AMERISERV FINANCIAL INCASRVEarnings & Financial Report
Ameriserv Financial Inc. is a Pennsylvania-headquartered regional financial services holding company. It provides retail and commercial banking products including deposit accounts, loan products and wealth management solutions, serving individual consumers and SMEs across its local operating markets in the United States.
ASRV Q4 FY2025 Key Financial Metrics
Revenue
$3.9M
Gross Profit
N/A
Operating Profit
$1.7M
Net Profit
$1.4M
Gross Margin
N/A
Operating Margin
43.0%
Net Margin
36.9%
YoY Growth
2.4%
EPS
$0.09
AMERISERV FINANCIAL INC Q4 FY2025 Financial Summary
AMERISERV FINANCIAL INC reported revenue of $3.9M (up 2.4% YoY) for Q4 FY2025, with a net profit of $1.4M (up 62.2% YoY) (36.9% margin).
Key Financial Metrics
| Total Revenue | $3.9M |
|---|---|
| Net Profit | $1.4M |
| Gross Margin | N/A |
| Operating Margin | 43.0% |
| Report Period | Q4 FY2025 |
Revenue Breakdown
AMERISERV FINANCIAL INC Q4 FY2025 revenue of $3.9M breaks down across 2 segments, led by Asset Management1 at $3.1M (78.5% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Asset Management1 | $3.1M | 78.5% |
| Other | $838.0K | 21.5% |
AMERISERV FINANCIAL INC Annual Revenue by Year
AMERISERV FINANCIAL INC annual revenue history includes year-by-year totals (for example, 2025 revenue was $47.9M).
AMERISERV FINANCIAL INC Quarterly Revenue & Net Profit History
AMERISERV FINANCIAL INC results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $3.9M | +2.4% | $1.4M | 36.9% |
| Q3 FY2025 | $15.4M | +17.7% | $2.5M | 16.5% |
| Q2 FY2025 | $14.5M | +9.4% | $-282.0K | -1.9% |
| Q1 FY2025 | $14.1M | +2.6% | $1.9M | 13.6% |
| Q4 FY2024 | $3.8M | -66.4% | $889.0K | 23.3% |
| Q3 FY2024 | $13.1M | +0.3% | $1.2M | 9.0% |
| Q2 FY2024 | $13.2M | +2.1% | $-375.0K | -2.8% |
| Q1 FY2024 | $13.7M | -8.9% | $1.9M | 13.9% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $13.7M | $13.2M | $13.1M | $3.8M | $14.1M | $14.5M | $15.4M | $3.9M |
| YoY Growth | -8.9% | 2.1% | 0.3% | -66.4% | 2.6% | 9.4% | 17.7% | 2.4% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $1.38B | $1.40B | $1.41B | $1.42B | $1.43B | $1.45B | $1.46B | $1.45B |
| Liabilities | $1.28B | $1.30B | $1.30B | $1.32B | $1.32B | $1.34B | $1.35B | $1.33B |
| Equity | $103.9M | $103.7M | $108.2M | $107.2M | $110.8M | $110.9M | $114.6M | $119.3M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $-2.2M | $1.7M | $-235000 | $2.7M | $599000 | $-62000 | $1.4M | $3.2M |