOR
CTOR
Q4 25
$3.2M
$-7.4M
Q3 25
$1.4M
Q2 25
$-62.0K
Q1 25
$599.0K
Q4 24
$2.7M
Q3 24
$-235.0K
Q2 24
$1.7M
Q1 24
$-2.2M
Cash Conversion
ASRV
ASRV
CTOR
CTOR
Q4 25
2.21×
Q3 25
0.55×
Q2 25
Q1 25
0.31×
Q4 24
3.02×
Q3 24
-0.20×
Q2 24
Q1 24
-1.13×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ASRV
ASRV

Asset Management1$3.1M79%
Other$838.0K21%

CTOR
CTOR

Segment breakdown not available.

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