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AMERISERV FINANCIAL INC /PA/

AMERISERV FINANCIAL INC /PA/ASRVEarnings & Financial Report

Nasdaq
NextMar 31, 2026

ASRV Q3 2025 Key Financial Metrics

Revenue

$3.7M

Gross Profit

N/A

Operating Profit

$3.1M

Net Profit

$2.5M

Gross Margin

N/A

Operating Margin

84.3%

Net Margin

69.5%

YoY Growth

-5.6%

EPS

$0.15

Financial Flow

AMERISERV FINANCIAL INC /PA/ Q3 2025 Financial Summary

AMERISERV FINANCIAL INC /PA/ reported revenue of $3.7M for Q3 2025, with a net profit of $2.5M (69.5% margin). Cost of goods sold was N/A, operating expenses totaled N/A.

Key Financial Metrics

Total Revenue$3.7M
Net Profit$2.5M
Gross MarginN/A
Operating Margin84.3%
Report PeriodQ3 2025

AMERISERV FINANCIAL INC /PA/ Annual Revenue by Year

AMERISERV FINANCIAL INC /PA/ annual revenue history includes year-by-year totals (for example, 2024 revenue was $15.6M).

YearAnnual Revenue
2024$15.6M
2023$14.5M
2022$14.7M

Income Statement

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Revenue$3.7M$4.1M$3.9M$3.9M$3.8M$3.5M$3.6M$3.7M
YoY Growth8.0%16.4%8.0%4.6%2.7%-14.5%-7.0%-5.6%

Balance Sheet

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Assets$1.39B$1.38B$1.40B$1.41B$1.42B$1.43B$1.45B$1.46B
Liabilities$1.29B$1.28B$1.30B$1.30B$1.32B$1.32B$1.34B$1.35B
Equity$102.3M$103.9M$103.7M$108.2M$107.2M$110.8M$110.9M$114.6M

Cash Flow

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Operating CF$1.1M$-2.2M$1.7M$-235000$3.4M$599000$-62000$1.4M